(Watch the YouTube video of this episode here)

This episode we dive into the complexities of home insurance in the face of rising costs and market instability. We talk about how natural disasters, climate change, and dense housing markets are affecting insurance availability and premiums. Discover actionable advice for navigating these challenges, including exploring secondary markets, understanding government policies, and considering self-insurance strategies.

// Key Moments

• 00:00 Introduction to Furlo Capital Real Estate Podcast
• 01:38 Rising Costs and Unavailability of Home Insurance
• 04:54 Government Policies and Insurance Market
• 10:58 Self-Insurance and Risk Pooling
• 15:16 Final Thoughts and Opportunities in Insurance

//Key Lessons

1. Avoid the high insurance trap: If you’re looking to invest in real estate, consider secondary markets where insurance isn't a financial nightmare. Big cities might sound glamorous, but rural towns can be a safer bet for your wallet!
2. Question everything when it comes to insurance: Don't just assume your investment comes with the standard insurance package. Ask about what happens if a property turns to ashes or how risks are mitigated. The more questions you ask, the less likely you are to be caught off guard!
3. Explore the idea of going all-cash: If you’ve got the means, buying property outright can save you from the insurance headache. No mortgage means no forced insurance—just be ready to handle any potential disasters out of pocket.
4. Consider the co-op insurance model: For the big players out there, consider self-insuring or forming a risk pool with other investors. It’s like starting your own insurance club, but way cooler.

// Let's build your wealth and improve housing, together.

I'm James Furlo. I live in Oregon, where I help people invest in real estate passively. Over the last 14 years, I've purchased over $4 million in real estate, and I’m excited to give you the opportunity to partner with us and experience the joy of building wealth while improving housing.

Access private investment opportunities, exclusive market updates, principles for passively investing in syndications, and behind-the-scenes insights.

👉 Join our investor club: https://furlo.com

❓ 196 questions passive investors should ask: https://furlo.com/good-deals-only-ebook

✝️ Are you a Christian thinking about investing in real estate? https://furlo.com/christian-investor-ebook

// Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.

(Watch the YouTube video of this episode here)

In this episode, we discuss the significance of consulting experts and share insights into four intriguing properties we are evaluating. From a haunted house teardown project to challenging foreclosure deals and a promising mobile home investment, learn about the strategic thinking, financial considerations, and decision-making processes involved in these potential investments.

// Key Moments

• 00:00 Introduction to Furlo Capital Real Estate Podcast
• 01:43 Exploring Four Potential Real Estate Deals
• 02:31 Deal 1: The Haunted House
• 09:43 Deal 2: The Foreclosure in Salem
• 15:43 Discussing Mortgage Rates and Time Management
• 16:32 Analyzing the Fourplex Property
• 18:02 Exploring the Brownsville House
• 26:52 Mobile Home Investment Opportunity
• 29:07 Conclusion and Final Thoughts

//Key Lessons

1. Know when to pivot: James’ haunted house deal teaches us that sometimes, shifting strategies, like paring down from 40 units to eight, can make an otherwise impossible deal work in the current market.
2. Real estate is a relationship game: Whether it’s getting a free breakfast or negotiating with park owners, building relationships can be just as important as closing deals.
3. Don’t get attached to potential: Like the builder couple with grand visions, it’s easy to fall in love with a project’s potential, but if the numbers don’t add up, it’s time to walk away.
4. Keep the long-term in mind: The mobile home deal for a dollar shows that even small, seemingly insignificant deals can become profitable when you consider the broader strategy and relationships, like the park owners who just want their lot rent.
5. Don’t ignore red flags: The development project with all the red flags, like unapproved tree clearing, reminds us that ignoring warning signs can lead to bigger problems down the line.

// Let's build your wealth and improve housing, together.

I'm James Furlo. I live in Oregon, where I help people invest in real estate passively. Over the last 14 years, I've purchased over $4 million in real estate, and I’m excited to give you the opportunity to partner with us and experience the joy of building wealth while improving housing.

Access private investment opportunities, exclusive market updates, principles for passively investing in syndications, and behind-the-scenes insights.

👉 Join our investor club: https://furlo.com

❓ 196 questions passive investors should ask: https://furlo.com/good-deals-only-ebook

✝️ Are you a Christian thinking about investing in real estate? https://furlo.com/christian-investor-ebook

// Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.

(Watch the YouTube video of this episode here)

In this episode of the Furlo Capital Real Estate Podcast, we share a detailed account of our journey with a fixer-upper property on 1st Avenue. We discuss the initial purchase process, unexpected challenges, and the eventual profitable sale. We highlight the importance of wise investing, even in less-than-ideal properties and neighborhoods.

