What is house hacking? Why people are doing it? Listen to this week podcast with Kim and Patrick to get all the latest information on the current real estate market in the Denver Metro area and an update on home mortgages.

Kim Davis
303-882-0888
email: kimdavis@remax.net
Dynamic Home Team with RE/MAX Professionals
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: pwilliams@themortgageco.com
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick and Kim talk about a 9NEWS article discussing affordability in the Denver Metro area.

Also, what is a home warranty? They discuss some of the pros and cons of home warranties.

Kim Davis
303-882-0888
email: kimdavis@remax.net
Dynamic Home Team with RE/MAX Professionals
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: pwilliams@themortgageco.com
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Kim and Patrick talk May 2024 Real Estate and how the market is changing. At the end of May, over 9,000 active homes were on the market.

Patrick talks about the Fed meeting and what that means for interest rates.

Kim Davis
303-882-0888
email: kimdavis@remax.net
Dynamic Home Team with RE/MAX Professionals
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: pwilliams@themortgageco.com
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick and Kim have guest on the show, Brett Teiken with ePoint Group.

Brett is an insurance broker and he walks Patrick and Kim through home insurance policies and gives the listeners insight on the different types of insurance and riders that people may want to include on their homeowners policy. They also touch on some auto insurance questions that Brett answers for Kim and Patrick.

Brett explains why insurance in Colorado is high and the difference between roof Replacement Cost vs. Actual Cash Value. Condo riders, HO6 and riders to add for condos. Renters insurance and why you want insurance even as a renter.

Brett Teiken
(720) 420-1720
epoint group insurance
https://www.epointgroup.com/

Kim Davis
303-882-0888
email: kimdavis@remax.net
Dynamic Home Team with RE/MAX Professionals
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: pwilliams@themortgageco.com
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick and Kim banter about zipper merging, what it is, and why you should do it!

Kim explains Comparative Market Analysis (CMA) what they are and when you should ask your Realtor for a CMA.

They also discuss the difference between a buyer's and seller's real estate market. They have some suggestions on what you can do in seller's market to make your offer stand out.

Kim Davis
303-882-0888
email: kimdavis@remax.net
Dynamic Home Team with RE/MAX Professionals
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: pwilliams@themortgageco.com
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Kim and Patrick go over the pulse of the real estate market by reviewing the Denver Metro statistics for the April 2024 compared to April 2023. They break down the statistics by price points.

Kim Davis
303-882-0888
email: kimdavis@remax.net
Dynamic Home Team with RE/MAX Professionals
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: pwilliams@themortgageco.com
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick and Kim discuss non-traditional mortgages. They discuss Reverse mortgages, the different types of reverse mortgages and how you can use them to benefit you or your loved ones.

They also discuss assumption loans and how they work.

Kim Davis
303-882-0888
email: kimdavis@remax.net
Dynamic Home Team with RE/MAX Professionals
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: pwilliams@themortgageco.com
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver

Patrick and Kim discuss ways to save for a downpayment, and why you don't need a 20% downpayment with the program called Colorado Housing and Finance Authority better known as CHFA.

What are Escrows? While speaking about CHFA they explain escrows and what they do.

Patrick also gives his weekly mortgage interest update.

Kim Davis
303-882-0888
email: kimdavis@remax.net
Dynamic Home Team with RE/MAX Professionals
www.DHTDenver
https://www.youtube.com/@BrokerBanterDenver

Patrick Williams
720-988-7664
email: pwilliams@themortgageco.com
www.themortgageco,com
https://www.youtube.com/@BrokerBanterDenver