In this episode Terry Martine sits down with John Clark, a Medicare expert in West Palm Beach Florida. Medicare is available for most individuals that are 65 years of age or older. This podcast will answer your basic questions. We discuss  Medicare and  answer the difference between a Medicare advantage plan and a Medigap policy. Whether you need a drug plan. Why certain geographical areas have such different pricing including the most expensive counties in Florida. How much you will pay for Medicare and the most important question of all.... When should you start preparing to enroll in Medicare. 

1. What is Medicare
2. When should I apply for Medicare
3. Whats the difference between Medigap and a Medicare Advantage Plan
4. Who offers the cheapest rates for Medicare
5. Whats the penalty for missing my enrollment period

As you can see we take a pretty deep dive, however everyone's situation is different so if you find yourself asking questions give us a call, we are here to help you. The easiest way to get your questions answered of to find out what the rate are in your area is to contact us through our website at https://florida-retirement-services.com/

You should consult a financial adviser familiar with the specific circumstances of your unique financial situation before making any financial decisions. Nothing in this broadcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Terry Martine is an investment advisor representative of FRS investment advisors, a Florida investment advisory firm.