This is Part 2 of our in-depth discussion on mortgages and home loans. If you haven’t watched Part 1 yet, we highly recommend you check it out. In Part 1, we covered essential topics such as understanding your borrowing power, why many people choose large banks, and tips for first-time home buyers. Jason revealed key insights that are crucial for anyone looking to enter the property market. Make sure you don’t miss out on the valuable advice shared in that episode!

Here’s a sneak peek of the questions we covered in this episode:

• How much can I borrow with a guarantor for a home loan?

• How much can I borrow for a home loan?

• How does a borrowing power calculator work for ABN holders?

• How can I find a good mortgage broker?

• What is an offset account, and how does it work?

If you have a question about mortgages or home loans, drop a comment, and Jason will help you find the best answer to your question.

#mortgagebroker #mortgage #broker #repayment #mortgagerates #borrowing #budgetingtips #property #investing #investment #australianpropertymarket #perthproperty #sydneypropertymarket #buying #buyingahome #buyingprocess #perthlife #perthwa #perthnews #perthrealestateagent #perth #westernaustralia #waystosavemoney #moneysavingideas #moneysavingtips #moneymanagement #money #moneysavingstrategies #moneysavingideas #moneysavingtips #moneymatters #savings #savingmoney #saving #savingschallenges #savingsgoals #savingaccount #house #propertyinvestingaustralia #propertymarketaustralia #propertypodcast #property #propertyinvestment #propertyforsale #offsetaccount #offsetaccountcalculator

🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!

🌟 If you have a question for the team, a PropTok you would like to send us, or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now

📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.

🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Hosted on Acast. See acast.com/privacy for more information.

In this episode, Michael sits down with Jason from Kaleido loans, to dive into the most frequently asked questions about mortgages, home loans, and refinancing. From understanding your borrowing power to navigating the best mortgage rates in Australia, Jason reveals everything you need to know to make informed decisions on your home-buying journey. Whether you're a first-time home buyer or looking to refinance, this conversation is packed with insights and tips that can help you save money and get the best deal. Don’t miss out on Jason’s expert advice—he truly reveals all!

Here is a sneak peek of what kind of questions we covered in this episode:

• How can I buy a property with such low borrowing power using a borrowing power calculator?

• Why do so many people choose large banks like CBA when mortgage rates in Australia offered by alternatives are much better?

• Why isn't it common to have a fixed mortgage rate for the full term of a home loan in Australia?

• What should I do before buying an apartment as a first home buyer (FHB) according to a mortgage broker?

• How long would it take to save for a house on a $90k per year income, and what percentage should I save to optimize my home loan repayment?

• Can anyone estimate my borrowing power with a borrowing power calculator based on my current earnings and situation?

• How can I convince my parents to sign on as guarantors for my first home, considering refinance options?

• Does anyone have tips on finding a reliable mortgage broker?

• Does purchasing a property as an investment impact my borrowing power according to a mortgage calculator?

• Is it better to put extra repayment amounts into an offset account or directly onto the mortgage account?

• What do I need to have prepared before booking an appointment with a mortgage broker?

If you have a question regard mortgage and home loans, drop a comment and Jason would help you to find the best answer to your question.

#mortgage broker #mortgage repayment calculator #mortgage calculator #home loan repayment calculator #lvr calculator #refinance #borrowing power calculator #mortgageratesaustralia #investmentloanrates

Hosted on Acast. See acast.com/privacy for more information.

In today's video, we dive deep into practical and effective ways to save money during a cost of living crisis. With prices on the rise, managing your finances can feel overwhelming, but don't worry—we've got you covered!

We'll walk you through actionable tips to reduce your expenses, maximize your budget, and make smarter financial decisions. From cutting down on daily costs to finding hidden savings opportunities, this video is packed with advice that can help you navigate these challenging times.

If you're feeling the pinch, this video is a must-watch. Don't forget to like, share, and subscribe for more tips on managing your finances and thriving, even when times are tough.

#CostOfLivingCrisis #SaveMoney #BudgetingTips #FinancialAdvice #MoneySavingStrategies"

🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!

🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch!

https://www.coposit.com.au/resources/property-now

📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.

🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Chapters:

00:00:00 - Intro

00:02:12 - Cost of Living & Savings

00:07:02 - Comparison of Prices Over Time

00:12:56 - Changes in Weekly Wages

00:21:08 - Property Ownership Amoung Young Adults

00:28:32 - Savings Hacks

00:41:15 - Dating & Saving

00:43:21 - Final Thoughts

Hosted on Acast. See acast.com/privacy for more information.

Buyers agent, Alex Minter offers insights into the Perth property market, benefits of utilizing a buyers agetn and more. In this video, we explore the latest trends, predictions, and investment opportunities in Perth real estate. Whether you're a first-time homebuyer, a seasoned investor, or just curious about the market, this video has something for you.

🔔 Don’t forget to subscribe for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!

🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch!

https://www.coposit.com.au/resources/property-now

📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.

🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Property Now, we dive deep into the current housing crisis and its effects on houses for rent. We explore how Airbnb is changing the rental market and discuss real-life stories of individuals affected by skyrocketing rents. Is the government meddling too much, or are landlords just responding to market demands? We would love to hear your thoughts in the comments below!

🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!

🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch!

https://www.coposit.com.au/resources/property-now

📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.

🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au

00:00 - Intro

05:32 - The real intro

06:08 - Is moving back home the answer?

07:10 - Is AirBnB hurting renters?

11:32 - AirBnB as an investment strategy?

18:06 - AirBnB job creation

19:33 - Regulations overseas

25:00 - National vacany rate

31:19 - Is AirBnB fair?

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.