How do you navigate the stormy waters of divorce when adult children with disabilities are involved? It's a tough situation that needs careful planning and thought to make sure everyone in the family is okay.

In this episode, Annette Hines provides insights into the challenges faced by divorcing parents of adult children with disabilities, emphasizing the need for clear communication and effective guardianship. She advises keeping the adult child out of the divorce process and separating their welfare discussions from other divorce issues. Hines also highlights the importance of estate planning, recommending neutral third-party trustees, and including life insurance policies in divorce agreements for ongoing financial support. Additionally, she explains the legal steps needed to direct child support payments into a trust, protecting public benefits like SSI and Medicaid.

In this episode, you will hear:

• Why effective communication is crucial in co-guardianships

• How life insurance policies can be utilized in divorce agreements to support dependents

• The benefits of involving a neutral third party in managing special needs trust

• Why adult children with disabilities should be kept out of the divorce process

• How child support payments can be directed into a trust to protect public benefits like SSI and Medicaid
  
  

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