In this episode of Money Made Simple, Jennie and Liv continue their discussion on how to beat the cost of living crisis. This is part two of our (hopefully super practical and helpful!) two-part episode. While part one focused on smart cost-cutting strategies, part two shifts to exploring ways to potentially increase your income, as well as outlining the resources where you can find immediate, additional support. This episode covers:

• A list of ways to boost your income through freelancing, side gigs, and part-time jobs
• Opportunities to monetize hobbies and craft skills, potentially turning your passion into profit
• How to turn your household clutter into cash
• If you're a homeowner, how you could explore additional ways to help cover the deathly high mortgage costs
• Longer-term ways to increase your income for future wealth
• A look at the government assistance available to Kiwis that are doing it particularly tough right now (including accommodation support, KiwiSaver withdrawals and family help)
• Community resources that can offer additional help for anyone in need in the short-term

Resources we mention in this episode:

- Upwork: https://www.upwork.com
- Fiverr: https://www.fiverr.com
- Freelancer: https://www.freelancer.com
- Felt: https://felt.co.nz/
- Work and Income New Zealand (WINZ): https://www.workandincome.govt.nz
- Citizens Advice Bureau: https://www.cab.org.nz
- Community Law Centers: http://communitylaw.org.nz
- Salvation Army: https://www.salvationarmy.org.nz
- Auckland City Mission: https://www.aucklandcitymission.org.nz
- New Zealand Federation of Family Budgeting Services: https://www.familybudgeting.org.nz

By the end of this two-part episode, we hope that you'll have a full suite of practical options to help you both cost-cut and increase your income during these extremely challenging times. And remember - you don't need to do everything all at once; baby steps are the way to go! So maybe start with one small change/step and see how you go %)

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Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.