• How to create a Budget ?

  • Mar 2 2022
  • Duración: 1 m
  • Podcast

How to create a Budget ? Por arte de portada

How to create a Budget ?

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  • Create a Budget In Three Steps

    While there are many methods and tools you can use to establish a budget, it can still be a challenge to stick with it. Here are some steps you can take to learn how much money you have available to spend, and how to decide where to spend it.

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    First, determine your monthly income. This includes what you earn from your job, plus any other sources of income, such as side jobs. Then determine your net income — the amount you receive after taxes and other deductions (health and life insurance, 401(k) contributions, etc.). These are the funds available to spend in your budget.

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     Next, identify your priority bills like your mortgage or rent payment; basic utilities; auto payment; groceries; gas; debt payments, such as credit card balances; and insurance premiums.

    To budget for bills not paid on a monthly basis, calculate by dividing the amount of the expense over the appropriate number of months. For example, a quarterly payment would be divided over three months.
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