In this enlightening episode of Confessions of a Property Investor, hosts Catherine Andrews and Michelle White tackle the topic of emotional decision-making in property investment. Join Catherine, managing director of Chase Wealth Australia, and Michelle, director of qualifications and senior executive, as they delve into whether investors should truly remove emotion when selecting properties for their investment portfolios.

Michelle shares her experiences as the first point of contact for potential investors, discussing how emotions often drive initial investment decisions. The episode explores common misconceptions about property types, locations, and price points that are influenced by media and personal anecdotes. Catherine and Michelle emphasize the importance of making logical, data-driven decisions rather than letting emotions dictate investments.

Listeners will gain valuable insights on how to balance emotional and logical factors when choosing investment properties, understanding that while some emotion is inevitable, it should not overshadow the critical numerical and market analysis. Tune in to learn how to make more informed investment decisions and avoid the pitfalls of emotional investing.

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In this episode of Confessions of a Property Investor, hosts Catherine Andrews and Michelle White dive into the ever-present topic of timing in property investment with the theme, "Do not wait. The time will never be just right." Join Catherine, the managing director of Chase Wealth Australia, and Michelle, the director of qualifications, as they tackle common fears and misconceptions that potential investors face.

Michelle shares her insights from working directly with clients, addressing their concerns about the perfect time to invest. They discuss the importance of overcoming fear and taking the plunge into property investment sooner rather than later. Through practical examples and real-life scenarios, they illustrate how waiting can lead to missed opportunities and long-term financial growth.

Tune in to hear how property investment, much like any significant life decision, often benefits from taking action rather than waiting for the perfect moment. If you're hesitant about entering the property market, this episode is packed with valuable advice and encouragement to help you make informed decisions and start your investment journey today.

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In this insightful episode of Confessions of a Property Investor, host Catherine Andrews, Managing Director of Chase Wealth Australia, is joined by Michelle White, Director of Qualifications, for an in-depth analysis of the property market in the first quarter of 2024. Together, they dissect the latest trends, discuss the impact of recent rate hikes, and explore the shifting dynamics in regional and suburban areas versus major cities. Michelle shares her expertise in handling scepticism from potential investors and highlights the enduring value of property investment.

Tune in to discover why understanding supply and demand, coupled with strategic investment, remains crucial for capitalising on property market opportunities. Whether you're a seasoned investor or new to the market, this episode offers valuable advice and expert insights to help guide your property investment decisions in 2024.

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In this episode of "Confessions of a Property Investor," hosts Catherine Andrews, Managing Director of Chase Wealth Australia, and Michelle White, Director of Qualifications, dive deep into the hot topic of interest rates in Australia. They explore why interest rates remain high and the factors influencing these decisions, from inflation and CPI to household spending and the RBA's formula. Despite the uncertainty, Catherine and Michelle emphasize the importance of looking at the bigger picture, including low unemployment rates and steady wage growth.

They discuss the potential impact on property investors and the general public, dispelling recession fears and highlighting the resilience of economic conditions in Q1 2024. The hosts also touch on global factors, including elections and their domestic effects, acknowledging the unpredictable nature of future rate changes.

Ultimately, Catherine and Michelle stress the importance of long-term investment strategies and the sacrifices necessary for success. They challenge listeners to consider what they are willing to give up in the short term to achieve long-term financial gains through property investment.

Tune in for an insightful conversation filled with expert opinions, practical advice, and the honest truths of the property market. Don't miss out on this engaging episode of "Confessions of a Property Investor."

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In this revealing episode of "Confessions of a Property Investor," host Catherine Andrews, Director of Investments and Managing Director of Chase Wealth Australia, sits down with financial controller Pamela Phillips to discuss one of the firm's biggest recruitment mistakes. Listen in as they candidly share the story of Giuseppe, a trusted friend turned toxic employee, and the impact his unethical behaviour had on Chase Wealth Australia's operations. Discover the valuable lessons learned and the steps taken to rebuild a positive and productive work environment.

This episode is a must-listen for property investors and employers alike, highlighting the importance of vigilance in hiring and maintaining integrity within your team.

