Are you nearing retirement and wondering how to manage your sick leave best? Join Tammy and Micah in this insightful episode of the Plan Your Federal Retirement podcast as they dive deep into the intricacies of using sick leave to optimize your federal retirement benefits.

In this episode, Tammy and Micah explore:

• The impact of sick leave on your federal pension calculation, including the high-three average salary and length of service.

• Discover how to strategically use your sick leave balance to extend your service time and increase your retirement benefits, opening up new possibilities for your retirement. Important rules and guidelines from OPM regarding sick leave usage.

• Common pitfalls federal employees should avoid when trying to maximize their sick leave.

• Gain inspiration from real-life examples and scenarios, including how one federal employee used his sick leave during a terminal illness to stabilize his family financially. The differences between civilian and military sick leave policies and why terminal leave is not an option for federal employees.

Whether in the early stages of your career or just a few months away from retirement, this episode is packed with valuable information to help you make the most of your sick leave.

Tune in to learn how to avoid costly mistakes and ensure a smooth transition into retirement. Remember, a small mistake can lead to a significant loss in your retirement benefits.

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