Hey everybody, welcome to the Open Bar Podcast where the conversation is never on the rocks, but it's straight up, no chaser! In this episode, your favorite hosts Tiff and C4 are joined by a special guest, Miss Chal, to dive into a crucial topic: "How to Build Credit Without the BS 💼." 🎉

Miss Chal, a seasoned credit repair expert, shares invaluable insights on how you can fix and build your credit without falling for common scams and pitfalls. From understanding the importance of utilizing your credit correctly to the tricks of boosting your score, this episode is packed with actionable advice. Plus, you'll get a behind-the-scenes look at Miss Chal's journey in the credit repair industry and her new DIY program aimed at empowering you to take control of your financial future.

Join the fun as we debunk myths, laugh at our financial mishaps, and get real about the importance of good credit. Don't forget to subscribe, like, and share this episode! Follow us on Instagram @OpenBarPodcast_, for more updates and tips. Got questions or topics you want us to cover? Email us at BarTalk@OpenBarPodcast.com Thank you for tuning in! 📧✨

#CreditRepairAdvice #CreditScore #DebtManagement #CreditTips #CreditEducation

CHAPTERS:

0:00 - Intro

0:52 - What is credit repair

3:42 - What makes your credit repair company different

6:51 - How to properly use a credit card

10:10 - What is credit utilization

13:24 - Do you have classes

17:24 - What is a bond

20:00 - Business Credit

23:55 - How You Got Into Credit

27:35 - Working Your Way Out Of Working

30:00 - Astroworld Tragedy

32:49 - Gas Prices

35:39 - Business Credit Cards

38:39 - What to Look for in a Credit Repair Company

41:00 - What do you think about Credit Karma, Experian, etc

46:30 - Do you have any credit hacks

50:00 - Disability Insurance

54:31 - How to Avoid Multiple Inquiries When Applying for Credit Cards

57:00 - Best Credit Cards

1:00:50 - Why You Should Use Business Credit

1:05:28 - Another Baby

1:08:00 - Tiffany’s Credit Hack

1:09:00 - Where to Find Tiffany

1:13:25 - When We’re Back