Episodios

  • The Dutch East India Trading Company
    Oct 18 2025

    In this episode of Saturday Morning Muse, Andy explores the evolution of financial markets, focusing on the innovations of the Dutch Republic in the early 1600s. He discusses the limitations of previous equity ownership models and how the establishment of the Dutch East India Company (VOC) revolutionized investment through the introduction of transferable shares and a secondary market.

    You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. https://youtu.be/SIVkx7_Td78

    Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728

    Here’s the link to the article on my website: https://www.andrewtemte.com/saturday-morning-muse/the-dutch-east-india-company

    #financialliteracy #personalfinance #StockMarket #EquitySecurities #EconomicHistory #FinancialHistory #VOC #Liquidity

    Más Menos
    12 m
  • The First Equity Shareholders
    Oct 11 2025

    In this episode of Saturday Morning Muse, Andy explores the historical evolution of stock ownership, beginning with the Roman Publicani and the Venetian Commenda.

    He discusses how these early systems of equity ownership laid the groundwork for modern financial practices through capital pooling and risk spreading for investment in major infrastructure projects and trading expeditions.

    #financialliteracy #personalfinance #StockMarket #EquitySecurities #EconomicHistory #FinancialHistory #CapitalPooling

    Más Menos
    12 m
  • Insurance for Everyone - The Democratization of Risk Protection
    Oct 4 2025

    In this episode of Saturday Morning Muse, Andy explores the evolution of insurance and its democratization in the late 19th century. He discusses how industrial life insurance, expanded property coverage, and the rise of automobile insurance transformed the industry into a mass market service accessible to ordinary families.

    Andy highlights the significant innovations that made insurance affordable and essential, as well as the role of insurance companies as major institutional investors in the early 20th century.

    Más Menos
    12 m
  • The Birth of Modern Insurance: Lloyd's Coffee House
    Sep 27 2025

    In this episode of Saturday Morning Muse, Andy explores the origins of modern insurance, focusing on Edward Lloyd's Coffee House in the 1680s.

    He discusses how Lloyd's transformed the insurance landscape by introducing innovative practices such as syndicated underwriting, the publication of shipping news, and the establishment of a systematic reinsurance market.

    Más Menos
    12 m
  • The Ancient Art of Risk Sharing
    Sep 20 2025

    In this episode of Saturday Morning Muse, Andy explores the evolution of insurance, tracing its origins from ancient civilizations to modern practices. He discusses how early merchants shared risks to protect their goods, the development of mutual aid societies in medieval Europe, and the establishment of formal insurance contracts. The conversation culminates in the recognition of the need for systematic fire insurance following the Great Fire of London, setting the stage for the emergence of modern insurance marketplaces.

    #Insurance #economichistory #financialliteracy #risksharing #greatfireoflondon #mutualaidsocieties

    Más Menos
    10 m
  • The Dark Side of Compounding
    Sep 13 2025

    In this episode of Saturday Morning Muse, Andy explores the dual nature of compound interest, highlighting its potential to build wealth while also revealing its darker side through the lens of compound debt.

    The discussion emphasizes the importance of understanding how compound interest works in both investing and borrowing contexts, particularly in relation to credit card debt. Temte provides practical advice on managing debt and making informed financial decisions to harness the power of compound interest for wealth building.

    Más Menos
    12 m
  • Unlocking the Power of Compound Interest
    Sep 6 2025

    In this episode of Saturday Morning Muse, Andy explores the concept of compound interest, its historical significance, and practical applications for building wealth.

    He explains the mathematics behind compound interest, introduces the Rule of 72 for estimating investment growth, and illustrates the impact of small daily expenses on long-term wealth accumulation through the 'latte effect.' Andy emphasizes the importance of time and consistency in investing, particularly for young investors, and warns about the dangers of high-interest debt.

    Más Menos
    13 m
  • The History of Compounding & Compound Interest
    Aug 30 2025

    In this episode of Saturday Morning Muse, Andy explores the concept of compound interest, discussing its historical significance and mathematical foundations. He introduces Benjamin Franklin's experiment with compounding, the contributions of mathematicians like Edmund Halley and Leonhard Euler, and the implications of compounding in both wealth creation and destruction, illustrated by the Tulip Mania and government debt crises. The episode emphasizes the importance of patience and long-term thinking in financial growth.

    Más Menos
    14 m