Episodios

  • A Week In Her Wallet: A 47-year-old who hasn’t paid credit card interest in 20 years

    A Week In Her Wallet: A 47-year-old who hasn’t paid credit card interest in 20 years
    Dec 5 2025
    This week on A Week In Her Wallet, we meet Megan, a 47-year-old office manager living on Long Island with her husband. Together they earn around $200,000, but keep most of their spending separate — and it works. Megan hasn’t paid a cent in credit card interest in over two decades and recently spent just $400 in a week, all while training for her fifth marathon. Tune in as she shares: Why she keeps her money separate from her spouse, and how they make it work The real costs of marathon training How she budgeted for a trip to Barcelona without touching savings Her unique take on tipping, impulse buying, and personal finance independence 🎯 Ready to understand your own money style? Take our MoneyType™ quiz 💡 Want to build better habits? Join our InvestingFixx club. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    29 m
  • PREVIEW: Starting Over at 68 — A Patreon-Exclusive AMA With Donna

    PREVIEW: Starting Over at 68 — A Patreon-Exclusive AMA With Donna
    Dec 4 2025
    Today on the HerMoney Podcast, we're bringing you something special — an exclusive preview of one of our brand-new Patreon-only AMA episodes. In this series, Jean sits down one-on-one with real listeners to talk through their biggest financial questions in real time. In this episode, you’ll meet Donna, a 68-year-old listener who is rebuilding her financial life from scratch after the end of a 30-year marriage, years out of the workforce, and time spent navigating disability. Now she’s back at work full-time — earning nearly double what she made before — and she’s trying to figure out how to use this new income to build the retirement she wants. Jean and Donna talk through: What it feels like to step back into the workforce at 68 How to choose between Roth and traditional contributions How to invest when you feel “behind” on retirement What to do when advisors tell you your portfolio is “too small.” And how to finally create a plan after years of trying You’ll hear the first half of their conversation here. To listen to the full episode — plus all of our new bonus content — join us on Patreon. 👉 https://www.patreon.com/cw/HerMoneyPodcast As a Patreon member, you’ll get: 1–2 exclusive bonus episodes every month AMA call-in mailbags with Jean A lively private chat with the HerMoney community Ad-free listening across the entire feed Early access to submit your money questions Access to a special live event we’re hosting in the new year If you love having more HerMoney in your week, we’d love to have you join us. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
  • Ep 504: Is College Still Worth It? Ric Edelman Helps Us Rethink Everything

    Ep 504: Is College Still Worth It? Ric Edelman Helps Us Rethink Everything
    Dec 3 2025
    For decades, college was considered the ultimate launching pad—your ticket to a good job, a stable life, and financial freedom. But today, that path feels a whole lot blurrier. In this episode, Jean sits down with leading financial expert Ric Edelman, whose new book The Truth About College pulls back the curtain on what higher education really delivers—and where it falls short. Together, they dive into: When college still makes financial sense—and when it really doesn’t How families can make smarter decisions together Why trade schools, gap years, and community college deserve a second look The emotional toll of student debt (and what parents often miss) How adults can tap into lifelong learning without breaking the bank More from HerMoney: 💸 Want to join our investing club or try our coaching program? [https://hermoney.com/fixx/] 📰 Get our free weekly newsletter: [https://hermoney.com/subscribe/] ✨If this episode helped you see things in a new way, leave us a 5-star review on Apple Podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 m
  • Your Money Map Replay: Julie Wainwright on Reinvention, Risk, and Building The RealReal After 50

    Your Money Map Replay: Julie Wainwright on Reinvention, Risk, and Building The RealReal After 50
    Nov 28 2025
    In this powerful and inspiring episode of Your Money Map, Jean Chatzky sits down with entrepreneur and author Julie Wainwright, founder of The RealReal, to talk about failure, reinvention, and why it’s never too late to bet on yourself. She shares candid stories from her new book, Time to Get Real: How I Built a Billion Dollar Business that Rocked the Fashion Industry, and the hard-won lessons she learned about leadership, raising capital as a woman over 50, and taking calculated risks — including the moment she emptied her 401(k) to fund her vision. Topics We Cover: How Julie rebuilt her career after Pets.com The surprising advantages of launching a business later in life Facing ageism and gender bias in venture capital Why she bet her retirement savings on herself The messy truths behind entrepreneurship Advice for women starting over at any age 👉 Resources & Links: 🔗 Learn more about retirement income at ProtectedIncome.org 🔗 Sign up for free retirement advice & news delivered straight to your inbox: protectedincome.org/subscribe Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 m
  • EP 503: Money Tips Every Freelancer Needs: Taxes, Retirement & Getting Paid on Time

