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The Latte Factor
- Why You Don't Have to Be Rich to Live Rich
- Narrated by: Mizuo Peck, David Bach
- Length: 3 hrs and 59 mins
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Publisher's summary
Instant New York Times, USA Today, Wall Street Journal, and international best seller
Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.
In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.
Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine.
The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game).
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
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Rosa Guerrero beat the odds as she rose to the top of the corporate world. An attractive woman of a certain age, the longtime chief of human resources at Ellery Consumer Research is still a formidable presence, even if her most vital days are behind her. A leader who wields power with grace and discretion, she has earned the devotion and loyalty of her staff. No one admires Rosa more than her doting lieutenant Leo Smalls, a benefits vice president whose whole world is Ellery.
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Awesome!
- By Donna D. Lewis on 02-05-18
By: Jillian Medoff
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My Salinger Year
- By: Joanna Rakoff
- Narrated by: Joanna Rakoff
- Length: 8 hrs and 11 mins
- Unabridged
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At 23, after leaving graduate school to pursue her dreams of becoming a poet, Joanna Rakoff moves to New York City and takes a job as assistant to the storied literary agent for J. D. Salinger. Rakoff is tasked with answering Salinger’s voluminous fan mail. But as she reads the candid, heart-wrenching letters from his readers around the world, she finds herself unable to type out the agency’s decades-old form response. Instead, drawn inexorably into the emotional world of Salinger’s devotees, she abandons the template and begins writing back.
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Good story great performance
- By Marla on 05-22-15
By: Joanna Rakoff
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Return to the Beach House
- Beach House, Book 3
- By: Georgia Bockoven
- Narrated by: Joell A. Jacob
- Length: 9 hrs and 44 mins
- Unabridged
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Story
Alison arrives at the beach house in June to spend a month with her restless grandson before he leaves for his freshman year in college. Over a decade before, Alison lost her beloved husband, and has faced life alone ever since. Now she discovers a new life, and possible new love. August brings together four college friends facing a milestone. Across summer's final days, they share laughter, tears, and love-revealing long-held secrets and creating new and even more powerful bonds.
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I knew the 3rd book would be great!!!
- By Leah on 10-29-14
By: Georgia Bockoven
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The Wrong Sister
- By: T. E. Woods
- Narrated by: Angela Dawe
- Length: 8 hrs and 47 mins
- Unabridged
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From behind the wheel of her car, Tess Kincaid glimpses a woman walking down a Madison, Wisconsin, street. They've never met, but Tess sees the same features every time she looks in the mirror. Tess introduces herself and discovers that she and her doppelganger, Mimi, have more than appearance in common. They even share the same birthday. Mimi - confident and outgoing where Tess is understated and shy - is convinced they're twins, separated shortly after birth. When a body is discovered in a local marsh, Tess is entangled in a search for the truth....
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Nothing like anything T E Woods has written B4!!!
- By shelley on 03-01-18
By: T. E. Woods
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How It All Began
- By: Penelope Lively
- Narrated by: Katherine Kellgren
- Length: 7 hrs and 38 mins
- Unabridged
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When Charlotte Rainsford, a retired schoolteacher, is accosted by a petty thief on a London street, the consequences ripple across the lives of acquaintances and strangers alike. A marriage unravels after an illicit love affair is revealed through an errant cell phone message; a posh yet financially strapped interior designer meets a business partner who might prove too good to be true.
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Wonderful and beautifully written
- By Molly-o on 02-15-12
By: Penelope Lively
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Baltimore Blues
- Tess Monaghan, Book 1
- By: Laura Lippman
- Narrated by: Deborah Hazlett
- Length: 9 hrs and 55 mins
- Unabridged
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Story
Unemployed at 29, Tess Monaghan is willing to take any freelance job to pay the rent—including a bit of unorthodox snooping for her rowing buddy, Darryl "Rock" Paxton. In a city where someone is murdered almost every day, attorney Michael Abramowitz's death should be just another statistic. But the slain lawyer's notoriety—and his noontime trysts with Rock's fiancée—make the case front page news...and point to Rock as the likely murderer. But trying to prove her friend's innocence could prove costly to Tess.
