In episode ten of Insights, Securities Bureau chief John Yaros sits down with Joe Saar from Chainalysis to do a deep dive into what pig butchering scams are and how the public can recognize the potential warning signs for this growing type of investment scheme. This episode will offer vital information on how consumers can better protect themselves from the increasing threat pig butchering poses.

In episode nine, Consumer Finance Bureau Chief Erin Van Engelen sits down with Michelle Guth
and Tyler Porter to dive into tips geared towards Navigating the Barriers to First Time
Homebuying and how to purchase a home successfully. The guests featured in this episode are
experts in the mortgage industry, representing one current and one past member of the Idaho
Mortgage Advisory Board. They will offer tips for First Time Buyers, including but not limited to
downpayment myth busters, checking your credit, knowing your budget, seeking advice,
focusing on long-term goals, and understanding rates.

In episode eight Consumer Finance Bureau Chief Erin Van Engelen talks with Tom Nate, Supervisor of the Regulated Lender Program, about Buy Now, Pay Later (BNPL) loans. The number of consumers utilizing BNPL has steadily increased, and this model continues to expand in the mainstream marketplace. Learn about the key components of BNPL agreements, how they differ from more traditional financing options, and potential benefits and drawbacks to consider.