Johnnie explains borrowing against cash value (infinite-banking style) and how indexed universal life (IUL) credits growth with downside protection via a 0% floor. Michael shares practical examples—financing big expenses from your policy while cash value keeps compounding. Listen to this episode and learn more about how you can Retire at New Heights.

In this episode, Johnnie frames life insurance as a planning tool—not a bill—and breaks down whole life (permanent guarantees and cash value), term (low-cost, time-bound protection), and universal life (flexible, hybrid designs). Michael underscores using the “right tool for the job” inside a broader retirement strategy. Listen to this episode and learn more about how you can Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares from the Bible how we can leave a legacy to your children's children (Proverbs 13). There are many ways to do this that you'll learn as you listen to this episode. Then reach out to Johnnie to talk about how you can Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares how a Fixed Indexed Annuity can provide you with growth when the markets go up as well as protection when the market goes down. This is one of the best benefits of a well-structured retirement plan. Listen to this episode and learn more about how you can Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares how to make sure your income during retirement will keep up with inflation. Getting a pay raise in retirement is possible. Listen to this episode and learn how you can Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares how you can pay for long-term healthcare with a rider on an annuity. By planning properly you'll be able to Retire at new heights. Listen to this episode and then reach out to Johnnie to discuss your future.

In this episode, retirement planning expert Johnnie Roberts shares about how an annuity pays you an income every money for the rest of your life. Many annuities have a "rider" that allows you to benefit in multiple ways. Listen to this episode and you'll have a better understanding of how you can create guaranteed income for life. Be sure to get a copy of Johnnie's bestselling book, then schedule a time to meet with him to plan your retirement.

In this episode, retirement planning expert Johnnie Roberts shares the inside scoop on annuities. As you listen to this episode, you'll gain a much better understanding of how Fixed and Fixed-Indexed Annuities function and the benefits you can derive from them.