Do you find that you have the best intentions to save money, but a lot of the time life tends to get in the way? It’s the constant balance between “you only live once” and “you need to save money.” But sometimes the “you only live once” keeps happening and then when you find yourself in a money pickle, you have $0 in your rainy day fund to help you out! So in this ep, we chat about 5 money traps that you might keep falling for and what you can do about them!

You know all the benefits of having a budget. You know that a budget can help you stay on track to achieve your financial goals and get rid of any debts that you have accumulated. Then why do you keep putting off creating a budget!?

It might be because you don’t really have a clear reason, or as we like to call it, your why. If you don’t know your why then you probably won’t have any motivation to start or stick to a budget. After all, budgets don’t give you instant results, so working towards a goal will help you stay on track. For some more tips and tricks on how to motivate yourself to start a budget, check out this episode!

Have you got a potential opportunity where you will make more money but at a cost of work-life balance? Are you trying to decide what you want to study at university and are wondering how much weight to put on earning potential and job prospects money-wise? Then this is the episode for you! Hal shares a brilliant exercise that can help you navigate and make career decisions.