• Talk Property To Me Podcast

  • De: Brad East
  • Podcast

Talk Property To Me Podcast  Por  arte de portada

Talk Property To Me Podcast

De: Brad East
  • Resumen

  • Welcome to ”Talk Property To Me” – your go-to channel for everything related to real estate, finance and property investment. Dive deep with us as we chat about the property market, offering expert insights, practical tips, and real-life experiences. Whether you’re a first-time buyer, seasoned investor, or simply property-curious, we’re here to break down the jargon and chat about the world of bricks and mortar. Join us for engaging discussions, interviews with industry professionals, and success stories from the property realm. Don’t forget to subscribe and become a part of our growing community, where property talk never stops! JOIN OUR FACEBOOK GROUP AND GET EXCLUSIVE CONTENT ABOUT ALL THINGS FINANCE & PROPERTY IN AUSTRALIA → https://www.facebook.com/groups/talkpropertytome
    2024
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Episodios
  • Unpacking the House vs. Apartment Investment Argument
    Jul 16 2024
    In this episode of Talk Property To Me, real estate expert Aaron Downie joins Brad East to unpack the nuances of investing in houses versus apartments. As an experienced investor with a keen eye for market dynamics, Aaron offers practical insights on the hotly debated topic of real estate investing. Discover the key factors to consider when choosing between houses and apartments, such as location, market trends, rental yields, and long-term appreciation potential. Learn from real-world examples and expert analysis to find the investment strategy that works best for you. Whether you’re a seasoned investor or just starting, this video will provide valuable tips and strategies to enhance your portfolio. Don't miss out on the opportunity to gain a deeper understanding of the real estate market and maximize your returns. Join our exclusive Facebook group for ongoing support and expert advice on Australian finance and real estate. → https://www.facebook.com/groups/talkpropertytome Follow our podcast instagram here → https://www.instagram.com/talkpropertytomepodcast/ Subscribe to our channel for more expert advice on real estate investing, market trends, and financial growth strategies. Hit the notification bell so you never miss an update! Timestamped summary of this episode: 00:00:13 Debunking the Myth: Houses vs. Apartments as Investments Exploring the misconception of only buying houses as an investment strategy, highlighting the importance of market analysis and investment strategy in property investment. 00:01:55 Pros and Cons of Apartments vs. Houses Discussing the affordability and lower entry price of apartments, maintenance considerations, rental yield, amenities, and capital growth in comparison to houses. 00:04:23 Considerations for Apartment Investment Exploring factors like body corporate fees, maintenance costs, and historical capital growth rates in apartments, while considering future trends and market dynamics. 00:06:21 Size and Investment Potential of Apartments Examining the size differences between apartments and houses, and showcasing a successful investment case of a large apartment with significant returns. 00:07:38 Advantages of Houses as Investments Highlighting the capital growth, land ownership, space, privacy, and maintenance costs associated with investing in houses over apartments. 00:09:39 Luxury Amenities in Property Buildings Discussion on the cost and benefits of properties with luxury amenities like teppanyaki bars and cinemas for renters and owners. 00:11:14 Best Performing Suburbs in Australia Analysis of the highest performing suburbs in Australia over the past twelve months, with significant growth rates in Gumdale, Ellen Grove, Keilor East, and Rosebud. 00:13:45 Top Growth in Apartment Suburbs Highlighting the substantial growth in apartment suburbs like Tennyson, Grange in Brisbane, and Doncaster East in Melbourne, with impressive annual growth rates. 00:15:43 Worst Performing Suburbs Exploring the decline in suburbs like O'Connor and Wannan in Canberra for houses, and Forrest in Canberra, East Lakes in Sydney, and Macquarie Park for apartments over the last twelve months. 00:17:00 Decade of Growth in Suburbs Insights into the top performing suburbs over the past ten years, showcasing significant increases in areas like Byron Bay, Bright in Victoria, Suffolk Park, and Kingscliffe. 00:19:46 Top Performing Suburbs for Apartments Discussion on top-performing suburbs for apartments, including Jindabyne and Kings Cliff, with notable growth percentages over the years. 00:21:24 Factors Influencing Property Prices Exploration of factors like infrastructure, population growth, and market demand affecting property prices in different suburbs. 00:22:27 Apartments as Valuable Assets Highlighting the long-term value of apartments, emphasizing diversification and low maintenance costs as key advantages. 00:23:24 Trend of Downsizing to Apartments Observations on the trend of downsizing to apartments, particularly by the aging population, driving demand and growth in certain Sydney suburbs. 00:24:47 Diversification in Property Investment Encouragement for diversifying investment portfolios, considering apartments as a viable option for first-time investors. ABOUT THE HOST BRAD EAST Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award-winning mortgage broker and has helped thousands of clients gain finance to purchase properties. Wisebuy Home Loans is the go-to mortgage brokerage for clients wanting out-of-the-box applications approved. Website → https://wisebuygroup.com.au LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/ Instagram → https://www.instagram.com/bradeast_mortgagebroker/ Facebook → https://www.facebook.com/bradeastofficial #realestate #propertyinvestment #podcast #finance #propertypodcast
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    26 m
  • The Cost of Waiting: Why Delaying Property Purchase is Losing You Money
    Jul 2 2024

    In this episode of Talk Property To Me, real estate agent Luke Morrison joins Brad East to reveal the impact of compounding over decades. Luke Morrison is a seasoned real estate professional with over a decade of experience in the Newcastle market. His data-driven approach empowers clients to make informed investment decisions.

    Learn how waiting a few years can mean missing out on substantial gains and why "timing the market" often backfires. Don't let fear or indecision rob you of life-changing wealth. Unlock the secrets of compounding growth and take control of your financial future now.

