Today we discuss why involving accountants, attorneys and financial planners early matters; how tax and entity structure can dramatically affect net proceeds and business valuation; examples of misreported profits and multi-entity complications that change sale outcomes; and how deal structure (cash, seller notes, earnouts) impacts value and post-sale life.

In this episode of the Apex Business Advisors Podcast, Andy and Doug discuss the real-time impacts of a multi-week government shutdown on SBA-backed business closings. They share examples of delayed deals, explain the importance of SBA numbers and IRS tax transcripts, and contrast private funding with bank/SBA funding.

Doug and Andy lay out actionable steps for buyers and sellers: push your lender to request SBA numbers and tax transcripts, complete your closing checklist, and maintain urgency so you don’t end up at the back of the line—especially critical for seasonal businesses.

Andy and Doug discuss when to sell your business and why timing the market is less important than being prepared. They cover key topics such as cleaning up financials, documenting operations, building succession plans, how banks view seller expenses, and the reality of seller financing.

Using real seller stories and examples, the episode explains how life events can force a sale, why planning early (even in your 30s or 40s) matters, and how a well-prepared business can close in months rather than years. Practical takeaways include talking to advisers, removing the owner from day-to-day operations, and considering your post-sale plans.

Today we walk through a recent closing of a bakery production business that faced months of delays. We discuss why the sale paused after a confidentiality breach, how buyer financing choices (refusing SBA) created extra hurdles, and the role of seller financing and property collateral in getting the deal done.

The episode covers concrete complications — slow or nonresponsive appraisers and attorneys, title adjustments, additional collateral requests, and the five-month timeline from offer to close — plus how the team kept momentum by staying patient, communicative, and focused on the mutual goal of completing the transaction.

Key takeaways include advice on operating the business during long sale periods, the importance of clear communication across external partners, planning for post-close expansion, and Apex’s approach to marketing and handling complex or “weird” deals.

Andy has moved into a different drop down box on the IBBA experience category. In this episode, he is here to share the wisdom of a grizzled old vet.

Key topics include managing multiple deals (he describes having six deals under contract), teaming up versus representing both buyer and seller, handling client emotions and conflict, building systems and teams to scale, and the “thousand day” advice for new brokers.

Practical takeaways cover attending conferences, joining professional organizations like the Exit Planning Institute, staying credible by treating advisory work as a business, and leaning on colleagues to share stress. The episode blends real-world tips with light-hearted moments and personal anecdotes.

Today, we recap two recent closings that included returning buyers who chose Apex to re-sell their companies, how seller financing accelerated one transaction to about 60 days, and how bank/SBA rule changes stretched another closing past the typical 90-day target.

Key takeaways: deals rarely follow a linear Gantt chart, seller financing can speed closings, bank rules can cause unexpected delays, and persistence pays off — Apex handles roughly 35–50 closings a year and keeps a culture of celebrating wins (yes, tacos included).

In this episode of the Apex Business Advisors podcast, Andy and Doug discuss the difference between good and bad seller financing, why bank scrutiny and rising interest rates make seller financing more relevant, and how creative deal structures can help transactions close.

Topics covered: unbankable businesses, dirty books and ad-backs, the impact of interest-rate changes on debt service and buyer affordability, structuring seller carry (partial financing, balloons, amortization), and how sellers can earn attractive returns by financing deals.

Episode featuring returning guest Valerie Vaughn, premier and award-winning business broker, discussing a seven-year succession plan where parents prepared to sell their established business to their son. Topics include team-based planning with a wealth manager, accountant, and attorney; preparing the company for sale; SBA lending and financing hurdles; and the son’s transition from top salesperson to owner (including getting a contractor’s license).

Key points: the value of long-term planning and objective valuation, operational changes that doubled company value, family dynamics and intermediaries’ roles, lender interactions and timing challenges, and the successful closing and lessons for business owners considering internal or third-party exits.