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In this episode, we down the concept of overshadowing - how it affects your home design, when it applies, and how builders identify it. They share practical tips to spot potential issues early, especially on titled land, and explain the key rules and design solutions to help you stay compliant and avoid costly setbacks.

Topic timestamps

2:45 - What is overshadowing?

6:20 - When does overshadowing apply?

6:49 - How does a builder identify overshadowing?

8:29 - What are some of the solutions to prevent or comply with overshadowing?

15:00 - How to identify potential issues early - on titled land

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Getting your budget right is the first real step in the building journey - but most people don’t know where to start. In this episode, we break down the full process of setting your game plan, from confirming your finance capacity to comparing quotes, and share a free Google Sheets budgeting template to help you stay on track from day one.

Topic timestamps

2:30 - The process. 7 Steps explained.

15:08 - 7 Steps summarised

16:16 - Budget items to consider (free spreadsheet below)

Basic budget for New Home Build

https://docs.google.com/spreadsheets/d/1OT_m-tqIVkVQEdYbyYitokvEPHfgWSUFpkoCh3mOzAM/copy

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Building contracts can be full of hidden traps and confusing jargon. In this episode, we break down the five clauses that trip up most homeowners - covering prime costs, provisional sums, payment schedules, special conditions, build time frames and utility connections.

Topic timestamps
02:28 Prime Costs (PCs): allowances for items not yet selected (e.g., taps, tiles)
03:41 Provisional Sums (PSs): estimated costs for work not yet defined (e.g., excavation)
07:32 Payment Schedules: deposit, base, frame, lockup, fix, final payment
07:42 Contract Details: what the contract must include
08:25 Different Contracts: progress payment methods (Schedule 1 vs Method 2)
09:21 Monthly Payments Misunderstanding: why it’s milestone-based, not monthly
09:37 Tips When You Get the Invoice
13:43 Special Conditions: extra terms to watch out for
17:09 Build Time Frames: contract vs real-world expectations
22:55 Utility Connection Costs: water, electricity, gas, NBN
23:05 Common Misconception About Utility Fees

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We unpack what “all-electric” means for new homes - from heating and cooling to cooking and hot water. Learn when the rules came in, why they matter, and the key inclusions and upgrades you’ll need to budget for.

Topic timestamps

2:55 - Why all-electric?

7:53 - Heating and Cooling changes

11:15 - Cooking inclusions

13:15 - Hot water service

13:59 - Power supply upgrades

15:35 - How are builders including these items into quotes, inclusions and pricing?

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In this episode, we break down the government’s First Home Buyer Deposit Scheme updates kicking off in October 2025. We cover who qualifies, the property price caps, and how the scheme impacts loans, eligibility, and the wider housing market - plus one major cost the government hasn’t addressed.

Topic timestamps

1:28 - The announcement

1:55 - The snapshot

5:31 - The caps

9:55 - Who can use the scheme?

10:55 - What property does it apply to?

11:48 - Do you need to live in it?

13:01 - What about the loan?

14:34 - How will this impact the market?

20:25 - One thing the government has not discussed - stamp duty

For further information, head to https://www.housingaustralia.gov.au/

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Slash years off your home loan with five proven strategies you can start today. We unpack easy ways to pay extra without feeling it, offset vs redraw (and when to use each), refinance traps that add interest, and why comparing lenders through a broker beats going direct. Plus, the #1 mistake slowing borrowers down - and how to avoid it.

Topic timestamps

1:57 - What is the easiest way to pay more than the minimum off your loan without really noticing?

9:44 - What's the difference between redraw and offset accounts and how they work?

13:02 - When refinancing, how can people make sure they don't end up paying more interest?

17:57 - You should be shopping for lenders through a broker, not going to a bank directly.

23:52 - What's the biggest mistake you see people make that is slowing down the rate at which they can pay their loan off?

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Join us as Scott Baker from Toast Finance busts open the common misconceptions around getting finance if you’re self employed. Tune in to learn about simple, actionable guidance that covers options if you’ve just started out, what to do after a loss year, and the pros and cons of buying in a trust.

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Industry advisor Ryan Gazzard joins us to cut through the noise: what’s genuinely working in home building right now - and where projects keep falling short. We unpack clear briefs and realistic budgets, expectation management, and the systems great builders use. Walk away with practical steps to de-risk your build before you sign.

Topic timestamps

1:55 - Ryan’s background.

3:00 - The relationship between a customer and their builder.

7:11 - What are the top three things homeowners often overlook before starting a build, and what would you advise instead?

16:10 - What do you think is working well in the industry today, and where do you see exciting change happening?

25:40 - Where are builders and clients still getting it wrong, and how can those gaps be closed?

37:55 - You’re involved in a few different ventures that support the building industry - how are they working together to improve the builder–client experience?

For Builders needing support - head to https://myvirtualteam.au/

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