    Join our exclusive Facebook group for ongoing support and expert advice on Australian finance and real estate. → https://www.facebook.com/groups/talkpropertytome

    Follow our podcast instagram here → https://www.instagram.com/talk_property_to_me_podcast/

    Timestamped summary of this episode:

    00:00:01 The Power of Compounding Growth in Property Investment

    Luke Morrison explains how waiting to save a larger deposit can cost around $900,000 over a four-year period due to compounding growth in property values.

    00:03:13 The Importance of Acting Now in the Property Market

    Brad emphasizes the urgency of buying property now, highlighting that waiting for better conditions or interest rates can be costly in the long term.

    00:06:05 The Strategy of Boomers in Property Investment

    Discussion on how boomers accumulated wealth by buying property early, sitting on it, and then downsizing at retirement, showcasing the benefits of long-term property ownership.

    00:07:56 Media Influence on Consumer Behavior in Property Market

    Exploration of how media influences consumer behavior in response to interest rate speculations, and the recommendation to refinance home loans to benefit from lower rates.

    00:09:09 Advice on Refinancing Home Loans for Cost Savings

    Encouragement for homeowners to proactively refinance their home loans to secure lower rates and save money, emphasizing the importance of shopping around for better deals.

    00:10:09 Uncovering Bank Tactics with Interest Rates

    Banks manipulate interest rates by reducing discounts over time, urging listeners to review bank statements and negotiate for lower rates by threatening to refinance.

    00:11:24 Taking Control of Home Loan Discounts

    Encouragement to challenge banks for rate reductions, highlighting the potential savings and financial gains from negotiating home loan discounts.

    00:12:21 Overcoming Initial Costs in Property Investment

    Emphasizing the short-term costs like LMI and stamp duty are quickly offset by property value growth, advocating for taking the leap into the market.

    00:13:32 Timing the Real Estate Market

    Advising to enter the property market now due to predicted interest rate drops and increasing property values, discussing factors influencing market growth.

    00:16:48 Long-Term Wealth Building through Property Investment

    Highlighting the significance of compounding growth in property investment over 30 years, contrasting it with other investment options for long-term wealth accumulation.

    ABOUT THE HOST

    BRAD EAST

    Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award-winning mortgage broker and has helped thousands of clients gain finance to purchase properties. Wisebuy Home Loans is the go-to mortgage brokerage for clients wanting out-of-the-box applications approved.

    Website → https://wisebuygroup.com.au

    LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/

    Instagram → https://www.instagram.com/bradeast_mortgagebroker/

    Facebook → https://www.facebook.com/bradeastofficial

    #realestate #propertyinvestment #podcast #finance #propertypodcast

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    18 m
  • How Mortgage Brokers Save You Money While Banks Rip You Off
    Jun 10 2024
    How Mortgage Brokers Save You Money While Banks Rip You Off

    In this episode of Talk Property To Me, you'll dive into the complexities of borrowing for property investment with guest Toby Woodroffe, an experienced mortgage broker. He shares insights on the importance of seeking expert guidance when navigating the lending landscape, drawing from his professional experience to emphasize the potential pitfalls of attempting to navigate the lending process alone. The conversation touches on securing lending for multiple investment properties, banks' strategies, and the significance of establishing relationships with knowledgeable local mortgage brokers. Woodroffe's expertise and practical advice provide a credible basis for listeners seeking to invest in property, highlighting the value of professional guidance and long-term support. Whether you're a homebuyer or property investor, tuning in to this episode will arm you with valuable insights to make informed decisions and effectively navigate the lending landscape.

    Timestamped summary of this episode:

    00:00:02 - The Role of Mortgage Brokers

    Brad and Toby discuss the value of mortgage brokers and why they are essential in the home loan process. Toby debunks misconceptions about broker income and fees.

    00:03:37 - Banks' Profit Margins and Mortgage Brokers

    Toby explains how the decreasing net interest margins of banks are linked to the increasing market share of mortgage brokers. This relationship sheds light on why banks may view brokers as a threat.

    00:10:51 - Best Interest Duty and Broker Expertise

    The conversation delves into the best interest duty legislation and how brokers are required to act in the best interest of their clients. The expertise and access to multiple lenders make brokers a valuable resource for borrowers.

    00:13:25 - Broker Commission and Client Benefits

    Brad emphasizes that brokers do not charge clients and are compensated through commissions from lenders. The discussion highlights the importance of expert advice and access to a wide range of options for borrowers.

    00:14:21 - The Role of Mortgage Brokers

    Toby emphasizes the value of mortgage brokers in navigating complex lending processes, highlighting their ability to secure the best outcomes, especially in the investing space.

    00:15:13 - Risks of Directly Approaching Banks

    Toby discusses the potential pitfalls of directly approaching banks for property investment loans, including cross collateralization and the limitations it poses on future property acquisitions.

    00:16:26 - Importance of Seeking Professional Advice

    Toby advises against relying solely on media and encourages seeking advice from reputable local mortgage brokers to avoid costly mistakes and ensure long-term positive relationships.

    00:16:53 - Lack of Bank Support

    Toby highlights the lack of ongoing support from banks after loan approval and the importance of having access to professional guidance for navigating the complexities of the property market.

    00:17:29 - Conclusion and Call to Action

    Brad and Toby sign off, urging listeners to engage in the social media community and seek professional advice for any property-related questions or concerns.

    ABOUT THE HOST

    BRAD EAST

    Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award-winning mortgage broker and has helped thousands of clients gain finance to purchase properties. Wisebuy Home Loans is the go-to mortgage brokerage for clients wanting out-of-the-box applications approved.

    Website → https://wisebuygroup.com.au

    LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/

    Instagram → https://www.instagram.com/bradeast_mortgagebroker/

    Facebook → https://www.facebook.com/bradeastofficial

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    18 m

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