In this episode of the Retirement Plan Playbook, hosts Brent Pasqua and Matthew Theal of Evermont Wealth delve into comprehensive retirement planning and investment strategies.

The discussion addresses crucial questions about how much money is needed to retire comfortably.

They analyze market trends, such as the performance of major stock indices, the impact of emerging technologies like AI, and the fluctuations of stocks like Nvidia, Apple, and Tesla.

The team also explores essential factors affecting retirement savings, including retirement age, lifestyle choices, health considerations, and income sources. They offer tools and strategies like the 4% withdrawal rule and online calculators to help predict and achieve retirement goals.

00:37 Hosts Introduction and Episode Overview

01:23 Political Commentary and Debate Discussion

05:05 Market Update

09:39 Tesla's Comeback and Future Prospects

12:38 Retirement Planning Corner: What's Your Number?

21:13 Planning for Lavish Retirement Trips

22:39 Healthcare Costs in Retirement

24:33 Income Sources in Retirement

26:25 Calculating Your Retirement Number

28:33 Using Online Calculators and Advisors

30:32 Personal Retirement Goals

34:20 Recommendations and Plugs

38:49 Conclusion and Final Thoughts

Connect with Evermont Wealth:

• matthew@evermont.com
• joshua@evermont.com
• (909) 296-7977
• Evermont.com
• LinkedIn: Matthew Theal
• LinkedIn: Brent Pasqua
• LinkedIn: Joshua Winterswyk
• LinkedIn: Evermont Wealth

In this episode of the Retirement Plan Playbook, hosts Brent Pasqua, and Matthew Theal discuss various aspects of retirement planning and investment strategies.

They delve into the importance of tax-efficient bucket and distribution planning to minimize taxation during retirement. The conversation includes a thorough discussion on managing short-term, mid-term, and long-term investment buckets.

They also discuss the impact of interest rates on the economy, and the latest advancements in AI technology with Apple's new features

00:00 Introduction

02:02 The Importance of Updating Beneficiaries

03:28 CPI Updates and Federal Reserve Insights

08:44 Apple's WWDC 24: New AI Features

15:51 Retirement Planning Corner: Bucket Strategy

23:23 Choosing the Right Investments for Each Bucket

24:06 Managing Emotions and Trusting the Process

24:54 Tax Efficiency in Bucket Strategy

27:24 The Importance of Having Multiple Buckets

32:46 Distribution Planning and Roth Conversions

35:14 Simplifying Bucket Planning

37:16 Evermont Recommends: Entertainment and Style Tips

40:13 Conclusion and Contact Information

Connect with Evermont Wealth:

• matthew@evermont.com
• joshua@evermont.com
• (909) 296-7977
• Evermont.com
• LinkedIn: Matthew Theal
• LinkedIn: Brent Pasqua
• LinkedIn: Joshua Winterswyk
• LinkedIn: Evermont Wealth

In this episode of the Retirement Plan Playbook, hosts Brent Pasqua, Matthew Theal, and Joshua Winterswyk from Evermont Wealth dive into smart money-saving strategies and discuss the importance of budgeting amidst rising inflation.

They also provide insights into the current stock market, including Nvidia's 10-for-1 stock split and the SEC's shift to a T+1 settlement cycle.

Additionally, the hosts share personal anecdotes on reducing expenses and discuss the significance of consumer sentiment polls in shaping economic viewpoints.

The episode aims to equip listeners with practical financial advice for navigating economic complexities and optimizing their retirement plans.

00:39 Smart Money Saving Strategies

01:37 Little League Triumphs and Lessons

03:14 Nvidia's Stock Split

07:16 SEC's New Settlement Cycle Rule

11:08 American Economic Sentiment and Media Influence

17:44 Retailers Cutting Prices Amidst Inflation

22:39 Understanding Inflation and Budgeting Strategies

25:16 Tackling Major Expenses

26:11 Reevaluating Monthly Subscriptions

28:32 The Convenience of Online Shopping

33:19 Smart Utility Savings

35:00 Negotiating Service Contracts

38:45 Recommendations

Connect with Evermont Wealth:

• matthew@evermont.com
• joshua@evermont.com
• (909) 296-7977
• Evermont.com
• LinkedIn: Matthew Theal
• LinkedIn: Brent Pasqua
• LinkedIn: Joshua Winterswyk
• LinkedIn: Evermont Wealth