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Welcome back to another episode of Confessions of a Property Investor! In this episode, we sit down with Stephen Lewandowski from Lewandowski Accounting Group. Stephen is not just an accountant but a vital part of the Chase Wealth Australia team, managing the accounts of over 90% of our clients. His extensive expertise in property investment and tax benefits makes him an invaluable guest.

In this episode, we dive deep into the often misunderstood world of tax benefits related to property investing. Stephen provides a reality check on what can and cannot be claimed, offering clarity on common misconceptions. We discuss the differences between old and new properties, the impact of body corporate fees, and the nuances of managing properties within self-managed super funds. Stephen also sheds light on the importance of having a knowledgeable accountant to navigate the complexities of property investment and maximize financial benefits.

Whether you're a seasoned investor or just starting, this episode is packed with practical insights and advice to help you make informed decisions. Tune in to learn how to optimize your property investments and ensure a successful financial journey.

Episode Highlights:

🏡 The truth about tax benefits in property investing
🏡 Old vs. new properties: Understanding depreciation
🏡 Navigating body corporate fees and their implications
🏡 The role of self-managed super funds in property investment
🏡 Practical advice on managing property-related finances

Join us for an enlightening discussion that could transform your approach to property investment! Don't miss out on this opportunity to gain expert insights from one of the industry's best.

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In this thought-provoking episode of "Confessions of a Property Investor," join Catherine Andrews and Michelle White as they delve into the often controversial and misunderstood topic of wealth. Catherine, the Director of Investments, and Michelle, the Director of Qualifications, explore the complex attitudes and stigmas surrounding wealth, discussing how it's perceived by different individuals and groups.

This episode unpacks the varied opinions on wealth – from those who view it as taboo and arrogant, to others who see it as a positive and essential aspect of life. Michelle shares her firsthand experiences with the Australian public, revealing common misconceptions and the reality of wealth aspirations among diverse individuals. The conversation highlights how wealth is often associated with negative traits, yet it's crucial to understand that having money doesn't necessarily change one's character.

Listeners will gain insights into the role of wealth in achieving family goals, overcoming financial fears, and the importance of using wealth positively. The hosts emphasize that wealth isn't just about accumulating large sums of money, but rather about the freedom and opportunities it can provide. They also touch on the concept of generational wealth and its significance alongside education and health.

This episode challenges listeners to reconsider their views on wealth, encouraging a more nuanced understanding of its role in personal and familial well-being. Tune in to "Confessions of a Property Investor" for an honest, enlightening discussion on the realities and potential of wealth in today's society.

In this enlightening episode of "Confessions of a Property Investor," hosts Catherine Andrews, Director of Investments, and Michelle White, Director of Qualifications, delve into the crucial topic of equity in property investment. The discussion begins with a clear definition of equity, described as the value difference between a property's worth and the remaining mortgage. The hosts emphasize how this can be strategically used to purchase additional investment properties, thus kickstarting one's investment journey.

They distinguish between 'good debt' and 'bad debt,' underlining that using equity to acquire another asset is generally a smart financial move, unlike using it for frivolous expenses like holidays. The discussion further explores the practicalities of leveraging equity, advocating for a conservative approach where one borrows up to 80% of their property's value. This method enables investors to acquire a new property without depleting their cash reserves.

A significant portion of the episode is dedicated to the tax implications of equity usage. The hosts explain the benefits of creating a split loan or investment loan, separate from the mortgage, which can offer tax deductions. They also address common misconceptions about increasing mortgages and clarify the financial nuances involved.

Towards the end of the podcast, the risks associated with using equity are candidly discussed. The hosts reassure listeners that the right strategy does not necessarily increase home repayment rates and that having an exit strategy, such as selling the investment property in adverse situations, is crucial.

Finally, the episode wraps up with an encouragement to use equity judiciously for investment purposes, leveraging it as a tool to enhance one's financial portfolio. The hosts tease the next episode, promising to delve into the topic of wealth and associated stigmas, leaving listeners eagerly anticipating more insightful discussions.