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I'm on #8 - This series is almost unique
- By connie on 02-19-12
By: Laura Lippman
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The Saturday Night Supper Club
- By: Carla Laureano
- Narrated by: Teri Schnaubelt
- Length: 9 hrs and 56 mins
- Unabridged
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Denver chef Rachel Bishop has accomplished everything she's dreamed and some things she never dared hope, like winning a James Beard Award and heading up her own fine-dining restaurant. But when a targeted smear campaign causes her to be pushed out of the business by her partners, she vows to do whatever it takes to get her life back...even if that means joining forces with the man who inadvertently set the disaster in motion.
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Nice story
- By Dawna on 12-05-18
By: Carla Laureano
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As the Tide Comes In
- A Novel
- By: Cindy Woodsmall, Erin Woodsmall
- Narrated by: Julia Gibson
- Length: 12 hrs and 25 mins
- Unabridged
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Overall
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Performance
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Story
After losing two loved ones in a devastating tornado and suffering a head injury, Tara Abbott flees to St. Simons Island, where her disorientation causes the lines between imagination and reality, past and present to blur. There she encounters island residents Julep Burnside, Luella Ward, Sue Beth Manning, and Dell Calhoun - The Glynn Girls - who have been friends since Bible camp, 40 years earlier. When Julep's son Gavin identifies a troubled soul in need of help, can the Glynn Girls guide Tara back to herself?
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enjoyed
- By Dee on 11-24-18
By: Cindy Woodsmall, and others
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Nearly Normal
- Surviving the Wilderness, My Family and Myself
- By: Cea Sunrise Person
- Narrated by: Cea Sunrise Person
- Length: 9 hrs and 26 mins
- Unabridged
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Overall
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Performance
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In her best-selling memoir North of Normal, Cea wrote with grace about her unconventional childhood - her early years living in a tipi in Alberta with her pot-smoking, free-loving counterculture family. But her struggles do not end when she leaves her family at the age of 13 to become a model. Honest and daring, Nearly Normal reveals the many ways that Cea's unconventional childhood continues to reverberate through the years.
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This one is just not for me
- By Pamela Plimpton on 03-15-19
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Hush Money
- Hush Money Mystery Series, Book 1
- By: T. E. Woods
- Narrated by: Xe Sands
- Length: 8 hrs and 24 mins
- Unabridged
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Overall
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Performance
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Story
Madison is booming with dreamers and drifters, visionaries and entrepreneurs. Among them is Sydney Richardson, the daughter of a cop who died on these streets and now the proud, stressed-out owner of Hush Money, one of the city's top new restaurants. Like everyone else in town, Sydney is shocked when Madison's popular mayor - a crusty, charismatic man of the people - is shot to death in his own home. But the news hits especially close to home for Sydney because one of her own stands accused of the brutal crime. Sydney's the one person that Wanda Fields, a quiet, hardworking waitress and single mother, can think to call after her arrest.
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T E Woods sure know how to write 'em!
- By shelley on 02-14-18
By: T. E. Woods
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Paper Angels
- A Novel
- By: Jimmy Wayne, Travis Thrasher
- Narrated by: Stephen Bowlby
- Length: 6 hrs and 15 mins
- Unabridged
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Overall
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Performance
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Story
When his mom decided it was time for them to leave for good, Thomas knew they better get far away or he'd come and find them. It was Christmas Day, with Mom sweating in a tiny room over a tiny stove, and Dad watching college basketball and drinking with a vengeance. "Thomas, I want you to get your sister and go out to the car, okay?" Mom had promised them that they would be getting a special Christmas present today. Just the two kids. They couldn’t mention it to Dad. This is her present, Thomas thought....
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Giving and FORGIVING . . . Great Christmas Story
- By Debbie on 11-25-14
By: Jimmy Wayne, and others
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Book is good. not a fan of the narrator.
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El factor Latte
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Sound advice, but...
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The regular person can understand/follow the info
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Book is good. not a fan of the narrator.
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El factor Latte [The Latte Factor]
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El legendario experto en finanzas personales David Bach (autor de El millonario automático) y el increíble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos que vive y trabaja en la ciudad de Nueva York. Zoey ama su trabajo y es buena en él, pero sin importar cuánto se esfuerce tiene dificultades para llegar a fin de mes por las deudas de la tarjeta de crédito y los préstamos estudiantiles.
