Happy HomeOwner Podcast Por arte de portada

Happy HomeOwner Podcast

De: Dan Keller
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  • Resumen

  • This is not your parent's economy. Traditional education around mortgage, money, real estate and investing isn't equipped to get you to your financial finish line! The lack of financial education cost Americans 450 billion in 2022! Today, we're finding that homeowners are equity rich and cash poor.. another word for broke, and get this, 78% of Americans are living paycheck to paycheck. This needs to change!We help great people like you make smart financial choices, beginning with their mortgage so they can become Happy Homeowners one day! As a top 1% mortgage advisor in America, and successful equities and real estate investor, I bring in guests and relevant content that teaches you modern money and financial fundamentals we all need learn and apply to be Happy Homeowners!
    © 2023 Happy HomeOwner Podcast
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Episodios
  • How To Fish For Summer Chinook in the Puget Sound With John Martinis

    How To Fish For Summer Chinook in the Puget Sound With John Martinis
    Jul 6 2023

    This week on another outdoor edition of the Happy Homeowner Podcast, Dan Keller and John Martinis talk summer chinook fishing.  Opening dates, type of gear, locations, trolling speed, set-ups, and additional strategies to help you put more fish in your boat!

    Reach out to Dan Keller for more information on mortgages or buying a home - http://www.mymortgageguydan.com

    Here's are the links of the gear we discussed that has proven to catch fish year in and year out!
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    48 m
  • Your Homeowner’s Insurance - What To Do When Mayhem Hits

    Your Homeowner’s Insurance - What To Do When Mayhem Hits
    Jun 15 2023

    I am excited to share a great conversation with you this week that will help you better understand homeowners insurance and what to do IF something bad happens, because it’s not a matter of IF, but WHEN..

     What do you do if your home floods or a tree falls through your roof? My guest this week is Luke Blankenship from Washington insurance Group. Luke and I walk you through the steps of what to do if you need to use your homeowner’s insurance. We run though a couple different scenarios, what to expect, and tips for making the process a little more seamless. 

     This is a helpful episode whether you are a current homeowner or future homeowner!

    GUEST: 
    Luke Blankenship, Insurance Broker with Washington Insurance Group

    (425) 367-3202

    www.mywaig.com
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    15 m
  • How To Finance Short-term Rentals (Airbnb and VRBOs)

    How To Finance Short-term Rentals (Airbnb and VRBOs)
    Nov 17 2022

    DSCR stands for Debt Service Coverage Ratio.  Think of this as an investor loan for both short (airbnb) and long term rentals. 

    A little background on what a DSCR loan is:
    The formula for the debt-service coverage ratio requires net operating income and the total debt servicing for the entity. Net operating income is a company's revenue minus certain operating expenses (COE), not including taxes and interest payments. It is often considered the equivalent of earnings before interest and tax (EBIT).

    Can finance over 10 properties, 1-4 unit homes, and 5-8 unit properties as well.  
    Loan amounts up to $2.5m.
    Min 20% down required.
    Credit scores as low as 620.

    Reach out to me or Tracy Joy directly if you'd like more information on this great loan program!  

    Dan Keller (mlo# 115349)
    Mortgage Advisor
    call/text: (425) 350-7136
    dankellermtg@gmail.com
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    13 m
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