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The Fiscal Physical Podcast

De: Ryan Nelson & Aaron Hoisington
  • Resumen

  • Welcome to The Fiscal Physical Podcast, where financial empowerment meets expert insights! Join host Aaron Hoisington in dynamic conversations with Ryan Nelson, owner of Alchemy Wealth Management and author of "Your Fiscal Physical." Whether you're a finance novice or a seasoned investor, each episode demystifies financial concepts, providing practical tips tailored for every stage of your financial journey. Our engaging discussions aim to make finance accessible and exciting for everyone.

    © 2024 The Fiscal Physical Podcast
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Episodios
  • #29 - Portfolio Re-balancing: What is is, who should consider it, and what are the benefits vs risks?
    Jul 16 2024

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    Have you ever wondered how to keep your financial portfolio in tip-top shape amidst market chaos? Discover the secrets of portfolio rebalancing with Ryan Nelson, the brilliant mind behind Alchemy Wealth Management and the enlightening book "Your Fiscal Physical." Ryan breaks down the art of maintaining balance in your investments through portfolio rebalancing. You'll learn how market fluctuations can disrupt your asset allocation and why it’s crucial to realign your portfolio to match your risk tolerance and financial goals, ensuring lasting stability and growth.

    In our tech-savvy second half, we delve into how technology can simplify this essential financial practice. From time-based to guardrail-based rebalancing strategies, we discuss methods to keep your investments on track. We also have some exciting personal updates, including Aaron's journey with financial planning tools and Ironman 70.3 training, and Ryan's plans to pursue further education. Join us for practical tips and insights that will elevate your financial literacy and set you on the path to financial stability.

    Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, STAY THE COURSE!

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    17 m
  • #28 - When is enough, enough?: How to determine if you need to save more above and beyond your work’s retirement account? | Listener Question
    Jul 9 2024

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    Embark on a financial fitness journey with Ryan Nelson, the brains behind Alchemy Wealth Management, as we traverse the terrain of retirement savings and strategic investing. Whether you're stashing away in a 401(k) or seeking the best ways to leverage a generous employer match, our latest Fiscal Physical Podcast will empower you to align those dollars with your dreams. Ryan, an acclaimed author, brings to the table the art of tailoring your retirement plans to suit your envisioned future, all the while demystifying the 'save 15% of your income' guideline.

    Is your savings rate paving the way to a retirement filled with comfort or compromise? With Ryan's expert analysis, we dissect the profound difference a single percentage can make and illustrate how a disciplined approach can dramatically shorten the path to financial independence. By examining the case of our listener Taylor, who enjoys a hefty 15.5% employer match, we unravel the nuanced tactics that could optimize your timeline for stepping off the career ladder and into leisure. Our conversation is a masterclass in future-proofing your lifestyle, ensuring that the retirement you work towards is the one you truly desire.

    As we wrap up our enriching session, don't overlook the critical difference between a hoard of wealth and a well-crafted, early-access retirement strategy. We explore the benefits of portfolio diversification, like the allure of Roth IRAs, and the significance of aligning your fiscal moves with your personal risk tolerance and goals. If you're seeking to refine your financial acumen, make sure to subscribe and share your thoughts on our podcast. Remember, the journey to a fulfilling retirement is as unique as you are, and the Fiscal Physical Podcast is here to illuminate each step of the way.

    Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, STAY THE COURSE!

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    25 m
  • #27 - Environment, Social and Governance (ESG): What does it mean to be an ESG investor, does it make sense, what’s the actual impact?
    Jul 2 2024

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    Witness the unraveling of ESG investing's knotted threads as Ryan Nelson from Alchemy Wealth Management joins me to dissect the intricate blend of ethics and economics. Prepare to have your perspective broadened on how environmental, social, and governance factors intersect with your investment portfolio. We venture beyond the buzzwords and shine a spotlight on the murky waters of ESG criteria, questioning how personal convictions and the political landscape shape what is deemed a worthy investment. Throughout our conversation, we confront the contentious argument of ESG performance against traditional investments, acknowledging a playing field rife with inconclusive data and passionately divided opinions.

    The episode takes a sharp turn as we challenge the conventional wisdom of stock ownership's impact on corporate giants like Chevron, revealing a surprising disconnect between the stock market and a company's financial health. Instead, we spotlight the potent force of shareholder activism in steering corporate behavior toward more sustainable horizons. Our journey through the financial landscape culminates with a whimsical detour into the trivia realm, where we unveil some unexpected facts about U.S. currency production. Tune in for an episode that promises not just insights, but also the tools to navigate the ethical dimensions of your investments.

    Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, STAY THE COURSE!

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    27 m

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