    EP 503: Money Tips Every Freelancer Needs: Taxes, Retirement & Getting Paid on Time
    Nov 26 2025
    Thinking about ditching the 9-to-5? Already navigating the ups and downs of freelance work? This episode is your financial playbook for thriving as your own boss. Jean Chatzky sits down with money coach and longtime freelancer Emily Guy Birken to unpack everything from budgeting on irregular income to choosing the right retirement accounts. Emily shares her personal percentage-based money system, explains why separate bank accounts are non-negotiable, and reveals the must-have clauses for every freelance contract. Whether you're freelancing full-time or hustling on the side, these tips will help you get paid, save smart, and sleep better. In This Episode: How to build a baseline budget as a freelancer A smart, percentage-based system for managing income The pros and cons of solo 401(k)s vs. SEP IRAs How to structure your business Why contracts are your best friend in freelance work How to stay emotionally grounded in unpredictable times Resources & Links: 📚 Emily’s book: Stacked: Your Super Serious Guide to Modern Money Management 🔗 More financial tips for freelancers at HerMoney.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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    34 m
  • Mailbag with Beth Pinsker: RMDs, Medical Bills, and Family Loans

    Mailbag with Beth Pinsker: RMDs, Medical Bills, and Family Loans
    Nov 21 2025
    In this Mailbag, Jean is joined by financial planner and author of My Mother's Money, Beth Pinsker, to answer your real-life questions about caregiving, estate planning, and financial decision-making for aging parents. Whether you’re currently managing someone else’s money or prepping your own, this episode is packed with compassionate, practical advice to help you protect your finances and your peace of mind. Mailbag Questions: 1:05: “Should we loan money to a parent for home repairs?” 7:15 “Who pays the medical bills after someone dies?” 13:05: “How do I put my RMDs to work in the market?” Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices
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    22 m
  • Ep 502: Financial Caregiving 101: What You Need To Know Before You or Your Parent Gets Sick

    Ep 502: Financial Caregiving 101: What You Need To Know Before You or Your Parent Gets Sick
    Nov 19 2025
    When you're suddenly put in charge of an aging parent’s finances, the emotional toll is heavy, and the financial fallout can be even heavier. In this episode, Jean Chatzky is joined by certified financial planner and MarketWatch columnist Beth Pinsker, author of My Mother’s Money: A Guide to Financial Caregiving. Together, they unpack Beth’s personal journey of managing her mother’s finances through illness, surgery, and estate settlement. Even with decades of experience writing about money, Beth found herself caught off-guard by just how complicated — and expensive — caregiving can be without the right documents and conversations in place. What You’ll Learn: The most overlooked (and affordable) legal documents everyone needs The difference between joint accounts, POA, and transfer-on-death How to prep for financial caregiving before a medical emergency The unexpected costs of not planning ahead — and how to avoid them How to be “the person who gets called” in a crisis — and what to ask in advance 💡 P.S. Need help getting your own financial life in order before you take on someone else’s? Check out our FinanceFixx program, our signature coaching experience that helps you get organized, take control of your spending, and build a plan that actually works. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 m
  • A Week In Her Wallet: What It Really Costs To Travel Full-Time For Work On A $150K Salary

    A Week In Her Wallet: What It Really Costs To Travel Full-Time For Work On A $150K Salary
    Nov 14 2025
    This week on A Week In Her Wallet, we head to Atlanta to follow Kristen, a 40-something clinical researcher who earns about $150K a year and travels nearly full-time for work. She walks us through a week of thoughtful spending, including a $1,300 mortgage payment, $500 toward her HELOC, a $150 yard sale win (promptly spent on music festival tickets), and the small joys that keep her grounded when she’s on the road so much. 💬 In this episode: Why she bought a home on her own at 30 How she’s navigating a HELOC payoff The hidden costs of business travel (and the perks) Her favorite splurges and values-based spending What she’s learned from tracking her money for one week Want to better understand your financial mindset? Take our MoneyType quiz to learn how your personality influences your spending. And if you’re ready to get serious about your budget, check out our FinanceFixx program — real coaching, real results. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    39 m