"Just live on rice and beans until your debt is gone." Yeah, right.

What if I told you that you can live richly RIGHT NOW while being financially responsible?

In this episode, I'm sharing my personal spending hierarchy that lets me thrift for amazing finds, create a beautiful home, and prioritize what actually matters - all while staying on track financially.

You'll discover:

• why I refuse to buy anything new (and love it that way),
• how to plan your spending around what creates real abundance,
• and the simple framework for making money decisions that align with your values.

Stop waiting for "someday" to live the life you want.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

You pay off your debt, celebrate your success, and then BAM - your car needs repairs and you're right back to using credit cards. Sound familiar? There's one simple financial tool that prevents this cycle, but most people have never heard of it. I'm talking about sinking funds, and they're absolutely game-changing for staying debt-free. In this episode, you'll get the exact step-by-step process to set them up, including real numbers, simple systems, and how to make it work even when money is tight. Stop being surprised by 'unexpected' expenses that aren't really unexpected at all.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

Feeling stuck in your debt payoff journey? Like no matter how much you cut expenses, progress feels painfully slow? There's a strategy that can completely change your timeline - and it's not what most financial experts talk about. In this episode, I'm sharing the approach that helped me take control when debt felt overwhelming, plus how my clients are using this same strategy to cut years off their payoff plans. You'll discover how to leverage skills you already have, create flexibility that works with your busy life, and turn extra income into serious debt progress without burning yourself out. If you've been wondering whether there's a faster way to get debt-free that doesn't involve living on rice and beans, this episode is for you.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

You know that heart-racing panic when you're checking out at the store and the total keeps climbing? Or when you open your bank account and immediately want to close your laptop? I used to let those moments derail my entire day - until I discovered this ridiculously simple 60-second trick that completely stops money panic in its tracks. No breathing exercises, no complicated mantras, just two words that change everything.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

In this week's episode, I'm tackling those swirling questions about the economy that have been filling up my DMs lately.

If you've been wondering whether you should change your debt payoff plan because of those scary headlines, or if you're feeling that knot in your stomach every time you hear about inflation - I've got you.

I'm breaking down what all this economic noise actually means for your everyday money (spoiler: probably less than the news makes it seem), and sharing the simple 3-step framework I use with my clients to create clarity when everything feels uncertain.

No complicated jargon, no panic-inducing predictions - just practical guidance for real life. Because sometimes the most powerful money move is creating clarity amid the chaos.

Grab the free Economic Uncertainty Action Plan worksheet here to walk through these steps for your specific situation --> https://drive.google.com/file/d/1JM20wgh-Mp_sSYqWmrHVAcKTdRIU7Z9m/view?usp=drive_link

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

"I make good money, so why do I feel sick every time I look at my credit card balance?"

⬆ This is the EXACT sentence I hear on repeat from my clients as a money coach. But here's the good news: That knot in your stomach when you check your accounts isn't because you're bad with money. It's likely that living a normal life somehow turned into a cycle of credit card dependency - but it doesn't have to stay that way.

I've supported my clients to reduce thousands of dollars of credit card debt on repeat for the last seven years. And I've condensed everything I've learned into my 30-day proven system.

Introducing the "Done With Debt 30-Day Bootcamp" - your complete guide to going from monthly payment panic to total financial confidence.

Each morning for 30 days, you'll receive a short, powerful video with exactly what to do that day, plus practical tools that make implementation easy.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

In this episode, I'm sharing why this year feels like such an important moment to finally tackle credit card debt. I open up about my own journey of paying off $20,000 during the 2008 recession and how those lessons are surprisingly relevant to what we're facing today.

This isn't about spreadsheets or strict budgeting - it's about creating financial peace in your own life, regardless of what's happening in the broader economy. I'm sharing the exact freedom plan that not only worked for me during a recession but has now helped hundreds of my clients break free from debt too.

If you've ever felt that pit in your stomach when checking your credit card statement or wondered why those minimum payments never seem to make a difference, this episode is for you.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

Ever notice how that first warm spring day gives you energy for EVERYTHING? Suddenly you're cleaning closets, planning projects, and yes - maybe even feeling ready to face those credit card statements again.

In this episode, I'm chatting about how to use that amazing spring motivation for your debt payoff journey without burning yourself out. I'll share what works and how to take simple steps to make the most of this renewed energy!

Whether you've been avoiding your finances all winter or just need some fresh ideas, we'll talk about practical ways to channel this energy into debt freedom.

And of course, I'll share a bit about my Done With Debt 30-Day Bootcamp starting April 1st - perfect timing for your financial fresh start! Use code BOOTCAMP20 to save $20 if you're ready to join us.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman