• ALL ABOUT THOSE ANNUAL PERCENTAGE RATES

  • Apr 3 2022
  • Duración: 7 m
  • Podcast

ALL ABOUT THOSE ANNUAL PERCENTAGE RATES

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  • The term annual percentage rate of charge, corresponding sometimes to a nominal APR and sometimes to an effective APR, is the interest rate for a whole year, rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc. It is a finance charge expressed as an annual rate. Wikipedia


    What Is Annual Percentage Rate (APR)?

    Annual percentage rate (APR) refers to the yearly interest generated by a sum that's charged to borrowers or paid to investors. APR is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan or income earned on an investment. This includes any fees or additional costs associated with the transaction but does not take compounding into account. The APR provides consumers with a bottom-line number they can compare among lenders, credit cards, or investment products. www.investopedia.com


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