Episodios

  • The Hidden Risk of One-Size-Fits-All Financial Advice

    The Hidden Risk of One-Size-Fits-All Financial Advice
    Feb 10 2026
    Rules of thumb work... until they don’t. In this episode, Josh unpacks why one-size-fits-all financial rules often fail, how generic advice can quietly create risk, and what changes once you’ve already “won the game” financially. Plus, we explore why personalization matters, how risk tolerance should evolve over time, and why the goal isn’t more money, it’s clarity and confidence. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
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    30 m
  • Can You Retire Early? The Income Bridge Most People Miss

    Can You Retire Early? The Income Bridge Most People Miss
    Feb 3 2026
    Many people are closer to early retirement than they realize, but they’re missing one critical piece: income planning. Josh walks through how income bridges work, why timing matters more than hitting a magic number, and how to think about retirement cash flow before Social Security kicks in. This episode is for anyone who feels financially “close,” but not confident enough to make the leap. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
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    14 m
  • Why the 4% Rule Is Broken And What Really Determines Safe Retirement Income Now

    Why the 4% Rule Is Broken And What Really Determines Safe Retirement Income Now
    Jan 29 2026
    For decades, the 4% rule has been treated as gospel for retirement planning... But is it still safe? Josh breaks down why the traditional withdrawal rule may no longer work in today’s market, how Social Security and guaranteed income change the math, and what really determines whether your money lasts as long as you do. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
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    24 m
  • The AI Boom Retirement Trap: Why Record Markets Can Still Wreck Your Retirement

    The AI Boom Retirement Trap: Why Record Markets Can Still Wreck Your Retirement
    Jan 8 2026
    The market is hitting record highs and AI stocks are soaring, but for retirees, this may actually be one of the most dangerous environments in years. In this episode, Josh explains why booming markets don’t automatically mean financial safety, how portfolio concentration and the sequence of returns can quietly threaten retirement income, and why income planning matters more than account balance alone. If you’re retired or approaching retirement, this conversation could completely change how you think about your money. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
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    17 m
  • Retire Smart: Why Waiting Could Transform Your Financial Future

    Retire Smart: Why Waiting Could Transform Your Financial Future
    Dec 19 2025
    Are you thinking about retiring in 2026? Before you hand in your laptop, there are critical financial factors to consider. In this episode, Josh breaks down why delaying retirement (even by just a year or two) can dramatically improve your financial security. We'll also discuss key considerations including cash flow planning, Social Security strategies, healthcare costs, market volatility, and tax implications. Whether you’re mapping out your dream retirement or just curious about the smartest timing for stepping away from work, this episode will give you actionable insights to retire with confidence and peace of mind. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
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    13 m
  • Left in the Dark: The Financial Mistake Couples Can’t Afford to Make

    Left in the Dark: The Financial Mistake Couples Can’t Afford to Make
    Dec 17 2025
    When one spouse controls the finances and the other zones out, the consequences can be devastating. In this episode, Josh reveals why financial secrecy puts couples at risk both emotionally and financially, and how shared transparency can protect both your relationship and your retirement. We also discuss how “financial infidelity” destroys trust, and lay out practical steps couples can take right now to protect the surviving spouse, strengthen communication, and build true financial security together. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
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    19 m
  • The Biggest Estate Planning Mistakes and How to Avoid Them

    The Biggest Estate Planning Mistakes and How to Avoid Them
    Dec 9 2025
    Estate planning isn’t just for the wealthy, it’s for anyone who wants to protect what they’ve built. Josh is breaking down 13 essential estate planning moves that can shield your family from unnecessary taxes, lawsuits, probate, and even financial disaster. Whether you’re married, single, retired, or still building your wealth, this episode offers critical guidance to ensure your wishes are honored and your loved ones stay protected. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
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    30 m
  • The Millennial Debt Spiral: Causes, Consequences, and Solutions

    The Millennial Debt Spiral: Causes, Consequences, and Solutions
    Dec 3 2025
    Millennial debt has quietly surged, and many people would rather talk about their weight or politics than their balances. Josh digs into the psychology behind money shame, why overspending feels so normal, and the simple behavioral strategies that can transform your financial life. If you’re feeling overwhelmed, this conversation will give you clarity, confidence, and a real plan to move forward. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
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    22 m