Episodios

  • Ep 45 - Using Self-Directed IRAs to Invest Outside the Stock Market
    Jul 16 2024

    In this episode, we explore the basics of self-directed IRAs and how they work. Discover the wide range of investments you can make, from hotels and self-storage units to real estate and even businesses.

    Self-directed IRAs are less complicated than they seem and align perfectly with my philosophy of investing beyond the stock market. Join me as I break down the essentials and show you how to diversify your investment portfolio.

    We cover -

    • Impact of tax status on control over IRA funds

    • Overview of alternative investments not available through traditional custodians

    • Comparison of costs between traditional and self-directed IRAs

    Subscribe to the Me Financial Podcast to hear more, and don't forget to leave a review!


    Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

    Follow Michelle on Instagram - michelle.e.moses

    Visit the Me Financial Website - www.mefinancial.net

    Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    Más Menos
    13 m
  • Ep. 44 - Tricks & Tips to Maximize Your Social Security
    Jul 9 2024

    Are you wondering when to take Social Security and how to maximize your benefits? In this episode, I talk with retirement planner, Greg Kurinec, CFP®, MRFC® about strategies to get the most from your Social Security benefits.

    Greg, explains the decision-making factors for taking Social Security early or delaying it, emphasizing the need to consider health, life expectancy, and employment status.

    We also cover:

    • Utilizing pre-tax accounts to bridge the gap before claiming Social Security at age 70.
    • Conversion of pre-tax accounts to Roth accounts.
    • Potential reforms to preserve Social Security.

    Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review!

    Contact Gregory J. Kurinec, CFP®, MRFC® - www.pennantplanning.com/

    Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

    Follow Michelle on Instagram - michelle.e.moses

    Visit the Me Financial Website - www.mefinancial.net

    Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    Más Menos
    29 m
  • Ep. 43 - Legal and Financial Tips for Buying Commercial Real Estate
    Jun 25 2024

    Considering investing in commercial real estate for your business? Learn the pros and cons of owning vs. renting for your business needs.

    Mandi Hunter, the founder of Kansas City's first full-service standalone real estate law firm, Hunter Law Group, joins us to share her knowledge.

    Key Topics:

    • Timing: Considering interest rates, cash flow, and business growth stages before making a purchase.
    • Due Diligence: Understanding the importance of thorough due diligence before buying commercial real estate. That means getting your surveys, appraisals, environmental assessments, and title work done right.
    • Legal Contracts: What legal contracts are associated with commercial property purchases.
    • Cash Flow Assessment: Strategies for assessing your business's financial readiness for commercial property ownership.
    • Property Maintenance: Responsibilities and considerations for maintaining commercial properties.

    Connect with Mandi Hunter - www.hunterlawgroup.com

    Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

    Follow Michelle on Instagram: @michelle.e.moses

    Visit Me Financial Website: www.mefinancial.net

    Love the show? Share it with your friends and leave a review!

    Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    Más Menos
    29 m
  • Ep. 42 - Creative Real Estate Financing: Syndication, Passive Income, and Mortgage Funds
    Jun 18 2024

    "Creative real estate is anything where you're not putting 20% down with a 30 year mortgage found in the MLS." The truth is, you don't need to be a millionaire to turn real estate into a wealth-building tool.

    Today, we're talking details on real estate financing - both for aspiring investors and those looking for alternative investment opportunities! Our guest is real estate investor and private money lender Kevin Amolsch.

    With over $750 million in closed loans, Kevin has a wealth of experience to share on financing strategies for all types of properties. In this episode, you'll learn:

    • Real Estate Investment Structures with Friends and Family: Different ways to structure real estate investments, including LLC formation, joint ventures, and profit-sharing strategies.
    • Financing Residential vs. Commercial Properties: The challenges of financing residential properties with stricter down payment requirements. Learn how commercial loans offer more flexibility for investors.
    • Syndication Deals: How investor funds are used for down payments in syndication deals, a way to pool resources for larger projects.
    • Creative Real Estate Investing: Alternative financing methods like owner carry and lease options, needed especially in low-inventory markets.
    • The Importance of Creative Financing: Why creative financing strategies are important for investors, especially in competitive markets.

    Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review!

    Follow Kevin on YouTube - https://www.youtube.com/pinefinancial

    Connect with Kevin on LinkedIn - https://www.linkedin.com/in/kevinamolsch/

    Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

    Follow Michelle on Instagram - michelle.e.moses

    Visit the Me Financial Website - www.mefinancial.net

    Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    Más Menos
    30 m
  • Ep. 41 - Investment Idea: How Tech is Changing the Affordability of Apartments
    Jun 11 2024

    We hear every day about the increasing cost of housing. But what if there was a way to live in a beautiful, tech-integrated apartment without breaking the bank?

