Episodios

  • When the Legal System is Misused with SLAPP litigation
    Dec 22 2025

    In this video, Brian Parker breaks down how debt collectors misuse the court system to intimidate consumers who fight back with SLAPP suites. Using a real published Court of Appeal decision, you will see how a routine debt collection lawsuit turned into a SLAPP style attack and why the court ultimately shut it down.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    01:11 Who Is A Debt Collector
    02:58 Burden And Default
    04:37 The Wrong Person
    06:52 Strict Liability
    07:37 SLAPP Explained
    11:22 What The Court Did
    16:15 What The Law Says
    24:29 Final Takeaways

    #SLAPPLaws #AntiSLAPP #DebtCollectionAbuse #WrongPersonSued #DefaultJudgment #BurdenOfProof #FDCPAViolations #DebtBuyerLawsuits #ConsumerProtectionLaw #CourtAbuse #DebtDefense #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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    27 m
  • 15 USC 1692n: When State and Federal Debt Collection Laws Clash, Who Wins?
    Dec 22 2025

    This video breaks down 15 U.S.C. § 1692n, the FDCPA provision that decides who wins when state and federal debt collection laws collide. You will learn why the FDCPA acts as a floor, not a ceiling, how state laws are allowed to add protections but not remove them, and what happens when a state statute quietly weakens consumer rights. Great educational tool.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    00:54 State Vs Federal
    04:36 Florida Law Change
    07:28 The Power Of N
    10:09 Email Timing Trap
    14:24 Legislature Misfire
    20:10 Process Server Problem
    28:42 Federal Law Wins

    #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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    31 m
  • Using your State Collection Laws and Smart Tricks to Beat Debt Collectors
    Dec 17 2025

    This video breaks down how state debt collection laws, often called mini-FDCPA statutes, can give you stronger protections than the federal Fair Debt Collection Practices Act. We explain why federal law is can be added to and how states are allowed to go further under 15 U.S.C. § 1692n, and why debt buyers rely on consumers not knowing state law and the great options for consumers beyond the FDCPA. Great debt defense tricks if you are in a state with weak consumer and collection protections.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    00:56 Case Overview
    02:40 Who The Law Really Covers
    06:20 The False Name Problem
    08:20 When State Law Matters
    10:20 Strong States Explained
    15:30 Legal Power
    20:10 Why Lawsuits Get Dismissed
    23:40 Governing Law Strategy
    27:30 Key Takeaways And Tools

    #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #debtcollection

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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    30 m
  • Fixing Your Credit With The FCRA
    Dec 15 2025

    Fixing your credit through the FCRA credit is about understanding the Fair Credit Reporting Act (FCRA) and using the dispute process the way Congress intended. There are rules and procedures you can use to clean up things that are inaccurate or false. The burden is upon the CRAs and Furnishers to provide Maximum Possible Accuracy or face you in Court. Hope this helps you clean up the false trade lines on your credit. Thank you.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    01:17 What This Covers
    03:10 How Credit Reporting Works
    06:03 What A Dispute Really Is
    08:11 The Dispute Process
    12:26 The 100 Word Statement
    17:47 Accuracy And Liability
    26:20 Furnisher Investigations
    39:05 Mandatory Deletion
    40:09 Real Case Example & Closing


    #FairCreditReportingAct #FCRA #CreditDisputes #CreditReportErrors #Reinvestigation #CreditBureaus #ConsumerReportingAgencies #FurnisherDuties #CreditLaw #ConsumerRights #CreditRepairEducation #CreditAccuracy #FederalLaw #DisputeProcess #CreditReporting #KnowYourRights #FCRAGuide #CreditDefense #ConsumerProtection #CreditLitigation

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
    BPP

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    45 m
  • A UCCC Introduction to Using Right to Cure Laws Defense of Debt Collection and Repossession Lawsuits
    Dec 15 2025

