Who's on your bench? When you're building a Childfree life on your own terms, the professionals and teammates you surround yourself with make all the difference in how well you age.

In this episode, Maddy Roche and Bri Conn, CFP®, walk through the essential people you need in your corner, from certified financial planners who understand Childfree planning to aging care managers who can help you navigate long-term care. They tackle why estate planning is more complex when you don't have a next generation to handle decisions, how Childfree Trust® provides a professional fiduciary solution, and why outsourcing the right things frees you to focus on what matters most.

Key Takeaways:

• CFP® professionals are fiduciaries legally obligated to act in your best interest, and finding one who understands how being Childfree fundamentally changes your financial picture ensures you get advice that actually fits your goals.
• Medical power of attorney, financial power of attorney, executor, and trustee are essential positions that take time to fill, especially when you don't have a next generation to rely on.
• Childfree Trust® provides a professional fiduciary solution. Acting in all 50 states as any of the four key estate planning roles, Childfree Trust® can serve as your primary choice or backup option, giving your existing representatives the gift of being able to transfer responsibility if needed.
• Whether it's tax preparation, home maintenance, or health management, identifying what you can delegate to professionals frees you to spend time with people and activities you actually care about.
• Primary care doctors, aging care managers, personal trainers, and community leaders all play a role in preventing issues before they arise and ensuring you have advocates when you need them.

Episode Hosts:

Maddy Roche - Chief Growth Officer at Childfree Trust® and responsible for all sales & marketing initiatives.

Bri Conn, CFP® - Customer Experience Manager at Childfree Trust® and co-host. Bri understands firsthand that the CFP® curriculum doesn't address Childfree planning.

About Childfree Life by Design:

Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them.

Connect with Us:

Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com

Join the conversation on social media:

Instagram: https://www.instagram.com/childfreeinsights
Facebook: https://www.facebook.com/ChildfreeInsights/
LinkedIn: https://www.linkedin.com/company/childfreeinsights
YouTube: https://www.youtube.com/@ChildfreeInsights

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

What if the way you think about wealth is keeping you from building it? In this episode, Dr. Jay Zigmont, CFP® and Carl Richards, CFP® creator of the Sketch Guy column in the New York Times, sit down to explore how simple drawings unlock profound truths about money and life.

Carl shares the stories behind his most powerful sketches, including the Venn diagram asking "What can I control?" and "What matters?" and why their overlap is where real financial planning happens.

Key Takeaways:

• Focus on the overlap of what matters and what you control.
• Real financial planning aligns money with life.
• The only goal that matters is yours.
• Childfree planning requires different tools and thinking.

Episode Host:

Dr. Jay Zigmont, PhD, MBA, CFP® is the Founder of Childfree Wealth, a life and financial planning firm dedicated to helping people simplify their finances so they can live an amazing Childfree life. Dr. Jay is a CERTIFIED FINANCIAL PLANNER®, Childfree Wealth Specialist, and author of the book “The Childfree Guide to Life and Money.” His Ph.D. is in Adult Learning from the University of Connecticut.

Meet the Guest:

Carl Richards, CFP®, wrote The Sketch Guy column in The New York Times for a decade, using cardstock and a Sharpie to make money feel less complicated. He's the author of bestsellers The Behavior Gap and The One-Page Financial Plan, and his latest book, Your Money: Reimagining Wealth in 101 Simple Sketches, released in October 2025. Carl hosts the daily podcast Behavior Gap Radio and founded The Society of Advice, a community for financial planners dedicated to the craft of advice.

Learn more on his website: behaviorgap.com.

Connect with Carl Online: LinkedIn X Instagram.

Pre-order Carl’s book on Amazon or at your favorite bookstore.

To place a bulk order of Carl’s book, visit this link and use the code YourMoney5 at checkout to save

About Childfree Life by Design:

Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them.

Connect with Us:

Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com

Join the conversation on social media:

Instagram: https://www.instagram.com/childfreeinsights
Facebook: https://www.facebook.com/ChildfreeInsights/
LinkedIn: https://www.linkedin.com/company/childfreeinsights
YouTube: https://www.youtube.com/@ChildfreeInsights

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...

Building better financial habits is less about willpower and more about understanding how your brain works. In this episode, Dr. Jay Zigmont, CFP®, and Fiona Waller, MSW, LCSW, CFP® dive into the behavioral side of personal finance, exploring why all-or-nothing thinking keeps you stuck, how to make progress visible, and what the science of habit formation teaches us about lasting change.

Drawing from Dr. Jay's background in adult learning and Fiona's training as a therapist, this conversation goes beyond spreadsheets and investment strategies to tackle the messy, gray area of human behavior. If you've ever wondered why you keep repeating financial patterns you inherited or why your budget never seems to stick, this episode offers practical tools to help you build habits that actually support the intentional Childfree life you're designing.

Key Takeaways:

• All-or-nothing thinking sabotages progress: The mindset of "be the best or don't do it at all" keeps you stuck at extremes and prevents you from making meaningful progress in the messy middle ground where real change happens.
• Financial success is 80% behavioral: The hard work of personal finance isn't in the spreadsheets or investment calculations. It's in understanding your behaviors, mental models, and the voices in your head that drive your financial decisions.
• Starting small creates sustainable change: Rather than attempting major overhauls that lead to failure, focus on getting 1% better each day or making one small improvement at a time to build momentum without burnout.
• Naming your internal voice creates distance: Identifying whose voice is in your head and why it's there allows you to acknowledge its role in getting you this far, then consciously choose to take it from here on your own terms.

Episode Hosts:

Dr. Jay Zigmont, CFP® - Founder & CEO of Childfree Wealth®, Childfree Trust®, & Childfree Insights. Author of "The Childfree Guide to Life and Money." Dr. Jay's background in adult learning brings a unique behavioral focus to financial planning.

Fiona Waller, MSW, LCSW, CFP® - Childfree Wealth Specialist® at Childfree Wealth®. Fiona brings a unique perspective as a former therapist, focusing on the intersection of mental health and money using a trauma-informed background to help clients align their financial and life plans with their values.

About Childfree Life by Design:

Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them.

Connect with Us:

Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com

Join the conversation on social media:

Instagram: https://www.instagram.com/childfreeinsights
Facebook: https://www.facebook.com/ChildfreeInsights/
LinkedIn: https://www.linkedin.com/company/childfreeinsights
YouTube: https://www.youtube.com/@ChildfreeInsights

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...