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El factor Latte
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Great Book with Realistic Approach!
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Out of touch with those from poverty background
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this book is my new bible
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Just talks about his life
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Very good for "Newbies" to Brian Tracy's teachings
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His work is cited by the world's best-known thought leaders, from Steve Jobs to Malcolm Gladwell. In this classic best seller - one of the most influential business books of all time - innovation expert Clayton Christensen shows how even the most outstanding companies can do everything right - yet still lose market leadership. Christensen explains why most companies miss out on new waves of innovation.
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This book is best read, not heard
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SPEAK UP!!!!
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Highly recommended, but could use an update.
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The Millionaire Next Door
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Listen to the incredible national best seller that is changing people's lives - and increasing their net worth. Also available:
The Millionaire Mind.
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A good place to start but watch out!
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Women & Money (Revised and Updated)
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Suze Orman investigates the complicated, dysfunctional relationship women have with money in this groundbreaking audiobook. With her signature mix of insight, compassion, and soul-deep recognition, she equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from making more out of the money they make. At the center of the audiobook is the Save Yourself Plan - a streamlined, five-month program that delivers genuine long-term financial security.
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Why is Suze Orman not narrating this book?
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What listeners say about The Latte Factor
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- Joyce
- 05-07-19
I love this book!
This book takes my favorite chapter in The Automatic Millionaire and delivers sound financial principals in an easy to read, easy to listen to story. You don’t have to give up coffee. It’s a metaphor. Small changes in the way you spend your money can give you financial freedom. The earlier you start the greater the benefit of time and compounding interest. Financial freedom is not being taught as public school curriculum so as you learn teach your children.
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7 people found this helpful
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- You
- 07-25-19
Great book
Loved it
It inspires you to review your finances and dreams. Change your perspective about money
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- JT
- 06-20-19
Loved it!
Such easy and enjoyable listening that I couldn't wait to get into my car to hear the rest of the story. Very well written with a great message!
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- Alyece Norgren
- 02-10-20
A MUST read!!
The illustration through a story was brilliant and relatable. So smart and simple. LOVED it!
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- Ashlee
- 10-28-20
Easy listen- you don’t even realize you’re learning
I enjoyed the story so much I didn’t realize there was a lesson. Well written, easy read/listen.
I took away a lot from this book and was able to revise my budget and set goals.
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- J ko
- 10-04-22
Interesting, thought provoking, life changing
I'm glad I read this. Im almost 30. this book addressed all of the fears I have about saving and financial overwhelm.
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- BP
- 05-24-19
Inspiring, informative, possibly life changing?
This book opened my eyes and gave me a new perspective. "If you don't know where you're going, you might not like where you end up."
It forced me, unintentionally, to step back and really see the way I treat finances & my own life. It made me think about how I spend my days, what I fill my time with. Is what I'm doing everyday bringing me closer to the life I want? Or am I simply trying to give myself some sort of immediate gratification. Will I be happy about my choices & actions 5, 10, 20, 40 years from now? Am I making the most of my money? Am I spending intelligently? This book gave me a lot of clarity. I cried, I laughed, I got slapped in the face with reality and some hard truths, I was overwhelmed, inspired, guilted, & shamed. It was a roller coaster, but in the best way possible... because it has lit a fire under my ass & taught me so much I didn't know.
As I listened to the book, I spent that week getting my shit together. I'm feeling lighter, less stressed about my finances and future. Feeling like I can follow joy instead of a massive income & live a life I actually want to live.
Everyone should read this book.
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- gizzy
- 08-23-20
Awesome story that I listened to in 2 days!
Listened to your podcast yesterday morning and you mentioned The Latte Factor. I had one credit on Audible and decided to use it on this book. I finished it in 2 days! Looking forward to your next one. Have fun in Italy. Michelle from Broomfield, Colorado.
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- Smmurray
- 05-31-19
YESSSS!!
I loved this book!
Great story!
Life changing education!
Excellent information!
Wish I had read it 20 years ago!
Thank YOU!!
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- Chau Ly
- 10-25-19
inspiring
I want to learn more. planning to download his other books to have a better understanding of finance and investing
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