    This video explains the legal Right To Cure and how it can stop repossessions and collection lawsuits in many states. Learn when creditors must give you notice and time to fix a default and how to use validation and right cure letters in repossession and collection cases to buy time or kill a case. Apply these practical steps to your situation to build defenses and recover damages if your car or property was wrongfully taken or you are wrongfully sued with out the proper procedure. Attached at killdebt.com are great sample letters and an e-book guide you can use right away.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    01:04 Right To Cure Law
    06:00 How It Works
    10:30 State Variations
    15:20 Governing Law
    20:00 Defense Strategies
    24:30 Case Examples
    29:10 Practical Steps
    33:00 Letters And Tips
    34:40 Final Thoughts

    #RightToCure #RepossessionDefense #DebtLawsuitDefense #ValidationLetter #DebtBuyers #ConsumerRights #FDCPA #DebtValidation #CreditDispute #DebtDefense #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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    38 m
  • Making a Federal Case Out of a Single Letter
    Dec 15 2025

    What really happens when a single letter turns into a federal lawsuit. This video breaks down how one debt collector’s simple mistake became a full blown appellate battle and why the Ninth Circuit said it mattered. You will see how standing, intrusion on privacy, and federal protections collide in a case that started with one envelope and ended with a Supreme Court denial. This is a clear reminder that even one violation can open the door to federal court and that consumers represented by counsel are not supposed to be contacted directly.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    00:45 Circuit Overview
    03:50 Case Timeline
    06:02 Attorney Response
    09:27 Standing Law
    17:25 District Order
    20:21 Appeal Reasoning
    24:17 Privacy Tort
    28:58 Denied
    33:22 ParkerGPT and Closing

    #NinthCircuit #SixthCircuit #SupremeCourt # #FDCPA #FCPAAppeal #FederalStatute #IQData #DebtVerificationLetter #DisputeLetter #CreditReportDispute #SummaryJudgment #ReputationalHarm #CFPB #SafeHarborLetter #DebtCollectorContact #FederalCase #DebtCollectorViolation #PrivacyIntrusion #DebtCollectionLaw #FDCPAExplained #LegalBreakdown #SingleLetterCase #KnowYourRights #LegalTips #KillDebt #ParkerGPT #DebtHelp #ConsumerRights #DebtDefense #ConsumerProtection

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
    BPP

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    35 m
  • The Truth in Lending Act (TILA): Complete Defense Guide for Debt Collection Cases
    Dec 15 2025

    This video is a complete defense guide to using the Truth in Lending Act also known as TILA in debt collection cases. Brian Parker walks you through the key sections of TILA, Regulation Z basics, common disclosure violations, rescission rights, recoupment and set off strategies, damages and attorney fee remedies, and practical examples you can use to push for debt elimination or settlement leverage.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    01:07 Case Overview
    09:00 Key Sections
    13:30 Who It Covers
    18:30 Disclosure Forms
    23:30 Damages Explained
    28:30 Rescission Rights
    33:30 Case Law
    38:30 Recoupment Basics
    43:30 Practical Examples
    49:30 Bottom Line

    #TruthInLending #TILA #DebtDefense #DebtCollectionDefense #Rescission #Recoupment #Setoff #RegulationZ #ConsumerRights #DebtLaw #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
    BPP

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    55 m
  • How to Overwhelm a Credit Card Company - A Step by Step Defense Strategy for Creditor Lawsuits
    Dec 8 2025

    In this video Brian Parker shows you exactly how a member of KillDebt.com wiped out a creditor lawsuit by using a step by step defense strategy that hits every weak point in the bank's case. He walks you through how to break down the complaint and analyze flawed documents to expose standing issues through securitization. Also, the member pushed discovery until the attorney could not keep up and flipped the power dynamic so the creditor settled for a full debt elimination.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    01:00 Case Summary
    03:00 Document Analysis
    06:00 Member Narrative
    09:00 Securitization
    11:30 Discovery Tactics
    16:00 Affirmative Defenses
    21:00 Depositions
    27:00 Negotiation
    31:30 Closing and ParkerGPT

    #CreditorDefense #CreditCardLawsuit #SecuritizationDefense #DiscoveryStrategy #RequestsForAdmission #DepositionTactics #Counterclaims #MutualWalkAway #DismissalWithPrejudice #BeatDebtCollectors #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
    BPP

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    35 m