// Key Moments

• 00:00 Introduction to Furlo Capital Real Estate Podcast
• 01:55 First Avenue Property Purchase Story
• 04:07 Initial Impressions and Purchase Details
• 06:07 Living in the Fixer-Upper
• 10:04 Challenges and Solutions
• 11:34 Turning the House into a Rental
• 13:04 Investment Performance Breakdown
• 15:06 Selling the House
• 16:55 Current Projects and Reflections
• 21:34 Final Thoughts and Outro

// Key Lessons

1. Check the listing twice before swiping past: The most unassuming properties can hide significant potential, like the moss-covered, pink-eyesore that became a cash cow.
2. The ‘fixer-upper’ strategy doesn’t always mean fixing everything: Sometimes, the goal is simply to live cheaply—don’t confuse a property’s aesthetics with its financial utility.
3. Not every investment needs to be flashy to be profitable: A humble two-bedroom with shag carpet and a funky garage can yield massive returns if you play the market right.
4. Don’t underestimate the impact of neighborhood transformation: Investing in a rough neighborhood can spur revitalization and bring long-term community improvements.

// Let's build your wealth and improve housing, together.

I'm James Furlo. I live in Oregon, where I help people invest in real estate passively. Over the last 14 years, I've purchased over $4 million in real estate, and I’m excited to give you the opportunity to partner with us and experience the joy of building wealth while improving housing.

Access private investment opportunities, exclusive market updates, principles for passively investing in syndications, and behind-the-scenes insights.

👉 Join our investor club: https://furlo.com

❓ 196 questions passive investors should ask: https://furlo.com/good-deals-only-ebook

✝️ Are you a Christian thinking about investing in real estate? https://furlo.com/christian-investor-ebook

// Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.

(Watch the YouTube video of this episode here)

In this episode, we discuss the nuances of passive real estate investing, with a focus on analyzing markets. We dive into how to determine if a market is healthy by evaluating job growth, income growth, and population trends and talk about the importance of understanding market cap rates and demographic data to make wise investment decisions.

// Key Moments

• 00:00 Welcome to Furlo Capital Real Estate Podcast
• 02:48 Understanding Market Evaluation in Real Estate
• 04:29 Key Questions for Evaluating Market Health
• 06:44 Income and Rent Ratios Explained
• 11:01 Understanding Transportation and Amenities
• 12:17 Challenges of Investing in Small Towns
• 13:13 Importance of Population Growth and Market Size
• 18:57 Key Metrics for Passive Investors
• 20:54 Conclusion and Final Thoughts

// Key Lessons

1. Look beyond the property to the surrounding market: A fantastic property in a declining market isn’t as great as it seems. Always evaluate the broader market trends, such as population growth and income levels, before getting too excited about a “dream” property.
2. Understand the ripple effect of major employers: A single large employer can boost a local economy, but it’s risky to rely on one. Look for markets with multiple employers to reduce dependency on one industry.
3. Think like a local, invest like a pro: Get to know the neighborhoods where you plan to invest as if you were going to live there. Understanding the local culture and needs can give you a significant edge in predicting market trends.
4. Market growth is more important than size: A smaller market with strong growth can be a better investment than a larger, stagnant one. Focus on markets with upward trends, even if they’re in smaller cities.
5. Know when to walk away from a "bargain": If a deal seems too good to be true, it probably is—especially in markets with declining growth or limited infrastructure. Sometimes the best move is no move at all.

// Let's build your wealth and improve housing, together.

I'm James Furlo. I live in Oregon, where I help people invest in real estate passively. Over the last 14 years, I've purchased over $4 million in real estate, and I’m excited to give you the opportunity to partner with us and experience the joy of building wealth while improving housing.

Access private investment opportunities, exclusive market updates, principles for passively investing in syndications, and behind-the-scenes insights.

👉 Join our investor club: https://furlo.com

❓ 196 questions passive investors should ask: https://furlo.com/good-deals-only-ebook

✝️ Are you a Christian thinking about investing in real estate? https://furlo.com/christian-investor-ebook

// Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.

(Watch the YouTube video of this episode here)

In this episode, we discuss common beginner mistakes in passive real estate investing. We highlight the importance of due diligence, avoiding emotional investing, not overestimating returns, and the necessity for diversification. Additionally, we provide practical steps to overcome these issues, emphasizing the need for education, financial literacy, risk assessment, and having a long-term investment strategy.

// Key Moments

• 00:00 Introduction to Furlo Capital Real Estate Podcast
• 01:05 Common Mistakes in Passive Real Estate Investing
• 07:36 Steps to Overcome Investment Mistakes
• 10:07 Financial Literacy and Risk Assessment
• 11:55 Developing Your Investment Strategy
• 12:42 Networking and Starting Small
• 15:43 Conclusion and Final Thoughts

// Key Lessons

1. Don’t fall in love with the property, fall in love with the deal: Avoid emotional investing by focusing on the numbers rather than the narrative behind the property.
2. Don’t put all your eggs in one basket: Diversify your investments across multiple properties and sponsors to minimize risk.
3. Overestimating returns? Think again: Ignore the best-case scenario when assessing a deal and focus on whether the worst-case is still acceptable
4. Invest in education, not just real estate: Continuously educate yourself on market trends, financial literacy, and investment strategies to make informed decisions.
5. Financial literacy is your secret weapon: Understanding income statements, balance sheets, and key financial terms will empower you to make smarter investment decisions.
6. Keep an eye on your investments: Stay informed by regularly monitoring updates from your sponsors and being proactive if something feels off.

