With lenders increasingly reducing fixed rates for mortgages, investors must consider how they can best respond to this upcoming trend.

On this episode of The Smart Property Investment Show, host Phil Tarrant and Finni Mortgages’ Eva Loisance explore the pricing and policy changes occurring around fixed-rate mortgages, and consider how property investors can benefit from fixing their rate.

NAB is the first of the big four banks to offer a reduction in fixed rates for owner-occupiers, leading the duo to unpack whether this change has been made in anticipation of future rate cuts, and how other lenders are responding.

Stressing that fixed rates still present a gamble for owner-occupiers, Eva highlights that investors with high loan-to-value ratio may save significant money by fixing their mortgages.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Welcome to Property Buzz, your daily dose of property news.

In today's podcast:

• Australia beats the US for the world’s biggest houses;
• Is the nation experiencing an investor exodus; and
• Here’s what to expect in this week’s auctions.

Want to hear more episodes like this? Check out Daily Buzz over on PropertyBuzz.com.au or tune in to Property Buzz on all major podcast platforms.

Can you spot the difference between good debt and bad debt?

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar speak with Phil Tarrant about how to secure finance in a challenging economic landscape.

The Kumars emphasise the importance of getting your financial baseline right first before venturing into unknown waters, and explain why it’s essential to focus on your holding costs.

They also reveal why a top-quality broker and accountant are worth their weight in gold for property investors hoping to hit success.