Episodios

  • 713. Ten Things About Teaching Your Kids Wealth

    713. Ten Things About Teaching Your Kids Wealth
    Mar 5 2026
    Every parent wants to give their kids a financial head start. But I’m not convinced that means whiteboard lessons on compound interest at age eight. In this week’s Earn & Invest, I shared 10 things I’m teaching my children about wealth. Most of them push back against the mainstream narrative. First, kids learn about money in three ways: didactic teaching, modeling, and experiential learning. The worst of these? Lectures. You can explain mortgages and index funds all day long. But until a child feels the weight of a financial decision, it won’t stick. In medicine we say, “See one, do one, teach one.” Money works the same way. So instead of lecturing, we model. My kids overheard conversations about rental properties. They watched us set up LLCs. They saw investing as something normal, not mysterious. By college, buying and renting property didn’t feel radical—it felt logical. We also replaced weekly allowance with a $500 lump sum each January. That money had to last the year. My son ran out after breaking his phone. My daughter saved so much she skipped things she wanted. Both learned something no lecture could teach: money involves trade-offs. I’m also wary of monetizing childhood. Kids don’t need Roth IRAs before they need curiosity and kindness. I didn’t start investing seriously until my thirties. Wealth can wait. Character can’t. As for inheritance, I want to teach them how to fish. The ability to generate income matters more than a trust fund. The exception? College. I’ll pay for it. Crushing debt isn’t a safe learning experiment. Above all, I want them to know money is a tool. It buys time, flexibility, dignity. It is not happiness. Some of my best memories cost $2,000. Some expensive experiences felt empty. Joy comes from connection and meaning—not the price tag. If my kids understand that, they’ll be just fine. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    33 m
  • 712. Will Kids Break the Bank? w/ Bryce Leung and Kristy Shen

    712. Will Kids Break the Bank? w/ Bryce Leung and Kristy Shen
    Mar 2 2026
    Financial independence looks difference when you have kids. Yet, it can become a masterclass for how managing your finances well looks. We join Kristy Shen and Bryce Leung as they discuss their new book: Parent Like a Millionaire. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    51 m
  • 711. The Dire Consequences of Delaying Retirement w/ Jesse Cramer

    711. The Dire Consequences of Delaying Retirement w/ Jesse Cramer
    Feb 26 2026
    Jesse Cramer from The Best Interest joins us today to talk about a study that has been circulating in financial independence circles that suggests that delaying retirement can be deadly. We breakdown the data and how not to fall for misinformation in the financial space. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    52 m
  • 710. Small Salary...Big Wealth w/ Andrew Giancola

    710. Small Salary...Big Wealth w/ Andrew Giancola
    Feb 23 2026
    Andrew Giancola is the host of The Personal Finance Podcast. Today, we discuss how to build wealth on a small salary. While this may not be you...it might be your child, friend, or family member. Do you truly need a high income to make it today? Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    52 m
  • 709. How to Master Lifestyle Creep w/ Joel Larsgaard and Matt Altmix (Rewind)

    709. How to Master Lifestyle Creep w/ Joel Larsgaard and Matt Altmix (Rewind)
    Feb 19 2026
    There are so many reasons to spend more money today than you did five years ago. Whether gross economic inflation vs personal lifestyle inflation, it's important to keep track of your budget. On this rewind episode, Joel and Matt from ⁠How to Money⁠ join us as we delve into spending growth. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    1 h y 5 m
  • 708. Are You a Financial Mutant (Rewind)? w/ Brian Preston

    708. Are You a Financial Mutant (Rewind)? w/ Brian Preston
    Feb 16 2026
    In this rewind episode we talk with Brian Preston who is the author of ⁠Millionaire Mission⁠ and cohost of The Money Guy Show. We discuss the financial order of operations. How do you maximize your ability to both spend today as well as to save for tomorrow. Brian talks about what has been successful for his clients through decades of financial planning. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    56 m
  • 707. Mailbag Episode

    707. Mailbag Episode
    Feb 12 2026
    In this mailbag episode, I address some of the more controversial feedback i have gotten from some select episodes. I welcome your criticism. Write me at docg@diversefi.com. Agree or disagree, this is what our community has had to say. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    32 m
  • 706. Overcoming Our AI Overlords w/ Darrow Kirkpatrick

    706. Overcoming Our AI Overlords w/ Darrow Kirkpatrick
    Feb 9 2026
    Darrow Kirkpatrick is best known to the personal finance community through his work on the amazing blog, Can I Retire Yet? But he is also an accomplished engineer and has been studying artificial intelligence since the 1980's. Today, he shares his wisdom. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    49 m