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Why do processes and efficiency matter? Well, first and foremost, they save time; and time is money. But, they can also help in other ways that don't present themselves ... until tragedy strikes. Clint Houck is not only an insurance expert, he's an entrepreneur, VC guru, and start-up veteran. Sean & Tim extract wisdom from Clint on how he got his start, what he's learned along the way, and how you can better prepare yourself for life's learning lessons. Dive right in, peeps!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Canopy Connect: https://www.usecanopy.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

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Do you consider yourself a "hunter," or do you identify more as a "farmer?" There's no right or wrong way to be, but it is important that you start to learn more about who you want to be in your business career. Queue in Sean & Tim as they lean in on a common phrase in business, "That's not worth my time." This B&R banger shovels deep into the minds of our listeners and watchers so they can start to think deeper on who they want to be ... and why. Dive right in, Bricks & Riskers!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Buzzsprout: https://www.buzzsprout.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

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Number one hundred and twenty two. This episode has special meaning to the three of us because it was our Phi Gamma Delta (aka Fiji) chapter number at La Salle University. Queue in John Casey; a good friend, as well as a successful entrepreneur. What started out as a cushy sales job a decade ago turned into John going all-in on himself. 100% commission, no guaranteed deals. Dive right into this B&R business banger as Sean & Tim extract gold from a guy who made a smart bet and won!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Phi Gamma Delta: https://phigam.org/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

Our good pal, AI. You can't even turn around these days without getting smacked in the face with another AI article, video short, and social post. It's gonna eliminate jobs. It's gonna speed up innovation. It's gonna change the world. Yes, yes, and yes. But, there are some things that AI won't (and can't) replace. In this Bricks & Risk toppy, Sean & Tim go back and forth as to why they both believe AI will never replace the human ability to sell. Agree or disagree?

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Open Claw: https://openclaw.ai/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

"Low barrier of entry" is something Tim has been referencing for years. Not only on B&R, but also when he was managing an independent, residential-focused real estate brokerage. But it doesn't just apply to the real estate industry, it also applies to the insurance industry. Join Sean & Tim as they dig into some of the foundational issues surrounding their respective industries, as well as their tips and advice for how to approach things differently and set yourself up for success!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ HGTV: https://www.hgtv.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

One of Sean's insurance relationships joins us this week for an amazing episode on insurance agency valuation. Dissimilar to residential real estate, insurance agencies can pretty much be bought and sold with ease. Why? Because it's a standing book of business with number history and retention. What insurance owners tend to get wrong though is just how much their business is worth; that's where Mike comes in. Mike Mensch with Agency Brokerage not only breaks it down for our Bricks & Riskers, but he brings an immense amount of credibility, experience, and knowledge that is sure to impress you. Dig in!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

* Episode Shout-Outs *
→ Agency Brokerage: https://www.agencybrokerage.com/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

Send us Fan Mail

Another successful "Nothing Doc" topic that led to a really great conversation on why some real estate agents practice with clients, and why some just refer clients. Stewardship is a financial services company out of Arizona that helps clients in multiple service categories: real estate, mortgage, insurance, and finance. One of their lead-gen methods is driving warm leads through the door using an "ambassador" program. Sean & Tim break down why this is smart, but also, why there are pros and cons to every marketing method. Pretend it's the deep end of the pool, and dive right in!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Stewardship Ambassadors: https://stewardship.pro/ambassador/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk

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Whether you're in the residential real estate industry or not, you could assume that starting a property management company from scratch is not easy. Guess what, it's not. John Sacks' story at Property Management Redefined is one of hustle, grit, and determination; stemming from an uninspiring stint in corporate America, to then choosing the entrepreneurial road alone. Going from 0 units to 700+ units in just over 10 years is nothing short of amazing. Sean & Tim dig deep into John's journey to extract nothing but solid gold. Our loyal listeners and watchers will absolutely love this B&R interview!

Big shout-out to our show's loyal and dedicated sponsor: Property Management Redefined. John Sacks and his property management squad love our show and continue to support our mission of helping people through podcasting!

Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build your own business. Our audience grows through word of mouth, so if you would please take a moment of your time and give us a review on the platform you’re on, that would be fantastic!

Please also help spread the B&R word by sharing your favorite episode with a friend. You can find all B&R episodes on Spotify, Apple Music, YouTube, and anywhere else you get your podcast content. We greatly appreciate your time and trust.

Until next week, keep learning and keep growing!

** Episode Shout-Outs **
→ Cherry Street Tavern: https://www.retroroadmap.com/listing/cherry-street-tavern-philadelphia-pa-a-neighborhood-local-for-over-100-years/
→ Episode Sponsor, Property Management Redefined: https://gopmr.com/

📲 Contact Info 📲
→ Sean Mooney, Mooney Insurance Brokers: www.mooneybrokers.com/
→ Tim Garrity, The Tim Garrity Team: www.timgarrityteam.com/

💥 Watch us on YouTube 💥
→ YouTube, Bricks & Risk Podcast, @bricksandrisk: www.youtube.com/@BricksandRisk/?sub_confirmation=1

💥 Follow us on Social Media 💥
→ Instagram, Bricks & Risk Podcast, @bricksandrisk: https://www.instagram.com/bricksandrisk/
→ Instagram, Sean Mooney, @sean.moonee: https://www.instagram.com/sean.moonee/@sean.moonee
→ Instagram, Tim Garrity, @realestateinphl: https://www.instagram.com/realestateinphl/
→ Facebook: https://www.facebook.com/bricksandrisk
→ LinkedIn: https://www.linkedin.com/company/bricksandrisk