    Norhart Real Estate Investing is changing the game by building affordable, high-quality apartments with a unique, vertically-integrated construction process.

    Join us as we chat with CEO, Mike Keating about Norhart's mission to help people live better lives and increase the housing supply, one apartment at a time. We'll explore their innovative building methods, how they're keeping costs down, and how you can be a part of the solution.



    Norhart Real Estate Investing

    Follow Norhart on Instagram

    Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

    Follow Michelle on Instagram - michelle.e.moses

    Visit the Me Financial Website
- www.mefinancial.net

    If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!





    Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    Más Menos
    36 m
  • Ep 40 - Social Media Money Myths: Build Financial Freedom on Your Own Terms
    Jun 4 2024

    Struggling to save for your dreams? Financial freedom might not be about that fancy car. In this episode, we chat with award-winning investor and author Anne Lester of "Your Best Financial Life: Save Smart Now for the Future You Want."

    We'll:

    • Redefine financial freedom and explore how to achieve it on your terms
    • Learn mind tricks to boost your savings effortlessly
    • Debunk money myths perpetuated by social media
    • Learn actionable steps to feel empowered on your financial journey - no matter your age!

    If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!



    You can buy Anne’s book here- https://amzn.to/3z4XDGh

    For more information on Anne - https://annelester.com/

    Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

    Follow Michelle on Instagram - michelle.e.moses

    Visit the Me Financial Website
- www.mefinancial.net

    Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    Más Menos
    37 m
  • Ep. 39 - Turn Knowledge into Action: Strategies to Make Financial Books Stick
    May 28 2024

    Do you feel like self-help books go in one ear and out the other? You're not alone! Millions struggle to implement the amazing tips and tricks they learn from non-fiction books. What if you could turn those "aha!" moments into lasting changes?

    In this episode, Nick Hutchinson, author of “Rise of the Reader“ shares strategies for retaining information and finally putting self-help books into action.

    You'll learn:

    • Methods to remember and implement key takeaways from any book
    • Strategies for finding time to read - Integrating book reading into daily life activities
    • Over 100 actionable habits categorized for health, wealth, and happiness

    Nick Hutchison is the visionary force behind BookThinkers, a thriving 7-figure marketing agency bridging authors and readers. In just over 7 years, he has cultivated a platform reaching over 1,000,000 people monthly and hosts the top 2% global podcast, "BookThinkers: Life-Changing Books," featuring interviews with renowned authors like Grant Cardone and Lewis Howes.

    Buy the book on Amazon: https://amzn.to/45vPSW2

    Learn more about Nick: www.nickhutch.com

    Learn more about BookThinkers: www.bookthinkers.com

    Personalized Book recommendation: DM Nick at www.instagram.com/bookthinkers

    Follow Michelle on Instagram

    Me Financial Website 


    If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!



    Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    Más Menos
    27 m
  • Ep. 38 - How Franchises Can Be Used For Building Wealth
    May 21 2024

    Think you can't afford a franchise? This episode shows us how $50,000 can open the door to business ownership.

    Greg Mohr, a franchising expert and Wall Street Journal best-selling author joins us to share the details of buying or starting your own franchise.

    I think you'll be surprised by how easy it is to get into franchising and the support you’ll receive throughout the process. 



    From discovering which industry is right for you, to funding, marketing and even scheduling clients - there are systems to help you succeed in a new or existing franchise. All you have to do is pick up the phone and experts are there to support and guide you.

    Key takeaways from our conversation:

    • Rapid Expansion Potential - Franchising can significantly speed up business growth, as it allows for leveraging other people's investments and efforts across multiple locations.
    • Franchise Setup Process - Setting up a franchise typically involves an investment of around $50,000 and takes approximately three months. This includes legal documentation, training, and alignment with franchising best practices.
    • Semi-Absentee Ownership - An option for those with less time but interest in franchising. This model allows owners to hire a manager to handle daily operations while overseeing the business for about 10-15 hours a week.

    Listen to the full episode for little known facts about franchising and discover how easy it is to get started.

    Greg Mohr’s Website

    Buy Greg’s Book - https://amzn.to/4cqb02q


    Follow Michelle on Instagram: @michelle.e.moses

    Visit Me Financial Website: www.mefinancial.net

    Love the show? Share it with your friends and leave a review!

    Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

    Más Menos
    32 m