In this episode of PennyWise, host Nat Cardona is joined by financial expert Christie Matherne to discuss the crucial steps to rebuild your credit. As many have faced financial challenges in recent years, this episode provides a comprehensive guide to getting back on track.

Christie shares practical advice on how to review your credit report, catch up on past due bills, and deal with debt collection agencies. She emphasizes the importance of starting a budget and building an emergency fund to avoid falling into the same pitfalls again.

The episode also explores the benefits of becoming an authorized user on a credit card and the strategic use of secured credit cards to rebuild your credit. Christie highlights the significance of checking your credit score regularly and staying patient as you work towards improving it.

Finally, the discussion wraps up with an advanced strategy known as the "island approach," where you use multiple credit cards for specific purchases to maximize rewards and further boost your credit score.

Whether you're struggling with debt or looking to improve your financial health, this episode of PennyWise offers valuable insights and actionable steps to help you rebuild your credit and secure a better financial future.