• One-Time Close New Construction Loan

  • Mar 5 2024
  • Duración: 4 m
  • Podcast

One-Time Close New Construction Loan Por arte de portada

One-Time Close New Construction Loan

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  • One closing! Which means one interest rate (with the option to modify down if the market improves), one down payment, one full credit report to order and one approval.

    Eligible on 15-and 30-year fixed conventional and high balance loans and 7- and 10-year ARMs

    Available on primary, second and investment property purchases and rate/term refinances

    700+ FICO, up to 95% LTV

    11-month maximum build period with 1-month modification period

    Loan amounts up to the conforming loan limits

    $726,200 for regular one-unit loans (increased from $647,200 in 2022)

    $1,089,300 for one-unit high-balance loans (increased from $970,800 in 2022)

    City/ County Zoning/ Permitted as a single family residence


    Allowance for Duplexes 1-4 units

    Detached condos


    Prohibited one-time construction loans property types

    Owner-Builder

    ADUs

    Manufactured homes

    Unique property types

    Brandominium homes

    Shipping containers homes


    Start your one-time close new construction loan application process by creating an account at

    https://bit.ly/3PyuXss
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