Are you contemplating whether to invest in rental properties or put your money into investment funds? This is a common dilemma for many investors, and understanding the pros and cons of each can help you make the best decision for your financial future.

Brett and Omari delve into the age-old question of whether rental properties or investment funds are the better investment strategy. They provide clear, actionable insights to help you make informed financial decisions. This episode is packed with valuable information to help you understand the nuances of both investment options, ensuring you can align your choices with your financial goals and lifestyle. Listen in to gain a solid grasp of what rental income can offer compared to portfolio income and decide which path is best suited for you.

Episode Highlights:

• Understanding rental income across different cities
• Key factors influencing rental incomes
• Pros and cons of investing in rental properties
• Overview of different types of investment funds
• Expected monthly distributions from various funds
• Benefits and risks of investing in portfolios
• Historical performance data of rental properties vs. investment funds
• Comparative risk and benefit analysis of both strategies
• Hypothetical scenario illustrating potential outcomes
• Key considerations for investors
• Expert advice on diversification and consulting a financial advisor

Stay Connected with Smart Wealth Podcast Hosts:

Brett Cranson: www.linkedin.com/in/brettcranson/

Omari Whyte: www.linkedin.com/in/omari-whyte/

Have you ever wondered how changes in tax laws could impact your financial future?

In this episode, we dive deep into the recent changes to the capital gains inclusion rate introduced in Canada’s 2024 federal budget. This significant policy shift affects Canadian investors, particularly those with substantial capital gains. You'll learn about the new tax rules, their implications for different types of taxpayers, and strategies to navigate these changes effectively.

By tuning in, you'll gain valuable insights into how to manage your investments, plan your taxes, and make informed financial decisions in this new tax landscape.

Episode Highlights:

• Overview of the Capital Gains Inclusion Rate Increase
• Impact on Different Taxpayers
• Potential Effects on Middle-Class Earners,
• Detailed Breakdown of the New Tax Rules,
• Investment Portfolio Strategies,
• Tax Planning and Professional Guidance
• Diversification and Alternative Investments
• Diversification and Alternative Investments
• Implications for Estate Planning
• Cautions Against Hasty Financial Decisions

Stay Connected with Smart Wealth Podcast Hosts:

Brett Cranson: www.linkedin.com/in/brettcranson/

Omari Whyte: www.linkedin.com/in/omari-whyte/

Have you ever wondered if holding cash is the best strategy for your financial future, especially when it’s yielding an attractive 5%?

In this episode, we unravel the complexities of this pressing question and dive deep into the world of personal finance. Join us as we explore whether it makes sense to stick with cash or diversify into stocks and bonds. You’ll learn about the hidden risks of relying solely on cash, the potential rewards of stocks and bonds, and strategic approaches to balance immediate returns with long-term growth.

Episode Highlights:

• Why are many drawn to high-yield cash, including liquidity, security, predictability, and simplicity.
• Hidden Risks of Cash
• Advantages of Stocks and Bonds
• Investing Strategies in a High-Interest Environment
• Practical Investment Tips

And many more!

Stay Connected with Smart Wealth Podcast Hosts:

Brett Cranson: www.linkedin.com/in/brettcranson/

Omari Whyte: www.linkedin.com/in/omari-whyte/