Smart Moves Before Year-End: Tax Strategies for Retirees & Investors

In this episode of Something More with Chris Boyd, Chris is joined by Jeff Perry to explore
essential year-end tax planning strategies that can help investors and retirees avoid penalties
and optimize their financial outcomes. Whether you're managing your own portfolio or working
with a financial advisor, this episode is packed with actionable insights to help you finish the
year strong and prepare for what's ahead, including

How to avoid IRS penalties through proper withholding and estimated payments
-The hidden tax consequences of mutual fund capital gains
-Strategic use of Required Minimum Distributions (RMDs)
-The power of Qualified Charitable Distributions (QCDs)
-Roth conversions and how they can reduce future tax burdens
-Tax-loss harvesting and other overlooked opportunities
-Temporary tax benefits under current legislation and why timing matters

#YearEndPlanning #TaxStrategies #RMDs #RothConversion #QCD #TaxLossHarvesting
#FinancialPlanning #RetirementTaxTips #WealthEnhancement #ChrisBoydPodcast
#InvestSmarter #PortfolioStrategy #ChrisBoyd #JeffPerry #AMRTeam

https://www.kiplinger.com/taxes/what-you-should-do-before-2026-because-of-obbba-changes

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Markets, Shutdowns, Trumps trip to Asia - What Investors Need to Know
In this episode, host J. Christopher Boyd is joined by Jeff Perry of the AMR team at Wealth
Enhancement to unpack the latest headlines and their implications for investors. From the
ongoing government shutdown and its ripple effects on economic data and SNAP benefits, to the
Federal Reserve's recent rate decision made without key government data, we explore how these
developments may influence portfolio decisions heading into the final quarter. They also dive
into the Social Security cost-of-living adjustment, Medicare premium changes, and the broader
healthcare inflation landscape. Plus, Chris and Jeff touch on international trade updates from the
President's trip to Asia, including rare earth agreements and tariff negotiations with China.
Whether you're a seasoned investor or just keeping an eye on the markets, this episode offers
timely insights to help you stay informed and proactive.

#InvestingInsights #MarketUpdate #GovernmentShutdown #FederalReserve #SocialSecurity
#MedicarePremiums #EconomicOutlook #FinancialPlanning #WealthEnhancement #TradeTalks
#PortfolioStrategy #ChrisBoyd #JeffPerry #AMRTeam

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Retire Often: Mini-Retirements for a Richer Life with Jillian Johnsrud
In this episode of Something More with Chris Boyd, host Jay Christopher Boyd is joined by
AMR team members Jeff Perry and Russ Paul, along with special guest Jillian Johnsrud, author
of Retire Often. In this episode, we explore Jillian's unique approach to creating a fulfilling life
through mini-retirements or short breaks that can boost your career trajectory, improve work-life
balance, and help you rediscover joy. Jillian shares practical strategies for planning these breaks,
overcoming fears about career disruption, and even leveraging time off to increase lifetime
earning potential. If you have ever wondered how to avoid burnout, make bold life choices, and
still stay financially secure, this conversation and her new book "Retire Often" might just be for
you.
To learn more about Jillian and "Retire Often" check out the link below:
https://retireoften.com/
#RetireOften #MiniRetirement #WorkLifeBalance #FinancialPlanning #CareerGrowth
#LifestyleDesign #WealthEnhancement #Podcast #PersonalFinance #LifePlanning
#WealthManagement #RetirementPlanning #FinancialAdvisor #Podcast #chrisBoyd #jeffperry
#jillianjohnsrud
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Unlocking Business Wealth: Exit Planning & Financial Planner Standards with Paul
Brahim

In this episode of Something More with Chris Boyd, Chris is joined by Jeff Perry and special
guest Paul Brahim, Managing Director and Financial Advisor at Wealth Enhancement in
Pittsburgh. Paul, a CFP® and CEPA®, shares decades of experience guiding CEOs and business
owners through retirement planning, succession strategies, and financial wellness. We dive into
the critical topics of "Title" protection for financial planners and why legal and regulatory
standards matter for the profession.
Next up is an engaging conversation about "Exit Planning" for business owners, including how
to unlock wealth, create liquidity, and align business decisions with personal goals.

#FinancialPlanning #ExitPlanning #BusinessOwners #SuccessionPlanning #CFP #CEPA
#WealthManagement #RetirementPlanning #FinancialAdvisor #Podcast #chrisBoyd #jeffperry
#paulbrahim #wealthenhancement

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Compelling Reasons You Need a Financial Advisor
This week, Jeff Perry sits in for Chris Boyd and is joined by co-host Russ Ball, both part of the AMR
team at Wealth Enhancement Group. Inspired by Christine Benz's Morningstar article, "Why I Have a
Financial Planner," Jeff shares his personal journey from DIY financial planning to becoming a client and eventually a team member of the AMR Team. Together, Jeff and Russ explore the value of getting a second opinion on major financial decisions, the importance of stress-testing your retirement plan, and the different compensation models in the financial advisory world. They also offer practical advice on how to evaluate a financial advisor, including the three essential questions every investor should ask. Whether you are managing your own finances or considering professional guidance, this episode offers insights that could help you uncover blind spots and make more confident decisions about your financial future.

#FinancialPlanning #WealthManagement #JeffPerry #RussBall #ChristineBenz #FinancialPlan
#ChrisBoyd #WealthEnhancementGroup #Preparedness #FamilyFinance #FinancialAdvisor

To read Christine Benz' article, click the link below:
https://www.morningstar.com/personal-finance/why-i-have-financial-planner

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Jeff Perry and Russ Ball explore 7 ways to save Social Security as outlined in Jeff's recent article linked below. While there is not a single solution that is likely to address Social Security's funding challenges on its own, there are many potential approaches to the looming reduction in benefits. To gain the public and political support needed, a combination of strategies to both increase revenue and contain cost reductions will likely be needed. There is no doubt that implementing meaningful long-lasting changes to Social Security will require public support and political courage. Whether or not President Trump and Congress will touch the "third rail" of politics or "kick the can down the road" is anyone's guess. For the survival of Social Security as we know it, let's hope reform is sooner rather than later. While you might not prefer some of the options discussed, Jeff and Russ make a compelling case that doing nothing is not a good plan.

#FinancialPlanning #WealthManagement #SocialSecurity #JeffPerry #RussBall
#ChrisBoyd #WealthEnhancementGroup #Preparedness #FamilyFinance

Click the link below to review Jeff's article on Saving Social Security:
https://www.wealthenhancement.com/node/139041

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr