Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.

On this episode we welcome back Moya’s CEO Tony Krosel to help us wrap up the year that was, highlighting key accomplishments that paint the picture of a relentlessly member-oriented financial institution.

Tony talks about operating during the second year of the pandemic, supporting the community in new and innovative ways, and the implications for Moya from a very popular and successful Investment Share offering.

A reminder to everyone, between online banking, an all new ATM on-site plus an extensive ATM network near you and across Canada, and a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely. And the professionals at Moya are always just a phone call away.

Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters –  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca. 

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.

On this episode we talk with Emma  and Millie.

Emma Margutsch & Millie Muhič-Dolenc are the founders and creators of Zimski Market, presented by VSKO and Moya Financial. You’ll get to know Emma and Millie a bit more, exploring their deep connection to the Slovenian community and the vision and details behind Zimski Market, where you will experience the magic of a Slovenian Christmas here in Toronto at Black Creek Pioneer Village on November 20th.

To learn more and get your tickets:

• Facebook Event: https://www.facebook.com/events/1284589062003924
• VSKO Facebook Page: https://www.facebook.com/vseslovenski
• EventBrite Portal: https://www.eventbrite.ca/e/zimski-market-2021-tickets-191162641607?aff=ebdssbonlinesearch

A reminder to everyone, between online banking, an all new ATM on-site plus an extensive ATM network near you and across Canada, and a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely. And the professionals at Moya are always just a phone call away.

Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters –  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca. 

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.

On this episode we have the opportunity to meet two key people behind the scenes and behind the counter at Moya.  First, Komail Zaidi, Director of Finance, brings his years of experience in Finance and investment banking to Moya to ensure the rock-solid financials behind our credit union are anchored in both the member’s best interests and the interests of Moya collectively so we can continue to help with the financial lives of all our members and community.

Speaking of the interests of the members, if you’ve been to our Brown’s Line branch you’ve met Milena Doric, our Manager Member Services.  You’ll hear all about what goes on behind the scenes every day in the branch to make sure Moya provides the best, most personalized service experience you’ll find in a financial institution in Toronto.  Let’s listen In! 

Let’s listen in now!

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A reminder to everyone, between online banking, an all new ATM on-site plus an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.   And the professionals at Moya are always just a phone call away.

Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca. 

I’m your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.

In this episode I’m joined by Moya Financial CEO Tony Krosel and Penny-Lynn Rintoul, a lawyer with the RZCD law firm in Mississauga that specializes in helping credit unions.  We talk about Moya’s newest financial product, Investment Shares.  Investment shares are designed to give conservative investors a great return. The rate for this investment is higher than comparable term deposits, making it ideal for diversifying your portfolio and helping grow your credit union.  There is lots to know about them though as you consider this for your portfolio, and so Tony and Penny join me to talk about why Investment Shares, why now, and what you need to know to start your journey of discovery.

Let’s listen in now!

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A reminder to everyone, between online banking, an all new ATM on-site plus an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.   And the professionals at Moya are always just a phone call away.

Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca. 

I’m your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.

In this episode we’re picking up the conversation from the recent Moya Financial Matters live stream where after an introduction by Sasa Recnik, Moya Financial marketing lead, I chat with Taras Komarnytski who takes us through a session on one of the most important set of financial decisions you can make – estate planning. Estate planning is vitally important to ensure that an individual’s wishes are respected, and that family and friends are appropriately cared for. Without professional help, it’s easy to make mistakes when estate planning. Many people never realize the implications of these errors, and unwittingly leave a mess for their family and friends to sort out.

Taras takes us through both the tax and non-tax tactics and strategies, utilizing a few common scenarios and then takes questions from our live audience.

Let’s listen in now!

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Moya is proud to offer the services of Certified Financial Planner Taras Komarnytski, who brings more than 10 years of experience to our team. With a background in investing, tax planning, business planning, credit, and cash flow, Taras is able to provide a broad range of valuable insight and advice. His knowledge is further supported and enhanced by an extensive professional network. Financial planning is an ongoing, dynamic process. Taras will be there with you every step of the journey, utilizing a plan tailored to your specific needs, and helping you meet your unique goals and objectives.

A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.  And the professionals at Moya are always just a phone call away.

Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters –  please rate and review, and be sure to recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca.

I’m your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.

In this episode we’re picking up the conversation from a recent Moya Financial Wealth live stream where after an introduction by Sasa Recnik, Moya Financial marketing lead, I chat with Taras Komarnytski who takes us through his background as a Certified Financial Planner, some high level tax strategies for your investments and then we delve into three life-stage financial planning scenarios to provide examples of the various strategies available to Moya Financial members.

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A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.   And the professionals at Moya are always just a phone call away.

Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca. 

Moya Financial's Board of directors is elected by Moya Financials' Members. The Board proudly acts as the members' voice, overseeing and setting the credit union's policies and governance. The Board of Moya Financial is made up of ten like-minded individuals committed to the credit union's success. Their role falls primarily to overall long-term strategy, ensuring that we're always doing what's right for our Members, employees, and communities. 

Each Director has a 3-year term and as a result, every year, some Director terms expire. The incumbent Director can run again for a new 3-year term, and at the same time, other Moya Financial members can also apply to run. As there were no Director Candidate applications received from the Membership for the 2019 & 2020 Board of Directors elections, the incumbents were deemed acclaimed to serve another term.

Three Board positions are open for the upcoming election for a 3-year term. The process for the 2021 elections began in December 2020. The Nominating and Member Relations Committee accepted new director applications from Monday, December 7, 2020, until Friday, January 8, 2021. This year they received 6 applications. 

We are excited to host the 2021 Candidates for the Moya Financial Board of Directors on our podcast to tell us about themselves, their experiences, and why they want to be on the Board of the credit union. 

To learn more about each candidate, please visit moyafinancial.ca/governance/director-elections for full biographies.

All six candidates meet the eligibility requirements to serve as a Moya Financial Credit Union Director. Driven by a responsibility to both its members and various regulating bodies, Moya continues to focus on enhancing its Board and governance processes by recommending specific candidates to the Membership based on filling the Board's skill gaps in the areas of business/strategic decision making, marketing, audit, lending and finance. Candidates are also assessed on the basis of alignment to Moya's values, demonstrated leadership and commitment to a team-based approach. The Board recognizes the benefits of having a diverse composition. They have identified diversity as an essential element in attracting high-caliber Directors, maintaining a high-functioning Board, and building a competitive advantage. To that end, the Board has determined that its ideal composition includes a mix of genders and cultures and has set targets for each element.

Don't forget to vote!  Eligible member of Moya Financial Credit Union will receive a voting package mailed to the address associated with their account with Moya Financial. The voting period is March 1 – 14, 2021. Voting members MUST VOTE FOR THREE CANDIDATES. All ballots with fewer than three or more than three candidates marked will be disqualified. Member must mail the ballot back no later than Sunday, March 14, 2021. Results of the elections will be announced at the AGM on March 24, 2021 (virtual AGM via Zoom).

Meet the Candidates: 

• Gorel, Jason (Recommended by the Board)​
• Kozar, Mark
• ​Marfatia, Mohammed Ali
• ​Pazar, Matthew (Matt)
• ​Rovansek, Andrew (Recommended by the Board)
• ​Zalar, Margaret (Recommended by the Board)

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.

In this final episode of 2020 we connect with Moya Financial CEO Tony Krosel and look at the unusual year that was and discuss how Moya, with the help of our members and dedicated team of banking professionals, still had a great year in terms of accomplishments and financials. Next, we chat about the year ahead and what is on the drawing board for the members in 2021!

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A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely. And the professionals at Moya are always just a phone call away.

Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters –  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca. 

I’m your host Michael LeBlanc, and until next time, stay safe!