In this episode of Money Made Simple, Jennie and Liv address the most frequently asked questions by our KiwiSaver and Investment Fund members. With insights from across the Simplicity team, this episode aims to help troubleshoot common issues and queries, and provide practical tips to help you navigate your KiwiSaver and Investment Fund accounts more efficiently and effectively. We cover the following FAQs we see almost err' day:

• Should I lump sum it, or do regular investment contributions? Exploring the benefits of both investment strategies and how they impact your long-term savings (including our fave, compounding returns)
• What's the right fund type for me? Discussing ways you can select the most suitable fund for your financial goals and risk tolerance
• How do I go about switching providers/funds? A step-by-step guide on how to switch providers or funds easily and what to consider before making a switch
• Why haven't I received the govt contribution?! Detailing how government contributions work, eligibility criteria, and how to maximise these benefits
• HELP!! I can't login! Tips on resolving super common issues related to logging into your KiwiSaver or Investment account and (the dreaded) 2FA

Resources mentioned in this episode:

- Simplicity's KiwiSaver tools - including a fund selector tool, fees calculator and retirement planning tool
- Sorted.org's Fund Finder Tool - helps you find the best KiwiSaver fund that matches your risk profile and investment goals.
- IRD website - for comprehensive details on KiwiSaver rules, regs and guidelines.

By the end of this episode, we hope that we will have answered at least one of those burning questions you may have had (or will have) at some point when it comes to your KiwiSaver! And if not, hopefully it's helpful anyway - and feel free to get in touch with us via our socials (linked below!) and we'll do another FAQs episode soon :)

*Editor's note: Simplicity is not licensed to provide financial advice and that also applies to the tools that we provide - they are not financial advice or a substitute for seeking such advice.*

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Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.