You like the idea of IBC, but you’re wondering if you really have the money it takes to get started.

You’re not alone! It’s normal for clients to wonder if they can really afford this, and how much they need to get started. That’s why in today’s episode I’m going to help you understand why I advise the funding levels that I do.

I’ll also explain why your exact number won’t be the same as somebody else’s, and why that’s a good thing!

Listen now!

Show highlights include:

• Counterintuitive reason you should always aim for the high end of your budget range. (1:14)
• The one question you need to ask to know the right level for you. (1:25)
• What IBC rookies misunderstand about borrowing and the death benefit. (2:11)
• What a coffee stand can teach you about IBC. (3:25)
• Tight budget? Try looking in these places to find the funds you need for your premium. (7:19)
• Unexpected (and costly) headaches if you try to go UP in premium after you’ve started your policy. (9:11)
• How to use term life insurance to maximize IBC…and you won’t need any extra underwriting! (10:43)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509
Infinite Banking Mastery (infinitebankingnorthwest.com)

One of the things we love about IBC is that you can set up a system to BYOB–”Be Your Own Banker” and essentially borrow money “from yourself”…at far lower rates than conventional banks offer.

And while repaying these loans comes with LOTS of flexibility, for best results you do want to get them repaid.

That’s why today I’m talking about ways to do that without burdening yourself with payments, and without giving yourself an accounting nightmare.

I’ll also share an additional option that lets you leverage your existing bank account to repay your loans in a timely and effective way.

Listen now!

Show highlights include:

• Amazing flexibility that comes with borrowing from yourself. Especially great if most of your bills all come due at the same time each month (2:30)
• The one new bank account you may want to acquire for clearer accounting. (3:10)
• Questions you need to answer when determining how to pay yourself back. (3:45)
• It’s possible, at this time, to acquire a whole life policy that only charges you 4% interest on loans. Here’s why you should pay yourself back at a higher rate. (4:33)
• Paid back your loan? Your options for what to do next, explained. (5:45)
• How to leverage your bank’s “bill pay” feature to put IBC’s loan repayments on autopilot. (6:47)
• Important thing to keep in mind regarding your bank’s bill pay option. (9:20)
• “Exacting” way a good agent can help you optimize your loan repayment plan. (10:15)
• The two big “No Nos” of borrowing from yourself. (13:02)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

Every now and then I’m asked if churches can use Infinite Banking. And I wish more churches would ask, because the answer is “Yes!”

If you’re in church leadership, or just a member of a congregation you care about, then this episode is for you. I’ll explain why IBC is a great option for churches who want to use their financial blessings wisely. And I’ll tell you why IBC makes more sense than a savings account or CD with the bank.

Listen now!

Show highlights include:

• Why Uncle Sam lets policies built for churches be even better than policies for individuals. (1:10)
• Bank products have their highest interest in years. But here’s why churches should choose IBC instead of getting swept away by the current rates. (2:47)
• Risky thing, I don’t believe churches should do with their money. (4:20)
• Who should the church insure? Surprising reason staff members aren't always the best option. And where they could look instead. (4:45)
• How churches leverage IBC to keep their preacher from being dependent on social security after a lifetime of faithful service. (6:50)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)