• Rich AF

  • The Winning Money Mindset That Will Change Your Life
  • By: Vivian Tu
  • Narrated by: Vivian Tu
  • Length: 8 hrs and 5 mins
  • 4.6 out of 5 stars (429 ratings)

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Rich AF  By  cover art

Rich AF

By: Vivian Tu
Narrated by: Vivian Tu
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Publisher's summary

From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation

When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively—the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale.

Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to listeners of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout Rich AF, Vivian will break down her best recommendations to help you:

  • Maximize your earnings to get more out of your 9-to-5
  • Understand the differences between savings accounts, and where you should keep your money
  • Identify the tax strategies and (legal) loopholes you need to retire in style
  • Overcome investing fears to secure wealth for generations

And much more!

Rich AF will equip listeners with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you’ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.

* This audiobook edition includes a downloadable PDF of charts, lists, and a glossary.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2023 Vivian Tu (P)2023 Penguin Audio

Critic reviews

“I wish this book existed when I was coming up and making money for the first time, because Vivian shows us how to make our finances WORK for us! So proud to see my fellow Asian girly teach us all how to be Rich AF!”—Bretman Rock, social media phenomenon and bestselling author

“I can't get enough of ‘Your Rich BFF’ on social media. Vivian's book, Rich AF, is as smart, funny, and forthright as her videos, but there are more of her stories to enjoy as she imparts valuable lessons and breaks down complicated financial concepts in a way that will keep you chuckling as you read.”—Lisa Ling, award-winning journalist and CBS News reporter

“If you’ve ever felt like the world of finance wasn’t for you, Vivian will show you that no matter who you are, it’s never too late to pull up your seat at the table. Rich AF proves that finance is for everyone!”—Karamo Brown, author, actor, and Queer Eye culture expert

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Editorial Review

Finally, no-BS money tips for all
Anytime a woman starts talking about personal finance, I stop and listen. After all, it’s a conversation that I wasn’t always invited to participate in. Whether it’s my brother telling me that stocks are “too complicated for you to understand,” or my parents insisting that I need to hire their CPA to file my taxes (fully knowing that I’ve successfully filed them for a decade on my own), the implication is often that managing money is a man’s job. Sadly, many women can relate. Enter Vivian Tu: I’ve been following her on TikTok (@yourrichbff) for some time now, and her videos always get me to stop scrolling—she demystifies earning and saving for anyone who wants to spare their attention. I can’t wait to learn more about her story as a Wall Street trader and take in her no-BS, straight-to-the-point tips for making money in her audiobook—sans the condescension and ambiguity. —Rachael X., Audible Editor

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Didn’t Know How Much I Needed My Rich BFF

I heard about Vivian Tu on social media and immediately became interested in her financial tips. I never actually followed through these tips online, but I would listen and think it over.
Once I heard her book was coming out, I had to see what her advice was all about. In a Vivian “Rich Bestie” fashion, I downloaded a free trail of audible to listen to the book without paying a cent. However, I enjoyed the insights and advice so much, that curiosity has turned into inspiration.
Needless to say, I have to buy the book now that I want to re-read and highlight away.
I am a huge fan of how accessible, user friendly, and FREE her resources are. It’s to the point, no BS, easy and digestible analogies for a novice like myself.
This book, I feel, is directed to the very audience she has grown on social media, which are gen z and millennials (mostly minorities and women) and that is not a bad thing, but an amazing and fresh approach that readers need. Truthfully, anyone who wants to be inspired to grow their financial understanding should start here. So thank you, Vivian (if you ever see this). I appreciate your effort and passion. I’m inspired, I’ll see you on the rich side.

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Goals!!!

I love this book!!! lots of great info and she didn't make feel bad because I get my coffee a few times a month!!!

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Buy it now!

So much practical advice, this book will pay for itself in no time. If you are on the fence just pull the trigger. The way Vivian uses metaphor will help this be really understandable, I promise.

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Good listen reinforcement of fundamentals

Great listen . Good source of basic fundamentals of personal finance. A quick run down of good and bad habits.

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Great straightforward advice

Breaks these strategies down succinctly and clearly. Animated read, as all her posts are. Really love everything she puts out

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SO good!!!

There is so much valuable information in this book. I’m about to go back and listen to it again! Thank you for sharing your knowledge with us, Vivian!

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Great read (listen)!

Ms Tu is such a wonderful story teller and well written. Relatable concepts on money management and life for a new generation.

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Sage and relatable advice!

I’m so glad somebody finally pulled the curtain on what it takes to be smart with your money! Bravo Vivian! Thank you for your candor and for sharing your financial knowledge and prowess that they just don’t teach you in any school. You’ve brought hope to making smart decisions regarding personal finances for many. Highly recommend for anyone wondering about how to invest, the stock market, how banks and credit cards work, your taxes, etc. to read this book written by my new, rich BFF Vivian! Thank you!

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How Viv my rich bf told the story for understanding purposes.

I love the story and how it was perfectly executed for understanding how to look at, think about and feel about money.

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Real talk!

I purchased both the audio and signed book versions. I greatly appreciated the practical financial guidance provided by Vivian. It's real-world advice that I haven't received from anyone else. It's a positive aspect for me because I comprehended it well and could relate to it. Please continue offering such advice as it resonates with me!

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