Episodios

  • (3/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Golden Calves and Golden Lampstands
    Jun 28 2025

    In this episode, we’re going deep on a topic the Church either glamorizes or demonizes—but rarely handles biblically: money.

    We’re unpacking Exodus, Jesus, and even Tesla stock (yep)—to wrestle through a question that’s been tripping up believers for decades: “Is wealth inherently evil… or is it just a tool?”

    Here’s what we found:

    • Why the Israelites’ gold became both a golden calf and a golden lampstand
    • What Jesus really meant when He said, “Where your treasure is, there your heart will be also”
    • The shocking contrast between how the Old and New Testament describe wealthy people
    • The heart posture that turns a blessing into an idol
    • And why generosity, not guilt, is the actual fruit of spiritual maturity

    This isn’t financial advice—it’s soul-searching. If you've ever felt tension about having too much… or too little… this episode will give you clarity.

    📚 Resources Mentioned:

    • Exodus 12:35–36 – Israelites plundering Egypt’s wealth
    • Exodus 32 – The golden calf
    • Exodus 35 – The Tabernacle offerings
    • Matthew 6:21 – “Where your treasure is…”
    • Philippians 4 – Learning to abound and abase
    • Galatians 5:22-23 – Fruit of the Spirit (including “goodness” = generosity)
    • Our book: Simple Money, Rich Life (Get a free copy—just cover shipping!) 🔗 Grab your free book here: http://seedtime.com/free

    📩 If this message stirred something in you, share it with a friend. The Church needs a better theology of money—and it starts with conversations like this.

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

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    31 m
  • (2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about money
    Jun 21 2025

    In Part 2 of our “The prosperity gospel, the poverty gospel, and the truth most Christians miss” series, we dive into some of Jesus’ most controversial teachings on wealth. You’ve heard “sell everything,” “camel through the eye of a needle,” and “blessed are the poor,” but what if we’ve been misunderstanding who He was talking to and why?

    In this episode, we unpack:

    • Why Jesus told the rich young ruler to sell everything—and why He didn’t tell Zacchaeus the same thing.
    • The real reason wealth can be dangerous (it’s not what you think).
    • Why Joseph of Arimathea, Nicodemus, and a group of wealthy women were never asked to give everything away.
    • The parable that proves Jesus wasn’t against being wealthy—but was deeply concerned about our heart posture.
    • Why abundance is meant to be shared—and how shopping, gardening, or even buying sunglasses can become worship.
    • A fresh, biblical perspective that helps you steward what God has given you without shame, guilt, or greed.

    Resources Mentioned:

    • 📖 Simple Money, Rich Life by Bob & Linda Lotich: http://seedtime.com/free
    • 📜 Bible References: Matthew 19, Mark 10, Luke 18, Luke 8, Luke 19, Luke 16, Luke 12:48, Genesis 13:2, 1 Timothy 6, Ephesians 3:20
    • 📺 The Chosen (TV series): https://watch.thechosen.tv

    👉 Subscribe, share, and don’t miss the next episode in this series—we’re going to talk about gold, the golden calf, and what it really means for how we use our money.

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    26 m
  • (1/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: The Dangerous Lie Dividing Christians
    Jun 14 2025

    This might be the most important conversation we’ve had about money, faith, and the Bible.

    For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point?

    In this episode, we kick off a 5-part series where we break down:

    • What the Prosperity Gospel gets right—and dangerously wrong

    • How the Poverty Gospel subtly creeps in as "humility"

    • The parable that changed everything for us

    • The biblical third way no one talks about enough

    • How prayer can shift false teachers more than criticism ever could

    • Why stewardship (not ownership) is the core financial principle of Scripture

    • How even Mother Teresa modeled biblical abundance through simplicity

    If you’ve ever struggled to reconcile your faith with your finances… this episode is for you.

    Resources Mentioned:

    • 📖 Simple Money, Rich Life by Bob Lotich – Get your free copy: http://seedtime.com/free
    • 📘 Business Secrets from the Bible by Rabbi Daniel Lapin
    • 📖 Bible verses mentioned:
      • Genesis 2:12
      • Genesis 13:2
      • Psalm 24:1
      • Matthew 25 (Parable of the Talents)
      • 1 Timothy 6:9-10 (Amplified Version)
      • Proverbs 4:23

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    42 m
  • 🤖 33 Ways We're Actually Using AI in Real Life (Not Just Theory)
    Jun 7 2025

    In this episode, we answer YOUR questions about how we’re using AI—personally, spiritually, and professionally.

    We’re not here to debate whether AI is “good” or “evil.” We’re here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer.

    We get into the nitty gritty:

    • The custom GPT we built for flipping items on eBay

    • The podcast producer GPT that writes our show notes

    • How AI helps with planning RV trips and killing poison ivy

    • Why we believe AI may become humanity’s greatest idol—and how to stay grounded in God’s Word

    • Plus, Linda’s surprisingly useful fashion hacks (involving NASCAR outfits)

    We talk faith, tech, and real life with all its messiness and nuance. And yes, we still believe God’s revelation always beats information.

    If you’ve been wondering what does this actually look like in daily life?, this is the episode.

    Resources Mentioned:

    • ChatGPT by OpenAI

    • Claude by Anthropic

    • Great AI debate between Christian leaders: https://overcast.fm/+ABHd1mRWhAI

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Ra0lk-nOt0g)!

    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    45 m
  • This Study of $25M+ Families Will Make You Rethink Your Financial Goals with Dr. Shane Enete
    May 31 2025

    I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy.

    We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth.

    We talk about hedonic adaptation, generosity as a spiritual thermostat, and what your savings account might be saying about your heart.

