Opening up about your money problems can be tough, it can be even harder to do in Prison. That’s why Debt Free Advice have been installing Debt Kiosks in various prisons in the London area. These allow you to be connected with a debt expert in seconds from the comfort and security of a purpose built, soundproofed booth.

This was piloted in HMP Brixton and we are delighted to be joined by Matt from Debt Free Advice and also Dave from HMP Brixton to tell us all about the kiosks, how they work and how you can get involved

USEFUL LINKS:

• Debt Free Advice

• Quids In Magazine

You can also call 'Debt Free Advice' on 0800 808 5700

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: moneymondays@prison.radio

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

On previous episodes Emma has referred to 'Credit Unions', a somewhat overlooked financial option. Here Emma explains what they are, how they work and how they could potentially benefit you

Plus, Wendy from Access2Advice is back on the show taking another listener question, this time from Peter in Wayland who wants to know "Do your debts get cleared when you're convicted?"

USEFUL LINKS:

• Quids In Magazine

• Access2Advice

• What is a credit union?

• Find your credit union

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: moneymondays@prison.radio

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

On this episode of Money Mondays, Zak & Emma are joined by special guest Pat Bannigan. Pat dedicated a large part of his career to supporting people in prison with their finance, benefit and debt needs. During this time he helped prisoners open more than 2500 bank accounts and assisted them with debts of almost £10 million, in doing so he became known within prison and probation circles as the ‘Money Man’

Pat talks about how he first got involved with prisons, what the main challenges facing prisoners are when it comes to finance and what support is available both inside and upon release.

USEFUL LINKS:

• Quids In Magazine

• Citizens Advice

• Experian

• Equifax

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: moneymondays@prison.radio

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Zak & Emma are back and helping you to fix up your finances

Getting credit can be confusing... How do Credit Cards work? How much will they cost me and how can I stop myself paying extortionate interest and being burdened with a debt for many years?

Ever heard of a balance transfer? This could be a way for you to save money if you already have a credit/store card debt. In this episode, Emma explains what they are, how they work and what to be aware of.

Plus, the lovely Wendy from Access2Advice is here again fielding YOUR questions. This time, Barry from Wayland has his question answered

USEFUL LINKS:

• Quids In Magazine

• Access2Advice

• What is a Balance Transfer?

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: moneymondays@prison.radio

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

On this episode, Zak & Emma are joined by Laudjah who is sharing his story

Upon release from prison, Laudjah struggled to adapt financially to the new world he was facing. He went from working every hour possible, to some frivolous purchases before returning to a life of a crime. Laudjah used his next stint inside to prioritise getting things right in his life. He took courses to make himself more employable and had a plan for when he got out...

This time things are looking better for Laudjah, he is investing in himself and has a much better appreciation of money. His old life of selling drugs he says is 'beneath him' and he is doing everything he can to leave that in the past and move forward.

USEFUL LINKS:

• Quids In

• Jack Monroe - Cooking on a Bootstrap

• Money Saving Expert Forum

• Skint Dad

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: moneymondays@prison.radio

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

As the world becomes increasingly reliant on technology, more people are being left behind, creating a 'Digital Divide'

The internet is an incredible tool and has become an essential for most of us in our everyday lives. But what if you can’t get access to it? What if you don’t have the device to harness it or the money to afford it? Well, there are many organisations that can help you, like the amazing 'Good Things Foundation’

Zak & Emma caught up with Helen from the 'Good Things Foundation' to tell us all about the digital divide, how it’s affecting people and how they can help you.

USEFUL LINKS:

• Quids In Magazine

• The Good Things Foundation

• Learn my way

• Vinted

• Etsy

• Clean Slate

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: moneymondays@prison.radio

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Catch 22 are a fantastic organisation who have designed and delivered services that build resilience and aspiration in people & communities for over 200 years

Today on the show, Zak & Emma are joined by Jess and Lal who are here to talk about how Catch 22 are supporting prison leavers with a range of financial services, from helping you to apply for benefits to equipping you with the skills you need to thrive in a technology reliant world

USEFUL LINKS:

• Quids In Magazine

• Catch 22

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: moneymondays@prison.radio

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

It can be very difficult to manage your financial affairs while you're in prison so Zak & Emma are looking at a couple of possible solutions.

3rd Party Mandates are a way of giving a trusted person limited access to your bank or building society so they may be able to do simple things such as check balances and pay bills for you. Power of Attorney is a legal document and usually give the attorney much more control, these are normally set up when a person can no longer make sound decisions on their own

Zak & Emma explore the differences and restrictions and relate this to being in a prison environment

USEFUL LINKS:

• Quids In Magazine

• Unlock - Managing an account in prison

• Citizens advice - Managing affairs for somebody else

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: moneymondays@prison.radio

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/