In our season finale, Sarah and Dennis address some kickback received on a social media post highlighting the issues we all face as a society when it comes to funding our retirement. And why we're trying to help people avoid sleepwalking into retirement regret.

We discuss why it's so important to be aware of the pitfalls and how we can take some simple steps to improve our financial future.

We cover:

• Why retirement planning is harder now than it was 30 years ago.
• The Office for National Statistics' life expectancy calculator
• The recent significant increase in the amount of income required for a moderate retirement
• The pension gender gap and why it exists
• Retirement anxiety

We're looking forward to returning in September after a summer break. If you have a question you'd like us to cover during the next season, now is the time to reach out.

Useful information

Host: Dennis Hall

Host: Sarah Steele

Contact us: ask@yellowtail.co.uk

In the penultimate episode of Season 3, Sarah and Dennis discuss the importance of reviewing premiums and checking charges on financial contracts.

We receive annual alerts when our car and home insurance is due for renewal. But our life assurances and savings plans tend to run quietly in the background. The direct debit leaving the account each month without much thought.

Why aren't we paying more attention?

Dennis and Sarah discuss:

• Old with-profits bonds set up in good faith delivering shockingly poor returns
• Life assurance contracts with overly high premiums
• Pension plans invested in sub-optimal default funds
• Investments subject to charges which significantly reduce their long-term growth

With over 35 years in financial services, Dennis has all too often come across people whose finances have been detrimentally affected due to lack of review.

When was the last time you reviewed yours?

Useful information

Host: Dennis Hall

Host: Sarah Steele

Contact us: ask@yellowtail.co.uk

In this episode of The Century Plan, Sarah and Dennis are pleased to welcome guests, Dr Tommy Perkins and Dr Ed Cantelo from the Medics Money podcast.

With over 1 million downloads, the hosts of Medics Money podcast, Tommy and Ed are empowering doctors, dentists and other professionals to make better financial decisions.

The team at Yellowtail Financial Planning have worked with Tommy and Ed for two years and we thought it was time to get to know the GPs behind the success story.

Tommy and Ed share:

How they became GPs

When they decided to to help others with their finances

What they think of cryptocurrency

How they created their own financial plans

Why they share our values around low cost index trackers

Not just for doctors. This episode covers how to make a start and what we can all do to feel more in control of our money.

Useful Information

Medics Money

Host: Dennis

Host: Sarah

Email: ask@yellowtail.co.uk

ABOUT YELLOWTAIL

Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail’s experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.