In this episode, we share Victor Lagos’ recent guest appearance on the Loan Options AI podcast, where he talks about his journey from working in retail to becoming the founder of Lagos Financial, a mortgage brokerage in Australia. Victor discusses the key moments that shaped his career, including his experiences in asset finance, facing ethical challenges, and how staying true to his values has helped him succeed.

Victor also explains the importance of making complex financial topics easy for clients to understand, and why he believes practical experience and strong ethics are more important than a university degree in the finance industry.

This episode is perfect for anyone interested in finance or looking for inspiration from someone who values integrity and putting clients first.

Key Takeaways:

• Victor’s path from retail to becoming a mortgage broker and founder of Lagos Financial.
• How facing ethical challenges shaped Victor’s career in finance.
• The importance of simplifying financial concepts for clients.
• Why practical experience and ethics matter more than a formal degree in finance.

Connect with Victor Lagos:

• Website: https://lagosfinancial.com.au
• LinkedIn: Victor Lagos on LinkedIn

Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq

Victor Lagos - Lagos Financial

Ph: 0450 313 606

Email: victor@lagosfinancial.com.au

Website: www.lagosfinancial.com.au

LinkedIn:https://lnkd.in/g2dMiCdr

Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin

Book your FREE Consultation with Victor Lagos Today

Link: https://lnkd.in/gvqHpcHB

TIMELY BILLS APP

https://lnkd.in/g9k-tQXH

https://lnkd.in/enMJBaQ

#MortgageBroker #VictorLagos #EthicalFinance #LagosFinancial #FinanceJourney #LoanOptionsAI #FinanceEthics #PropertyFinance #FinancePodcast #DebtToFinancialFreedom

What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset accounts can transform your financial journey.

Learn the basics of offset accounts, their types, and how they work. Shelley shares her journey in financial services and practical tips for teaching financial discipline, including how her son bought his first home at 24 with a 20% deposit.

Discover how to maximise offset accounts, manage multiple accounts, and navigate banking fees. Investors will learn the benefits of offset accounts, tax implications, and strategies for commercial loans and self-managed super funds (SMSFs).

Shelley also reveals a clever hack for self-employed individuals to save interest and shorten mortgage terms. This episode is packed with actionable insights to help you make smarter financial decisions.

About Shelley Medina:

Shelley Medina, Growth Manager at Lagos Financial, brings over 20 years of experience in retail banking. Her passion for customer service and financial education shines through as she shares practical advice on managing money, teaching financial discipline, and leveraging offset accounts for significant savings.

Key Takeaways

• Reduce your home loan interest and pay off your mortgage faster.
• Learn the benefits and intricacies of offset accounts from industry experts.
• Discover practical strategies to make the most of your financial resources.

Subscribe to our podcast and hit the notification bell to never miss an episode! Follow Lagos Financial on social media for more expert tips and insights on managing your finances and achieving financial freedom.

Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq

Victor Lagos - Lagos Financial

Ph: 0450 313 606

Email: victor@lagosfinancial.com.au

Website: www.lagosfinancial.com.au

LinkedIn:https://lnkd.in/g2dMiCdr

Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin

Book your FREE Consultation with Victor Lagos Today

Link: https://lnkd.in/gvqHpcHB

TIMELY BILLS APP

https://lnkd.in/g9k-tQXH

https://lnkd.in/enMJBaQ

#OffsetAccounts #MortgageTips #FinancialFreedom #HomeLoanSavings #LagosFinancial

Are you struggling with unsecured debt? Join us in this episode of the Debt to Financial Freedom podcast as Victor Lagos interviews Laurence Hugo, a licensed debt negotiator, who shares expert insights on how to navigate and conquer your debt. Learn the strategies used by professional debt negotiators to help you regain control of your finances and achieve financial freedom.

Topics covered:

• Understanding unsecured debt
• Effective debt negotiation strategies
• Real-life success stories
• Tips for maintaining financial health post-debt

Whether you're drowning in credit card debt, personal loans, or medical bills, this episode provides valuable advice and actionable steps to help you on your journey to financial freedom.

Don't forget to like, comment, and subscribe for more expert financial management advice.

About Laurence Hugo:

• Three decades of banking and debt management experience
• Worked with major banks like Citigroup, Commonwealth Bank, Deutsche Bank, and Westpac
• Pioneered the Debt Negotiation industry in 2002
• Integrated debt negotiation with mortgage, accounting, and financial planning sectors
• 15 years’ experience with Sydney Lifeline as a crisis counsellor and trainer
• 5 years working with homeless youth through Wesley Mission Street Smart program
• Expert in debt waivers and productive alternatives to bankruptcy/insolvency
• As of September 2022, presided over $109,415,980 in commercial and consumer debt savings
• TEDx Speaker

Connect with Laurence Hugo:

Website: https://creditmediation.com.au/
Facebook: https://www.facebook.com/debtmediationservice

LinkedIn:https://www.linkedin.com/company/credit-mediation-service-pty-ltd

About Debt to Financial Freedom & Victor Lagos

Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.

Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property: https://lagosfinancial.com.au/freeguide Get your ACCESS to the Complete Suite of Finance Calculators: https://lagosfinancial.com.au/calcula...

Book your FREE Consultation with Victor Lagos Today: https://lagosfinancial.com.au/contact/

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Subscribe to our channel for more insights about property investing and achieving financial freedom: https://www.youtube.com/@debttofinancialfreedom

#DebtNegotiators #UnsecuredDebt #FinancialFreedom #DebtManagement #DebtNegotiation #FinancialHealth #DebtSolutions #ExpertAdvice

The higher you go, in business and in life, it's more about collaboration and not about competition." Victor Lagos

Don't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging other people's expertise, time and money for extraordinary results. Unlock the secrets to achieving your most audacious goals.

Timestamps
00:00 - Victor intro, changing system inside-out
04:19 - Victor's business journey in finance
06:37 - "Go hard to do good"
08:36 - Victor's goals achieved through manifestation
13:36 - Niiamah embodies "athlete" identity shift
18:34 - The power of decision, embodiment
22:19 - Reticular Activating System and self-image
24:58 - Niiamah wrestling with self-image conflicts
29:34 - Victor's APTI process for emotions
35:12 - The importance of support, expertise
42:27 - Victor leverages OPM, OPT, OPE
46:19 - Assembling collaborative people and teams
49:33 - "Just be who you are"

Discover the secrets to financial freedom with this video on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.

Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor’s expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.

As the host of "Debt to Financial Freedom" podcast, Victor also shares profound insights on leveraging property for passive income. His personal journey, and financial challenges in early life, have combined into a wealth of knowledge Victor is eager to share with others in the hopes they too can create actionable financial strategies and become their own success stories.

Victor, through Lagos Financial, collaborates with a trusted network for comprehensive financial solutions, emphasizing personalized guidance for passive income through property investment.

Connect with Victor:
Website: https://lagosfinancial.com.au/
Email: victor@lagosfinancial.com.au
Podcast: https://lagosfinancial.com.au/podcast/

"Everybody says they want to be debt-free, but not many want to do the work. Victor's framework for obtaining financial freedom allows you to challenge your mindset to support you in creating a framework that allows you to be more conscious and intentional about your finances. I truly enjoyed this conversation." Ida

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