// Let's build your wealth and improve housing, together.

I'm James Furlo. I live in Oregon, where I help people invest in real estate passively. Over the last 14 years, I've purchased over $4 million in real estate, and I’m excited to give you the opportunity to partner with us and experience the joy of building wealth while improving housing.

Access private investment opportunities, exclusive market updates, principles for passively investing in syndications, and behind-the-scenes insights.

👉 Join our investor club: https://furlo.com

❓ 196 questions passive investors should ask: https://furlo.com/good-deals-only-ebook

✝️ Are you a Christian thinking about investing in real estate? https://furlo.com/christian-investor-ebook

// Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.

(Watch the YouTube video of this episode here)

In this episode, we dive into the challenges of real estate investing, from tenant issues to unexpected repairs and legal problems. Discover essential preventative measures and learn how to stay calm under pressure, create effective action plans, and ensure transparent communication.

// Key Moments

• 0:00 Welcome and Introduction
• 2:25 Introducing Challenges in Real Estate Investing
• 9:30 Preventative Measures for Real Estate Challenges
• 12:00 Handling Challenges When They Arise
• 13:45 Effective Communication and Monitoring Progress
• 16:10 Conclusion and Call to Action

//Key Lessons

1. Have an emergency fund ready: Unexpected repairs and costs are inevitable, so keep a financial cushion for those surprise expenses.
2. Embrace productive paranoia: Regularly ask "what if?" to prepare for worst-case scenarios and minimize risks.
3. Screen tenants thoroughly: Think like a detective; proper tenant screening can prevent future issues and property damage.
4. Communicate transparently: Clear and open communication with stakeholders ensures everyone is informed and crises are managed smoothly.
5. Create action plans during calm times: Plan and prepare when things are going well to handle challenges effectively when they arise.
6. Stay calm and strategic: When challenges hit, take a moment to breathe, assess the situation, and create a clear action plan.

// Let's build your wealth and improve housing, together.

I'm James Furlo. I live in Oregon, where I help people invest in real estate passively. Over the last 14 years, I've purchased over $4 million in real estate, and I’m excited to give you the opportunity to partner with us and experience the joy of building wealth while improving housing.

Access private investment opportunities, exclusive market updates, principles for passively investing in syndications, and behind-the-scenes insights.

👉 Join our investor club: https://furlo.com

❓ 196 questions passive investors should ask: https://furlo.com/good-deals-only-ebook

✝️ Are you a Christian thinking about investing in real estate? https://furlo.com/christian-investor-ebook//

Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.

(Watch the YouTube video of this episode here)

In this episode, we discuss a recent property flip and dive deep into its financials, challenges, and successes. We highlight the importance of strategic planning, share actionable lessons for investors, and cover how we managed timelines, investor relations, and unexpected hurdles.

Read about the project with all the financials here: https://furlo.com/articles/how-our-passive-investors-earned-26-9-on-one-deal

Timestamps

• 00:00 Welcome to the Furlo Capital Real Estate Podcast
• 06:08 Introduction to the property flip
• 08:08 Full cycle investment explanation
• 12:51 Details on the 107-day flip and budgeting challenges
• 17:48 Deal structuring and investor details
• 21:22 Specifics of the property purchase and repairs
• 32:00 Finalizing the flip and closing the deal
• 35:45 Recap of the investment success and key takeaways

Key Lessons

1. Budget for flexibility: Always include a contingency fund in your budget to handle unexpected costs.
2. Make the most of sweat equity: Partnering with buyers who are willing to put in work themselves can reduce your project costs and risk.
3. Communicate clearly with stakeholders: Regular updates and transparent communication build trust and ensure everyone is on the same page.
4. Stay adaptable in project management: Be prepared to adjust plans and timelines when unforeseen challenges arise, like helping the seller move out.
5. Recognize community impact: Improving properties not only builds wealth but also enhances local communities, benefiting everyone involved.
6. Learn from each project: Review your completed projects to identify areas for improvement and refine your strategies for future investments.

// Let's build your wealth and improve housing, together.

I'm James Furlo. I live in Oregon, where I help people invest in real estate passively. Over the last 14 years, I've purchased over $4 million in real estate, and I’m excited to give you the opportunity to partner with us and experience the joy of building wealth while improving housing.

Access private investment opportunities, exclusive market updates, principles for passively investing in syndications, and behind-the-scenes insights.

👉 Join our investor club: https://furlo.com

❓ 196 questions passive investors should ask: https://furlo.com/good-deals-only-ebook

✝️ Are you a Christian thinking about investing in real estate? https://furlo.com/christian-investor-ebook//

Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal.

Please refer to the subscription agreement for a discussion of risk factors.