If getting into the property market is something you're working towards, securing your first home or investment could be sooner or more achievable than you think. In today's episode guest mortgage broker Genevieve aka Gell Fordham from Sphere Home Loans shares her top tips for first home buyers and answers your questions. The episode touches on:

👉 should I buy now or wait until I have a bigger deposit?

👉🏽 buying in strata

👉 rentvesting

👉🏼 engaging a mortgage broker

👉🏾 parental guarantees & the First Home Guarantee scheme

👉🏿 is Lenders Mortgage Insurance (LMI) all that bad?

👉🏻 using First Home Super Saver (FHSS) scheme funds

👉🏼 how will debt / a car loan / HECS/HELP affect my borrowing capacity?

👉🏽 I'm self-employed, how will it affect my ability to get a loan?

👉🏾 what's the minimum deposit needed to secure a mortgage?

👉🏿 how much $ will children affect my borrowing capacity?

👉🏻 can I spend money between getting my pre-approval and full approval?

Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv

Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here

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