Summer can be a time of relaxation and rejuvenation for teachers, but it also brings temptations to splurge. Bridget and Michelle offer practical budgeting strategies to help teachers manage their finances effectively during the off-season, ensuring a stress-free return to school.

Episode Highlights:

• Introduction to Budgeting: Bridget and Michelle discuss their personal experiences with impulse shopping and the challenges of resisting sales, especially during summer.

• Assessing Needs vs. Wants: Learn strategies for evaluating true needs versus momentary wants to prevent unnecessary purchases.

• Inventory Management: Tips on how to take stock of existing supplies and prioritize future purchases to optimize spending.

• Routine Financial Reviews: Importance of establishing regular check-ins with your budget to maintain financial health and avoid overspending.

• Practical Spending Methods: Introduction to the envelope system for controlling spending and creative ways to repurpose old materials to save money.

Key Resources Mentioned:

• Teaching on the Double Personal Planners: Designed to help with financial planning, available at teachingonthedouble.com/store.
• Budgeting Apps and Tools: Explore tools like Rakuten and Honey for deals, and Jordan Page’s YouTube channel for budgeting advice.

Listener's Dilemma: A listener shares challenges related to budgeting with a fixed income and limited time, seeking advice for managing finances efficiently.

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