The 0.01% Rule and Why Upward Mobility Feels Out of Reach
In this episode of Something More with Chris Boyd, Chris, Jeff Perry, and Brian Regan
unpack a simple yet powerful spending guideline of the “0.01% Rule”. The trio explores
how it can help you make quick, confident financial decisions without overthinking. But
the conversation doesn’t stop there. Brian attempts to explain why so many young
Americans feel stuck in their standard of living, the generational and structural challenges
that shape financial choices, and the trade-offs families face when balancing childcare,
housing, education, healthcare, and career opportunities. Whether you’re early in your
career, approaching retirement, or somewhere in between, this episode offers perspective,
strategies, and a reminder that financial planning is as much about values as it is about
numbers.
#PersonalFinance #MoneyTips #FinancialPlanning #WealthBuilding #UpwardMobility
#GenerationalWealth #EconomicTrends #LifeChoices #RetirementPlanning
#FamilyFinance #CostOfLiving #MoneyMindset

To read Brian’s article, click the link below:
https://www.linkedin.com/pulse/why-economic-vibes-off-brian-regan-cfa-mba-fbi0e/

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

From Highs to Headwinds: Navigating the Economy’s Crosscurrents
In this episode of Something More with Chris Boyd, Chris and co-host Jeff Perry sit down
with Senior Portfolio Manager Brian Regan to unpack the economic “headwinds” that
could challenge today’s market highs. From the ripple effects of tariffs and their $800B
impact on consumers, to the economic consequences of shifting immigration patterns,
student loan repayments, and rising wages, the conversation dives deep into the data, the
Fed’s balancing act, and the looming question of recession risk. Whether you’re an
investor, business owner, or simply curious about where the economy is headed, this
episode offers a grounded, data-driven look at the forces shaping our financial future.

#Economy #Markets #Investing #Tariffs #Inflation #RecessionRisk #FederalReserve
#EconomicOutlook #PortfolioManagement #FinancePodcast #MarketAnalysis
#InterestRates #EconomicHeadwinds #Headwinds #WallofWorry #FinancialPlanning
#Investing

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Digital Wrangling: Securing Your Online Legacy
In this episode, Chris Boyd and Jeff Perry from the AMR team at Wealth Enhancement
sit down with Kate Hufnagle, the “digital wrangler,” to unpack the world of digital assets.
Far beyond cryptocurrency, our guest explains how every email, social media profile,
cloud storage, and even auto-ship subscriptions form part of your digital estate. Kate
walks us through real-world examples, from photos saved on your phone to streaming
services tied to your account and explains why it is critical to think about who can access
your devices when you are no longer able. We also tackle the sticky challenges of
incapacity: durable powers of attorney, the limitations of terms of service agreements,
and the conversations you need to have now to spare your family headaches later. By the
end of this episode, you will have a clear roadmap for making an inventory of your
digital footprint, designating trusted contacts, and weaving your online life into your
broader estate plan.

#FinancialPlanning #DigitalLegacy #DigitalAssets #EstatePlanning #TechTalk

For Kate’s freebie (My Estate & Life Organizer), click the following link:
https://www.thedigitalwrangler.com/

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

In the News - Google’s Court Ruling, Stablecoin Regulation, and Presidential Power

In this episode of Something More, Chris Boyd joins Jeff Perry and Brian Regan to
unpack headline-making developments. First, they break down the recent antitrust
remedy imposed on Google and what it means for the internet search monopoly, AI
partnerships and exclusive contracts. Then, they dive into the new “Genius Act”
framework for stablecoins, exploring how backed digital dollars, smart contracts and
blockchain validators could transform cross-border payments and usher in real-world
revenue streams. The episode concludes with a fast-paced enthusiastic exchange of
various news items related to presidential power.

#GoogleAntitrust #StablecoinRegulation #FintechNews #BlockchainInsights
#DigitalAssets #IntheNews #FinancialPlanning #PresidentialPower

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Estate Planning Reimagined: From Step-Up Basis to Blockchain Governance
Chris Boyd and Jeff Perry welcome returning guest F. Keats Boyd III to unpack advanced
estate planning strategies that go far beyond drafting a simple will. They explore how
revocable trusts, step-up in basis rules, and beneficiary-focused tax planning can keep
wealth concentrated and shielded from high trust tax rates. Next, the trio dives into
family governance tools, from legacy letters and constitutions to LLC structures for
managing shared assets like vacation homes without friction. Finally, they introduce the
revolutionary potential of blockchain-based DAOs for anonymous, transparent
multigenerational wealth stewardship. To sign up for one of Keat’s upcoming seminars,
click the link below:

www.youresvp.com and enter the code: CEGBUS

#EstatePlanning #TrustsAndTaxes #FamilyGovernance #StepUpInBasis #LLCStrategies
#BlockchainDAO #WealthPreservation #FinancialPLanning

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Maximize Your Match: Celebrating National 401(K) Day
In this episode of Something More, Chris Boyd sits down with Jeff Perry and Russ Ball
to celebrate National 401(K) Day and unpack the true power of your workplace
retirement plan. You will learn why pre-tax contributions reduce your taxable income
now, how Roth options let your savings grow tax-free, and exactly why missing out on an
employer match is like leaving cash on the table. We will also cover contribution limits,
catch-up provisions for those over fifty, and strategies for combining traditional and Roth
accounts to optimize your tax liability in retirement. Whether you are just starting your
first job or looking to turbocharge your savings before year-end, this episode delivers the
insights you need to make every dollar work harder for your future.

#National401KDay #RetirementPlanning #EmployerMatch #TaxStrategy
#RothVsTraditional #FinancialWellness #CompoundGrowth #FinancialPlanning

Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”
https://register.gotowebinar.com/register/6040334700710880088

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Peace of Mind: Navigating Healthcare As You Age – Join Jeff Perry as he welcomes Jen
Mahoney, Director of Care Management for Live Well Care Management. In this candid
conversation, you will discover why healthcare emergencies are not always “somebody else’s”
problem and how having a dedicated advocate can make all the difference when navigating
hospital stays, new diagnoses, or long-term care planning. In this episode, you will learn more
about:
-The ideal moment to involve a care manager.
-Common triggers that prompt adult children to seek guidance for aging parents.
-How care managers assess levels of support.
-The pitfalls of waiting until your loved one’s care needs outgrow their current living
arrangements.

To contact Jen Mahoney, see the website and email address below:
Livewellcm.com
jennifer.mahoney@livewellcm.com

RetirementPlanning #RetireSmart #caremangement #assistedliving #healthcareforseniors
#FinancialPlanning #RetirementGoals #RetirementLifestyle

Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”
https://register.gotowebinar.com/register/6040334700710880088

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Gold Fever: Myths, Memories, and Market Reality - Guest host Jeff Perry sits down with
senior portfolio manager Brian Regan to unpack why gold still captures investors’ imaginations
and also their dollars. From the historic change in the Gold Standard at Bretton Woods and the
Nixon shock to today’s headlines and Costco’s unexpected bullion boom, Jeff and Brian explore
the real drivers behind gold’s rise, the role of investor psychology, and the facts (and fictions)
about the link to inflation and the dollar. Plus, the geopolitical twists that may shape where gold
goes next and why it might be more speculation than an actual safe haven.
#financialplanning #investing #gold #retirementplanning #speculation #goldfever
#financialrisk #illiquidity
See Brian’s article on Gold at the link below:
https://www.wealthenhancement.com/pdf/gold-beyond-the-myths

Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”
https://register.gotowebinar.com/register/6040334700710880088

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr