Episodios

  • How to Avoid a Tax Time Bomb in Retirement (Ep. 185)

    How to Avoid a Tax Time Bomb in Retirement (Ep. 185)
    Oct 1 2025
    Roth conversions may be one of the most overlooked tax planning opportunities in retirement, and the cost of waiting could be staggering. With recent legislative changes, longer life expectancies, and compressed inheritance timelines for your heirs, it’s never been more important to get this right. In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, …

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    20 m
  • Our recommended title: How to Exit Your Business on Your Terms with Paul Cronin (Ep. 184)

    Our recommended title: How to Exit Your Business on Your Terms with Paul Cronin (Ep. 184)
    Sep 17 2025
    You’ve built a business with care, grit, and vision. But what happens when the finish line is in sight and you realize you’re not ready to cross it? For business owners nearing retirement, the decision to sell is about far more than spreadsheets and valuations. It’s personal. It’s strategic. And it can be overwhelming. In …

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    23 m
  • SIMPLE IRA vs. 401(k): What’s Best for Your Business? (Ep. 183)

    SIMPLE IRA vs. 401(k): What’s Best for Your Business? (Ep. 183)
    Sep 3 2025
    What seems like a small business decision, choosing between a SIMPLE IRA and a 401(k), can quietly shape everything from your personal retirement strategy to your firm’s employee retention. The truth? It’s not just about cost. It’s about control, flexibility, and future-proofing your business and your finances. Whether you’re a solo entrepreneur or managing a …

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    22 m
  • Charitable Giving in Retirement & Smart Tax Strategies to Maximize Your Impact with Joshua Chadajo (Ep. 182)

    Charitable Giving in Retirement & Smart Tax Strategies to Maximize Your Impact with Joshua Chadajo (Ep. 182)
    Aug 20 2025
    How can you give more to the causes you care about while keeping more of your hard-earned money? Charitable giving isn’t just a personal act of generosity; it’s also a strategic financial opportunity. In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, sits down with philanthropy professional Joshua Chadajo, CEO of JEC Philanthropy, to …

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    23 m
  • What Should You Do with Your 401(k) When You Retire? (Ep. 181)

    What Should You Do with Your 401(k) When You Retire? (Ep. 181)
    Aug 6 2025
    Your 401(k) could be your largest retirement asset, but are you making the most of it? In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, shares the essential steps to take with your 401(k) as you approach retirement. From rollover decisions and Roth conversions to income generation and estate planning, Larry covers the strategies …

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    21 m
  • Top Retirement Tax Pitfalls to Avoid with Rob Premselaar (Ep. 180)

    Top Retirement Tax Pitfalls to Avoid with Rob Premselaar (Ep. 180)
    Jul 16 2025
    Think you’ve done everything right for retirement? One overlooked tax detail could cost you thousands. In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, welcomes Rob Premselaar, CPA and founder of Premselaar CPA LLC, to shed light on the hidden tax pitfalls that can derail even the most carefully crafted retirement plans. They explore …

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    29 m
  • How Much Cash Should You Have in Retirement? (Ep. 179)

    How Much Cash Should You Have in Retirement? (Ep. 179)
    Jul 2 2025
    Are you holding too much, or too little cash in retirement? Finding the right amount of cash to keep on hand is one of the most important decisions you’ll make when creating a retirement income strategy. The wrong decision could lead to stress, missed growth opportunities, or even long-term financial instability. In this episode of …

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    13 m
  • More Time, Less Stress: Why Smart Businesses Are Outsourcing Their Bookkeeping with Cheri Giglia (Ep. 178)

    More Time, Less Stress: Why Smart Businesses Are Outsourcing Their Bookkeeping with Cheri Giglia (Ep. 178)
    Jun 18 2025
    Outsourcing your bookkeeping isn’t just a cost-saving move; it could be the smartest strategic decision your business makes this year. In this episode, Larry Heller, CFP®, CDFA®, sits down with Cheri Giglia, Owner and Managing Director of Supporting Strategies on Long Island, to explore why more small businesses are turning to virtual bookkeeping for efficiency, …

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    26 m