How to Analyze an All-Cash Rental Property Purchase

Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash.

In this class, we will look at how deal analysis changes when you plan to buy a property for all cash, without a mortgage, using The World's Greatest Real Estate Deal Analysis Spreadsheet™.

Or, check out the deal analysis example for Long Beach, California:

Deal Analysis and Modeling for Long Beach

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Long Beach real estate investor podcast? Book a free consultation to discuss.

How Return on Investment Changes Based on Credit Score With PMI

Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can also be a factor in the cost of insurance on your properties.

But does it really make a significant difference?

In a word: yes.

Most people are surprised by just how much of an impact it has.

In this class, James will walk you through the impact of your credit score on your return on investment and how long it will take to achieve financial independence.

In this class, James discusses:

• Credit Score's Impact: PMI, Mortgage Interest Rate and Insurance
• Credit Scores Therefore Impact Cash Flow
• Cash Flow means dollars in cash each month, ROI from Cash Flow, Cash on Cash Return on Investment and Cap Rate
• Also impacts ROI from Debt Paydown
• Also impacts common measures of risk
• The numbers... how much cash flow are we talking about? ROI?
• How does this impact someone trying to achieve financial independence with rental properties?
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Long Beach real estate investor podcast? Book a free consultation to discuss.

So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down?

What's a real estate investor seeking financial independence to do?

In this class, we will compare two strategies. In both strategies, you first buy an owner-occupant property with a 5% down payment to live in.

Then, in the first strategy, you save up for a 25% down payment and buy a rental property. You repeat this process, stopping only when you own 9 rental properties.

In the second strategy, you take extra time to save up until you have enough to buy the property for all cash... 100% down payment. While it takes longer to save up to buy a property for all cash, having a free and clear property, or two or three, with great cash flow makes saving up for subsequent rentals easier and faster. You repeat this process, stopping only when you own 9 free and clear rental properties.

We model this in over 300 US cities using each city's property values, rents, taxes, insurance, etc. And, we use today's interest rates.

Which strategy gets you to financial independence the fastest? Which gives you a higher net worth? Which is riskiest? Which should you utilize?

Find out in this special class.

Check out the video and interactive charts from this class here:

https://RealEstateFinancialPlanner.com/model/25-down-vs-all-cash-with-oo/

Or, see Long Beach specific, detailed analysis of a variety of strategies here:

https://RealEstateFinancialPlanner.com/model/CA/Long_Beach/

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Long Beach real estate investor podcast? Book a free consultation to discuss.