    In this episode, you’ll learn:

    • The biological and spiritual reasons why wealth never satisfies
    • How to spot when your heart is starting to trust money more than God
    • Why generosity is the fastest way back to peace
    • What $25M families regret (hint: it’s not about the stock market)
    • A brilliant money framework: acquisition, use, and management—and which one dominates your life
    • Why savings isn’t evil, but hoarding might be
    • How to know when you’ve moved from stewardship into idolatry

    Mentioned Resources:

    • Whole Heart Finances by Dr. Shane Enete - http://wholeheartfinances.com
    • 2 Corinthians 9 – Biblical metaphor of seed (consume vs. plant)
    • Dr. Eileen Gallo’s Money Dimensions Framework: Acquisition, Use, Management
    • Book: Communicating for a Change by Andy Stanley - http://amzn.to/3JF0L0R

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_iwhObTFD7I)!

    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    33 m
  • God Called Gold GOOD & Why That Forever Changed How I View Money (with Myron Golden)
    May 24 2025

    In this episode, we crack open something most believers have never even noticed:
    In Genesis 2:12, God says the gold of the land was “good.”

    Wait, what?

    Before money was minted, before greed and shame twisted its meaning, God placed gold in Eden... and He called it good. That same word—“good”—used for trees, land, animals, and all creation. Money wasn’t cursed. It was created by God and called "good".

    We dive into:

    • The 8 times gold is mentioned in Genesis—and why that number matters.
    • Why gold is incorruptible (literally) and what that symbolizes.
    • How Abraham’s wealth wasn’t just allowed—it was celebrated.
    • The surprising truth about opulence and what God really designed money for.
    • Why your discomfort with money might not be holy… it might be unhealed.

    Resources Mentioned:

    • 📖 Genesis 2:12 (where it all starts)
    • 📺 Clip from Myron Golden – https://www.youtube.com/@MyronGolden
    • 📚 The Bible (especially Genesis, 1 Peter)
    • 🎙️ Subscribe to the show & leave us a review to keep this conversation going.

    👉 Got questions or thoughts? Hit us up—we’re always listening.

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/zCvSDN8qKV4)!

    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    18 m
  • AI Skills (Part 3/3): Why simply learning how to use AI can increase your income by 50%
    May 17 2025

    This episode is the one you’ve been waiting for.

    No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI.

    We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3–5 years. AND we break down 5 practical ways to start (even if you’ve never touched ChatGPT in your life).

    What we cover:

    • Why “AI fluency” already gets you paid 25–50% more
    • How one mom built a $4k/month curriculum using AI tools
    • The exact prompt you can copy/paste to find new income streams
    • Why being “naïve” about this will cost you
    • What the Bible says about staying ready, not scared

    We also talk about how this intersects with parenting, homeschooling, and staying grounded in a tech-driven world.

    This isn’t just about learning a tool — this is about stewardship of opportunity.

    Resources Mentioned:

    • Our book: Simple Money, Rich Life — http://seedtime.com/freebook
    • ChatGPT: https://chat.openai.com
    • Claude AI: https://claude.ai
    • Try Bob’s sample prompt:

    “I am a [insert job or role]. What are 3 repetitive tasks AI could help with, and how could that improve income or free time?”

    AI Series:

    • AI and the Bible - Part 1: Is Artificial Intelligence Replacing Our Faith? https://seedtime.libsyn.com/ai-and-the-bible-part-1-is-artificial-intelligence-replacing-our-faith (or watch this episode on YouTube: https://youtu.be/BoYjvHvyzFA)

    • AI and Money - Part 2: Why 40% of Jobs Might Be Gone in 10 Years — And What To Do About It https://seedtime.libsyn.com/ai-and-money-part-2-why-40-of-jobs-might-be-gone-in-10-years-and-what-to-do-about-it (or watch this episode on YouTube: https://youtu.be/pcsUkL2In9A)

    And if you're curious about how we’re using AI in our biz or want a deep-dive on tools/workflows, shoot me an email: bob@seedtime.com

    Let’s not sit back and get swept away by this wave. Let’s learn to surf it — with God at the center.

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/HA6T66ZTLdQ)!

    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    26 m
  • AI and Money (Part 2/3): Why 40% of Jobs Might Be Gone in 10 Years — And What To Do About It
    May 10 2025

    You ever watch the movie WALL-E and think, “No way that could be real”?

    Well... buckle up.

    This episode is PART TWO of our conversation about Artificial Intelligence — and it’s probably the most important thing you’ll hear all year. We dive deep into where AI is headed, how fast it’s moving, and why this isn’t just another tech shift... it's a total civilization shift.

    Here’s what we talk about:

    • The 3 groups emerging in the AI revolution (ownership, adapters, dependents)
    • Why AI with a 180 IQ is already smarter than Einstein
    • How 90% of jobs (yes, even lawyers and designers) are about to change
    • The massive wealth opportunity coming... if you’re ready
    • And the real reason we don’t need to fear any of it — because God is still God

    This isn’t doom and gloom. It’s preparation. And it’s faith-forward. Let’s run toward this like David ran toward Goliath. 💥

    Resources Mentioned:

    • Mike Dillard’s AI email series (search his newsletter)
    • Tesla, Google, Nvidia (publicly traded companies leading in AI/robotics)
    • Our 10x Investing Course: http://seedtime.com/investing
    • AI Part 1: Start here first (or watch the episode on YouTube)
    • Email Bob: bob@seedtime.com

    Stay encouraged. Stay aware. And stay close to the One who holds it all together.

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

    Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/pcsUkL2In9A)!

    If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    26 m