In this episode we cover a couple of strategies to increase tax deductible debt when upgrading the family home via the use of a spousal transfer strategy.

When most of us think about this type of scenario, we think of splitting assets when relationships end. Fortunately this strategy is for happy couples wanting to go from single ownership to joint ownership and improve tax deductions. Even better is that in many states this can be done with no or minimal stamp duty consequences. So tune in and learn a little more about what is involved and remember, this particular type of strategy will need several professionals involved to pull it off, so get professional advice before you do!

Nothing is more certain than death and taxes, but if you plan well, you can certainly minimise the amount of tax you pay.

In this episode we chat about a strategy that isn't very well known that can help minimise or entirely negate capital gains tax being applied to the sale of a former investment property.

As with all strategies that involve tax or major assets, be sure to get advice specific to your situation!

Negative gearing is a useful tool that when used well can help you grow your wealth, but like all tools, if it isn't understood or used well, then it could do more harm than good.

Tune in to this episode as we chat about the 9 most common mistakes people make when it setting up a negative gearing arrangement.

With Granny Flats and Tiny Homes rising in popularity as home prices soar or people look to add new sources of income to their lives - we have put together 13 problems that can arise with Granny flats that should be considered before taking the leap.

This year was a light on budget, but there was some good news for many...

Stage 3 tax cuts, new medicines being added to the PBS saving people tens, or even hundreds of thousands in treatment costs, interest savings for those with HELP debts (or HECS debts if you are old school like us), scheduled boosts to the super contribution rates and a few other measures to boot. So join us as we unpack these announcements and what they may mean for you.

Winter is coming! But so too are Tax cuts and changes to super on 1 July. In this episode we cover the changes and how you can leverage these changes to boost your overall finances both before the end of the financial year and once the changes kick in on 1 July 2024.

A tiny house can be a practical, affordable and an innovative living solution when faced with soaring property prices. If you’re contemplating tiny house life, you may naturally be wondering what's involved from how much they cost to the practical considerations. In this episode we cover the various pros and cons of living in a tiny house and even crunch some numbers for you if taking on a tiny home may help you financially step into a more traditional home later.

Resources:

The tiny home association: https://tinyhouse.org.au/

A range of providers including blogs and inspo pictures:

https://aussietinyhouses.com.au/

https://www.offgridtinyhouses.com.au/

https://www.hauslein.com.au/

https://www.bigtiny.com.sg/tiny-house-design-reyes

https://designerecotinyhomes.com.au/

https://mylittlehouse.com.au/tiny-homes/

In this episode, we talk about how to find "good" health cover. You know the kind that ticks all the boxes...... like being good value for money, pays back a decent rate to members, has good service, a low rate of complaints and importantly, covers the things you actually value.

So tune in as we help you evaluate your current or future private health fund. One of the best places to get started is www.privatehealth.gov.au/

If you want to deep dive into the data you can access the nitty gritty via this link to download the State of the Health Funds Report