We are currently in week four of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? 👀

This episode was originally aired on June 8, 2022 as episode 90 and it kicks off part one of our three part series, where we do a deep examination of Ramsey Solutions.

Today’s guest, Amy Fritz, shares her story of her family's experience with Ramsey Solutions, Dave Ramsey's Company. Amy’s husband, Nathan Fritz, worked at Ramsey Solutions and made his exit after realizing he was no longer aligned with the company. After his departure, interesting things happened— including, but not limited to the Chris Hogan controversy.

And, yes, we talk allllll about it.

CONNECT WITH TODAY’S GUEST:

• @untangledfaith on Instagram
• @faithuntangled on Twitter
• Untangled Faith Podcast

Disclaimer:

Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone.

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

We are currently in week three of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right?

This episode was originally aired on March 10th, 2021 as episode 82. We are giving you a complete revamp of Dave Ramsey's 7 Baby Steps from the perspective of folks who have stepped away from Dave's financial empire and are now looking at his advice through a different lens. During this episode, we go through each step in depth with our recurring guest host, Vee Weir, and give our take on what we would adapt to modern times. If you started your financial journey with Dave Ramsey, this episode is for you!

Connect with Vee on Instagram @veefrugalfox

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

We are currently in week two of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right?

This episode was originally aired on March 10th, 2021 as episode 36. During this episode, we chat with Alison, a fellow former Dave Ramsey follower who kickstarted her journey using the Dave Ramsey Baby Steps. She talks with us about the Baby Steps that she didn't vibe with after she and her husband got themselves out of debt.

In this episode, we chat about:

• Paying off $125k of debt in 26 months
• Life after a debt payoff journey
• Starting with Dave Ramsey and then pivoting

CONNECT WITH TODAY'S GUEST

• Youtube

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode kicks off our 6 week Summer Rewind series before we start season 5 in the fall. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right?

This episode was originally aired on January 20th, 2021 as episode 29. It was a pivotal episode that drew the line in the sand for us as we parted ways with Dave Ramsey after following him and his Baby Steps program religiously for over a year. We do a deep dive into why chose to step away supporting from DR.

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode is our season four finale! Four years, 180 episodes, and plenty of friends made along the way. We’re taking this episode to remind you to rest as you need (while also reminding ourselves after the sickness our family has been facing the past two weeks) and sharing our plans for our summer rewind episodes. Thank you so much Toasties for coming on this journey with us! We’ll see you in season five ♥️

In this episode, we chat about:

• Resting for long term change

• Our summer rewind series

• Some teasers for season 5!

MENTIONED IN THIS EPISODE:

• Episode 167: Is Bankruptcy Right For You?

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today’s episode features Paula Holt, the founder of Practically Married. Paula has worked to build resources for the community that support healthy and happy marriages. She joined our show to talk about the often missing communication opportunities in both marriage and the engagement process, including but not just limited to finances. This conversation was one that we believe in so deeply - communication as a couple is a priority for us in our marriage and we want to share those resources with others. Enjoy!

In this episode, we chat about:

• Recognizing where our partner comes from

• Facilitating healthy money conversations

• Shared goals in a successful marriage

MENTIONED IN THIS EPISODE:

Article regarding couples merging finances

CONNECT WITH TODAY’S GUEST:

My interest in marriage began more than 15 years ago leading me to pursue certifications in premier marriage education programs including The Seven Principles for Making Marriage Work and Bringing Baby Home from The Gottman Institute, Prepare/Enrich®, and Couple Communication. I later launched the award-winning blog Marital Musings and wrote for the wedding website Style Me Pretty.

I was inspired to launch Practically Married when I noticed a lack of accessible marriage preparation tools. In the development process, I consulted with numerous therapists through my affiliation with the American Association of Marriage and Family Therapy (AAMFT), and gathered extensive feedback from beta-testing couples.

Prior to running Practically Married, I graduated from Stanford University and earned an MBA from the Kellogg School of Management at Northwestern. I’m also a wife, mother of two, podcast enthusiast, aspiring tennis player, and a beast on the dance floor (if I do say so myself).

Instagram: @getpracticallymarried

https://practicallymarried.net/

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

• Digital downloads

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today’s guest is Tara Laczynski, an Outschool expert who is helping other educators branch out into the world of online learning. Tara lost her online teaching job overnight, and had to find a solution fast. Through her own trials and learnings, she’s built an Outschool business that has now replaced her teaching salary several times over. She shares about this income opportunity for educators who are feeling disheartened by the education system. This is one episode that every teacher needs to hear!

In this episode, we chat about:

• Finding your value as an educator

• Monetizing what you already love teaching

• Investing in your own growth to breed success

MENTIONED IN THIS EPISODE:

• entrepreneur.com article

• Outschool

• Tara’s $125 course that walks you through how to start your own Outschool business

CONNECT WITH TODAY’S GUEST:

• Instagram @reclaimyourclass/

• Take Tara's course!

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's guest is our friend Brian Page from Modern Husbands. Brian shares how the modern family has changed from previous generations and how husbands can redirect that energy into a successful marriage. You’ll hear data and research to support some of the common ideas we’ve heard about money, as well as some dismantling of previous antiquated ideas.

In this episode, we chat about:

• The modern husband

• Antiquated gender roles

• Healthy tools in a marriage

CONNECT WITH TODAY’S GUEST:

Brian Page is the founder of Modern Husbands, where they share ideas on managing money and the home as a team. He is a former Milken National Educator of the Year, CNN Money Hero, and Working Group Member of President Obama’s Advisory Council on Financial Capability. Brian has consulted for state governments, universities, and various nonprofits. He served a one-year term as a Visiting Scholar at the Consumer Financial Protection Bureau in the Office of Financial Education.

• Modernhusbands.com

• Newsletter

• Instagram

• Twitter

• Facebook

• Marriage Toolkit

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing