• Questions I hate to get

  • Aug 8 2024
  • Duración: 13 m
  • Podcast

Questions I hate to get

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  • Resumen

  • Too often, people contact me when it's too late to access all their LTC planning options.

    Some people believe they are planning ahead at age 80.

    Some people wait to inquire until after a diagnosis either limits their options or makes them altogether uninsurable.

    The earlier we plan, the more choices we have, AND the more benefits we can obtain for the least amout of premium.

    Business owners can deduct LTC premiums, so it's helpful to pay for the plans while you still own the business, to get additional tax write offs.

    C corporations can deduct 100% of LTC premiums without a cap.

    LLCs and S Corps have a maximum they can deduct. The 2024 caps are below. These are per person

    Age 40 or less $470

    Age 41-50 $880

    Age 51-60 $1760

    Age 61-70 $4710

    Age 71+ $5880

    Schedule with me to learn more https://calendly.com/diane-p4t/30min

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